Практика Shadowing: Listen and Repeat -Dangerous Mistake at the Bank English - Изучайте разговорный английский по видео
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Last week I went to a bank in the United States.
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I needed to take money from my account Simple, right?
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But when I spoke to the cashier, I said, Give me all the money from my account.
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The cashier stopped.
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The people behind me stopped. And suddenly...
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Everything felt very serious.
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I smiled.
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But inside, I was thinking, Did I say something wrong?
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In this lesson, you will learn real bank English people use every day
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and how one sentence can sound very dangerous if you say it the wrong way.
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Now repeat this sentence with me.
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I think I misunderstood.
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Good.
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Let me tell you what happened that day at the bank.
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Last week I needed some cash because I had to pay back a friend.
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She paid for lunch the day before, and I promised her, I'll pay you back tomorrow.
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It was not a lot of money.
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But I wanted to keep my promise.
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Repeat I'll pay you back tomorrow.
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Good.
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The next morning, I went to an ATM near my apartment.
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I felt calm because I did not need to speak to anyone.
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I only had to use the machine: card in, pin number, money out, Simple. At least...
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That is what I thought.
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I put my card into the ATM and chose English on the screen.
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I saw several options.
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balance, deposit, transfer, and cash.
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I knew one of them was for taking money out, but I did not stop to remember the exact word.
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I just followed the screen.
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Then the machine made a sound I waited for the cache, but a message appeared on the screen.
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No cash available.
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I blinked.
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No cash?
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In an ATM, Then I understood.
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The ATM ran out of cash.
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Repeat.
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The ATM ran out of cash.
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Excellent!
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"Run out of" means there is no more left.
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The ATM had no more cash inside, and now I had to make a decision.
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There was a bank branch right next to the ATM.
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The machine was easy, but inside the bank I had to speak to a real person in English.
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I looked through the glass doors.
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There was a teller at the counter, and there were people waiting in line.
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Suddenly, I felt nervous.
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I asked myself, What is the correct way to say this in English?
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I knew "give me money" sounded strange.
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I knew "take money" sounded too direct.
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But the correct word disappeared from my mind.
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repeat The word disappeared from my mind.
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Good.
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I took a deep breath, opened the door, and walked inside the bank.
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I did not know it yet.
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But the ATM was not the real problem.
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I walked inside the bank and joined the line.
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There were only three people in front of me, but somehow the line felt very long.
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I looked at the teller behind the counter, She was smiling and helping another customer.
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But I still felt nervous.
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Speaking to a machine was easy.
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Speaking to a real person was different.
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I looked at my phone and opened my banking app.
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Yes, I had money in my account.
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Not a lot, but enough to pay back my friend.
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Repeat.
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I have enough money in my account.
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Good.
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Then, I practiced quietly in my mind.
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I need money from my account.
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No. That sounded strange.
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I want to take money.
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"'No, that sounded too direct.' I want to remove money.
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"No, definitely not.
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The line moved forward.
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Now there was only one person in front of me, My heart started beating faster.
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The man behind me sighed loudly.
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Maybe he was in a hurry.
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Maybe he was just tired.
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But now I felt even more pressure.
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Finally, the teller looked at me and said, Next please I stepped forward and smiled.
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"Hi," she said kindly.
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How can I help you today?
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This was my moment.
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I opened my mouth.
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And the correct word disappeared again.
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So I smiled with full confidence and said,
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"I need you to give me all the money from my account." The teller stopped moving.
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Her smile disappeared for one second.
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The man behind me stopped sighing.
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The bank suddenly felt very quiet.
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Repeat.
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Give me all the money from my account.
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Good.
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But be careful!
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That sentence sounds too strong!
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The teller looked at me carefully and said, I'm sorry.
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What do you mean?
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I felt my face getting warm.
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I tried to explain.
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No. No, I mean, it is my money.
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The teller blinked.
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Yes, I understand.
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That did not help.
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I pointed to my debit card.
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I have money here.
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I said, And I want to take it!
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The man behind me whispered, Do not hold up the line.
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Hold up the line.
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That means to delay everyone behind you Repeat.
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Sorry for holding up the line.
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Very good.
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Now I was embarrassed.
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I was not trying to rob the bank.
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I was just trying to get $20.
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But somehow, my English made the situation sound very serious.
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The teller looked at me kindly and said, Do you mean you would like to withdraw some money?
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withdraw there it was The word I needed.
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I nodded quickly.
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Yes.
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Yes, exactly.
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I would like to withdraw some money.
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"Repeat, I would like to withdraw some money." Excellent!
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The teller smiled again.
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No problem.
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She said.
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We can help you with that.
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I smiled, too, but inside I was thinking...
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Please, let this moment end quickly.
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But of course, It did not end there.
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The teller smiled and pulled a small form from under the counter.
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"Okay," she said.
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You just need to fill out this form Fill out.
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That means to complete a form with your information.
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repeat I need to fill out this form.
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Good.
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She handed me the paper and a pen.
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I looked at the form.
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Name account number, Amount signature, Simple.
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But after what I had just said, even a simple form felt difficult.
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I looked at the line that said, amount.
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The teller asked, How much would you like to withdraw?
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withdraw.
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Now I knew the word.
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I smiled carefully and said, $20, please.
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She looked at me.
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Just $20?
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I nodded.
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Yes.
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Just $20!
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The man behind me made a small sound.
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Not a laugh.
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Not exactly.
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But.. close I felt my face getting warm again.
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Repeat.
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Just $20.
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Good.
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The teller smiled kindly.
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"That is perfectly fine," she said.
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I looked at the form again and wrote: $20.
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Then I signed my name.
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The teller looked at my ID.
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She checked the account.
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Then she asked, Is this for anything special?
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I wanted to explain quickly.
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"My friend paid for lunch yesterday," I said.
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"I need to pay her back." "Pay back?" That means to return money you owe someone.
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Repeat, I need to pay her back.
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Excellent!
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The teller nodded.
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That is nice of you.
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I smiled.
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"'Yes, I promised her.' Then I added, I am almost broke, but I keep my promises.
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The teller laughed softly.
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broke.
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That means you have very little money.
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Repeat.
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I am almost broke.
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Good.
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The man behind me laughed too.
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This time, it did not feel bad.
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The tension was finally disappearing.
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The teller finished typing on her computer and said,
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"Okay, I can make the withdrawal for you." Make a withdrawal.
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That is another way to say take money out of your account.
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repeat I would like to make a withdrawal.
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Very good.
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I felt proud.
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Now I had three better phrases.
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withdraw money Take out money.
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Make a withdrawal.
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"Much better, then.
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Give me all the money." I almost laughed at myself.
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Then the teller counted the cash.
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One $10 bill, two $5 bills, $20!
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She placed the money on the counter and said, "Here you go." I smiled with relief.
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Thank you so much.
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For one second, I thought the hard part was over.
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But then she looked at me and said, Do you need anything else today?
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and suddenly, My brain had one more bad idea.
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The teller looked at me and asked, Do you need anything else today?
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For one second, I felt confident.
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too confident.
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I thought...
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"Okay, I survived." I can ask one more question.
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So I looked at her and said, Yes.
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I want to buy a used car soon, but I do not want to spend all my money.
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The teller nodded.
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"That makes sense," she said.
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Then she smiled and said, You do not want to break the bank.
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I froze.
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Break the bank?
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Break?
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The bank?
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I looked around slowly.
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The walls looked fine.
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The windows looked fine.
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The counter looked fine.
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Nothing was broken.
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Repeat.
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Break the bank.
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Good, but be careful.
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This phrase does not mean to break a real bank.
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The teller saw my face and laughed softly.
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Oh!
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She said, It means you do not want to spend too much money.
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I blinked.
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Oh!
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Now I understood.
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To break the bank means to spend too much money or to use too much of your savings.
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Repeat.
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I do not want to break the bank.
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Excellent!
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I nodded quickly.
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Yes, exactly.
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I do not want to break the bank.
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The teller smiled.
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That is a good plan.
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I felt relieved.
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Then I looked at the man behind me.
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He was still waiting.
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I suddenly remembered the line.
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"Oh, I am sorry." I said, I did not mean to hold up the line.
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"'Repeat.
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I did not mean to hold up the line.' Very good.
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The man smiled a little.
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"'No worries,' he said.
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No worries.
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That means it is okay.
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Do not worry.
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Repeat.
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No worries.
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Good.
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I thanked the teller again and picked up my twenty dollars.
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My hands were still a little nervous, but my mind felt calmer.
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I walked away from the counter thinking about all the words I had learned.
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withdraw, Fill out.
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Pay back broke Hold up the line!
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Break the bank.
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One small visit to the bank had become a full English lesson.
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And honestly, that lesson was worth more than $20!
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Language takeaway.
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Now, let us look at some useful phrases and expressions from today's story.
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These are real English expressions people use at the bank, at the ATM, and in everyday money situations.
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Listen carefully and repeat after me.
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Let us review what happened.
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I wanted to take money from my account, but I said...
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Give me all the money from my account.
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That sounded too strong, almost dangerous.
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One sentence.
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different feeling Repeat.
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One sentence, different feeling.
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Good.
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If this is helping you improve your listening, give a like to this video so I can create more lessons like this.
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Now let us review the key vocabulary from this lesson.
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Bank vocabulary and AMP Money Expressions I would like to withdraw some money.
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This means you want to take money out of your bank account.
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It sounds polite.
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clear and natural.
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Repeat, I would like to withdraw some money.
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excellent Take out money.
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This also means to remove money from your account.
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It is more casual than withdraw.
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Repeat.
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I need to take out some money.
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Very good.
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Make a withdrawal.
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This is another common phrase at the bank.
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A withdrawal is money you take out of your account.
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Repeat.
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I would like to make a withdrawal.
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Excellent!
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Fill out a form.
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This means to complete a form with your information, At the bank, you may need to fill out paperwork.
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Repeat.
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I need to fill out this form.
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Good.
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Pay back!
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This means to return money to someone, If your friend pays for lunch, you can pay them back later.
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Repeat.
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I need to pay my friend back.
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Very natural The ATM ran out of cash.
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This means the ATM had no more cash left.
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"Run out of" means something is finished or there is no more.
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Repeat.
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The ATM ran out of cash.
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Very good.
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Hold up the line.
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This means to delay the people waiting behind you.
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If you take too long, you might hold up the line.
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Repeat.
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I am sorry for holding up the line.
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Excellent! to be broke.
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This means to have very little money.
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It is casual and very common.
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Repeat.
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I am almost broke.
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Good.
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Break the bank!
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This does not mean to break a real bank, It means to spend too much money.
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Repeat.
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I do not want to break the bank.
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Very good!
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No worries.
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This means do not worry.
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It is okay.
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You can use it when someone apologizes.
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Repeat.
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No worries.
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Very natural.
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Real life English reminder Did you notice something?
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At the bank, one sentence can sound very different depending on the words you choose.
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If you say, "Give me all the money." It can sound too strong.
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But if you say, I would like to withdraw some money.
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It sounds polite and natural.
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That is why real English is not only vocabulary, It is also tone.
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It is also context.
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It is also knowing which phrase sounds right, Repeat.
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Real English is about context.
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Very good.
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And remember something important: It is okay to say,
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"I think I misunderstood." That sentence can help you at...
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The bank.
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the supermarket, the airport, The doctor.
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Anywhere!
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Confidence is not perfect English.
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Confidence is staying calm and correcting yourself.
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Repeat.
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Confidence is staying calm.
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Excellent!
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Today you practiced bank English, money vocabulary, Phrasal verbs real -life expressions,
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polite communication, listening awareness, And that is how fluency grows.
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Not only grammar, But.. real -life language one situation at a time.
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Remember, you can also practice this story on my website,
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fluentenglish10 .com Go to interactive English practice with stories and practice listening,
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reading, speaking, and shadowing step by step.
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Keep practicing real English grows one story at a time.
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If this lesson helped you, share it with someone who is learning English.
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and subscribe for more real -life English practice.
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See you next time!
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Лексика и советы по произношению к этому уроку
Этот урок разговорной практики уровня B1 построен на видео «Listen and Repeat -Dangerous Mistake at the Bank English». Чаще всего повторяются слова: repeat, bank, teller, looked, English. В этом видео 358 предложений и 2321 слов для шедоуинга. Речь длится 20:28. Говорящий держит ровный темп — около 113 слов в минуту, удобный для шедоуинга. 84% слов входят в 3000 самых частых слов английского языка; остальные стоит разобрать перед занятием.
Ключевая лексика этого видео
Самые сложные слова из видео (15), с произношением и значением:
| Слово | Произношение | Значение |
|---|---|---|
| teller существительное | /ˈtɛləɹ/ | расска́зчик, расска́зчица |
| withdraw глагол | /wɪðˈdɹɔ/ | выводи́ть, вы́вести |
| withdrawal существительное | /wɪðˈdɹɔ(ə)l/ | сня́тие |
| nod глагол | /nɑd/ | кива́ть, кивну́ть |
| disappear глагол | /dɪsəˈpɪɹ/ | исчеза́ть, исче́знуть |
| phrase существительное | /ˈfɹeɪ̯z/ | фра́за, выраже́ние |
| vocabulary существительное | /vəˈkæb.jə.lə.ɹi/ | слова́рь, слова́рный запа́с |
| blink глагол | /ˈblɪŋk/ | морга́ть, моргну́ть |
| polite прилагательное | /pəˈlaɪt/ | ве́жливый, учти́вый |
| kindly наречие | /ˈkaɪn(d)li/ | благожелательно, добродушно |
| misunderstand глагол | /mɪs.ʌn.də(ɹ)ˈstænd/ | неправильно понимать |
| cashier существительное | /kaˈʃɪə/ | касси́р, касси́рша |
| softly наречие | /ˈsɔftli/ | мя́гко |
| sigh глагол | /saɪ/ | вздыха́ть, вздохну́ть |
| casual прилагательное | /ˈkæʒ(u)əl/ | случа́йный |
Фразовые глаголы, которые вы услышите
| Слово | Произношение | Значение |
|---|---|---|
| hold up глагол | задерживать, ждать | |
| fill out глагол | /fɪl ˈaʊt/ | заполня́ть, запо́лнить |
| pay back глагол | /peɪ bæk/ | отплатить, расплатиться |
| take out глагол | вынима́ть, вы́нуть | |
| look around глагол | осма́триваться, осмотре́ться | |
| move forward глагол | продвига́ть, продви́нуть | |
| pick up глагол | подбира́ть, подобра́ть |
Фразы, которые стоит повторять
Короткие законченные фразы из видео, которые пригодятся в повседневном разговоре:
- Repeat I'll pay you back tomorrow.
- How can I help you today?
- What do you mean?
Грамматика в этом видео
Конструкции, которые говорящий использует чаще всего, с точными словами из видео:
| Конструкция | В видео |
|---|---|
| Past Continuous was/were + -ing — действие, которое длилось в определённый момент прошлого | was thinking · was smiling · was not trying |
| Глагол + -ing enjoy, keep, stop… + -ing — глаголы, после которых идёт форма на -ing | started beating · stopped moving · stopped sighing |
| Вероятность с «might / may» might/may + глагол — возможно, но не точно | may need · might hold |
| Необходимость: must / have to / need to сказать, что что-то необходимо | needed to take · had to pay · need to speak |
Произношение, на которое стоит обратить внимание
Говорящий использует 3 сокращённых и редуцированных форм, например I'll, I'm. Произносите их коротко, так, как слышите.
- Звуки «th»: withdraw /wɪðˈdɹɔ/, withdrawal /wɪðˈdɹɔ(ə)l/, breathe /bɹiːð/
- Звуки «sh» и «zh»: cashier /kaˈʃɪə/, casual /ˈkæʒ(u)əl/, cache /kæʃ/, tension /ˈtɛnʃən/
- Длинные слова — следите за ударением: vocabulary /vəˈkæb.jə.lə.ɹi/, misunderstand /mɪs.ʌn.də(ɹ)ˈstænd/, supermarket /ˌsupɚˈmɑɹkət/, interactive /ˌɪn.tɚˈæk.tɪv/, apologize /əˈpɑləˌd͡ʒaɪz/
Звуки, трудные для русскоязычных:
- /w/ — губы округлены, это не /v/: withdraw /wɪðˈdɹɔ/, withdrawal /wɪðˈdɹɔ(ə)l/, takeaway /ˈteɪkəweɪ/, whisper /ˈ(h)wɪspɚ/, paperwork /ˈpeɪ.pɚˌwɝk/
- /h/ — лёгкий выдох, а не русское «х»: whisper /ˈ(h)wɪspɚ/, hurry /ˈhʌ.ɹi/
- Звонкие согласные в конце слова — не оглушайте их: nod /nɑd/, phrase /ˈfɹeɪ̯z/, misunderstand /mɪs.ʌn.də(ɹ)ˈstænd/, verb /vɝb/, relieve /ɹɪˈliːv/
Как заниматься с этим видео
- Прослушайте всё видео один раз молча и выпишите незнакомые слова.
- Повторяйте предложение за предложением на обычной скорости, пока ваш ритм не совпадёт с ритмом говорящего.
- Запишите себя и сравните с оригиналом, обращая внимание на такие слова, как teller, withdraw, withdrawal.
Что такое техника Shadowing?
Shadowing — это научно обоснованная техника изучения языка, изначально разработанная для подготовки профессиональных переводчиков и популяризированная полиглотом доктором Александром Аргуэльесом. Метод прост, но эффективен: вы слушаете аудио на английском от носителей языка и немедленно повторяете вслух — как тень, следующая за говорящим с задержкой в 1–2 секунды. В отличие от пассивного прослушивания или грамматических упражнений, Shadowing заставляет мозг и мышцы рта одновременно обрабатывать и воспроизводить реальные речевые паттерны. Исследования показывают, что это значительно улучшает точность произношения, интонацию, ритм, связную речь, понимание на слух и беглость речи — что делает его одним из самых эффективных методов для подготовки к IELTS Speaking и реального общения на английском.