Shadowing Practice: MR-12304 Long DG POC SBA Podcasts - Learn English Speaking with Video

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36 sentences
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1
So why not take out an SBA loan?
2
Why get ripped off by a traditional business loan?
3
Are they that different?
4
Yeah, most business loans drain you with crazy high interest rates and terms so short you can barely breathe.
5
And SBA loans?
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SBA loans are backed by the government, so lenders can actually give you better deals.
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Up to 10 years to pay it back and with rates that actually make sense.
8
Sounds good.
9
And how can I make it happen?
10
Got your phone on you?
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Yep, right here.
12
Cool, I'm going to send you a link to a platform.
13
Just answer the questions.
14
It takes like two minutes.
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Then wait.
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Okay, wait, what?
17
I just got approved for $120 ,000?
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Yep, you could see $120 ,000 on your business account in as little as 14 days.
19
Wow, seriously?
20
Thank you.
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You're doing the right thing.
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This is way smarter than those fast money traps.
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And hey, if you're a business owner, click the link below to check it out now.
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Your future self will thank you.
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Here's what most lenders don't want small business owners to know.
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There's this marketplace specifically for SBA loans that's backed by the US Small Business Administration.
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It can help you access up to $5 million with terms that actually make sense.
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We're talking lower interest rates and repayment terms up to 10 years and in some cases even 25 years.
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And no, your credit doesn't have to be excellent.
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I tried it myself.
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The process took me about two minutes.
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All I had to do was take a short quiz.
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I got approved for a $238 ,000 SBA loan and about 14 days later, the funds were directly deposited right into my business account.
34
This marketplace made the SBA loan process way more business friendly.
35
Now I'm going to put that link below.
36
Click it so it can help you too.

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Vocabulary and speaking notes for this lesson

This B2 speaking lesson is built on the video “MR-12304 Long DG POC SBA Podcasts”. The speaker keeps coming back to these words: loan, Sba, rates, link, terms. This video has 36 sentences and 307 words to shadow. The speech runs for 1:27. The speaker talks fast, about 212 words per minute, so expect linked and reduced sounds. 88% of the words are among the 3,000 most common in English, so the vocabulary is easy to follow. 9 of its 36 sentences are questions, so it is good practice for question intonation and short answers.

Key vocabulary in this video

The 15 most advanced words in the video, with pronunciation and meaning:

WordPronunciationMeaning
approve verb/əˈpɹuːv/To officially sanction; to ratify; to confirm; to set as satisfactory.
marketplace nounAn open area in a town housing a public market.
lender noun/ˈlɛn.dɚ/One who lends, especially money; specifically, a bank or other entity that specializes in granting loans.
trap noun/tɹæp/A machine or other device designed to catch (and sometimes kill) animals, either by holding them in a container, or by catching hold of part of the body.
breathe verb/bɹiːð/To draw air into (inhale), and expel air from (exhale), the lungs in order to extract oxygen and excrete waste gases.
rip verb/ɹɪp/To divide or separate the parts of (especially something flimsy, such as paper or fabric), by cutting or tearing; to tear off or out by violence.
deposit noun/dɪˈpɑ.zɪt/Sediment or rock that is not native to its present location or is different from the surrounding material. Sometimes refers to ore or gems.
drain noun/dɹiːn/A conduit allowing liquid to flow out of an otherwise contained volume; a plughole (UK)
quiz noun/kwɪz/A competition in the answering of questions.
repayment nounThe act of repaying.
loan noun/loʊn/An act or instance of lending, an act or instance of granting something for temporary use.
platform noun/ˈplætfɔɹm/A raised stage from which speeches are made and on which musical and other performances are made.
specifically adverb/spɪˈsɪf.ɪ.kli/In a specific manner, applying to or naming a particular thing or things, expressly, explicitly.
friendly adjective/ˈfɹɛnd.li/Generally warm, approachable and easy to relate with in character.
barely adverb/ˈbeɹ.li/By a small margin.

Phrasal verbs you will hear

WordMeaning
rip off verbTo pull off by ripping.
take out verbTo remove.

Pronunciation to watch

The speaker uses 7 contractions and reduced forms, such as I'm, you're, doesn't. Say them the short way, as you hear them.

How to practise with this video

  1. Listen to the whole video once without speaking and note the words you do not know.
  2. Start at 0.75× speed, shadow it sentence by sentence, then go back to normal speed once it feels easy.
  3. Record yourself and compare with the original, paying attention to words like approve, marketplace, lender.

What is the Shadowing Technique?

Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.

Shadowing technique: read the full step-by-step guide →