Shadowing Practice: Once You Get Money, Upgrade These 8 Things Immediately - Learn English Speaking with Video
Bir pratik modu seçin
Her mod tam ekran bir pratik odası açar.
225 cümleler
Cümleler çok kısa veya çok uzun ise, ayarlamak için Düzenle'ye tıklayın.
1
Once you start making more money, the easiest mistake is upgrading the wrong things.
2
You end up spending because you can afford it, but there is a better way to spend.
3
I spent years on Wall Street and as a CEO making tough calls about money.
4
So I learned these lessons by getting it wrong a lot.
5
Your next dollar has four possible jobs, Four categories worth upgrading immediately.
6
And the last one has the worst financial return.
7
And that one matters the most.
8
Money actually can buy you happiness.
9
Just not the way we think.
10
In 2010, Nobel Prize winning psychologist Daniel Kahneman suggested that happiness has a ceiling.
11
According to his research, when you reach $75 ,000 a year, more money doesn't seem to improve your day -to -day emotional well -being.
12
And for more than a decade, everyone quoted that number.
13
Except that it turns out we were all reading it wrong.
14
So in 2023, Kahneman teamed up with another researcher and they both arrived at a surprising conclusion.
15
For most people, more money does keep making life better.
16
But the relationship between money and happiness is not a straight line.
17
Let's say you get X amount of lift in your happiness by going from 40 ,000 to $80 ,000.
18
Now the same lift will happen only when you go from 80 ,000 to $160 ,000.
19
And then if you want a similar lift once again, then you have to go from 160 to 320 thousand dollars.
20
So it just takes more and more money to provide the same hit.
21
It seems like money behaves just like any drug.
22
The economic principle here is called diminishing marginal utility.
23
The next dollar has to work harder than the last one because it's worth less to you.
24
I love ice cream so I know this well.
25
Your fifth ice cream cone won't give you the same pleasure as your first one.
26
Believe me, I've tried.
27
So being rich and living a life that's rich in meaning are two entirely different things.
28
If your net worth rises while your self -worth falls, you're just rich on paper.
29
We want to talk about where will my next dollar create the most additional value for me?
30
Can the additional money buy back your health, your time, your attention?
31
Can it increase your future earning potential?
32
Can it make your relationships, your experiences, and your actual life richer?
33
I call it the 4S framework.
34
So let's use this framework to figure out what is actually worth upgrading and why.
35
First, stamina.
36
What if you showed up at work completely drunk?
37
What would that do to your career?
38
But that's exactly what happens to most of us who work hard.
39
We just don't know it.
40
In one of those landmark sleep studies,
41
two sleep Sleep researchers in Australia kept people awake through the night and repeatedly tested their reaction time and their coordination.
42
Then they compared those results with people who had been drinking.
43
By the end of the night, the sleep deprived group was performing as badly as the people who were drunk.
44
And the longer they stayed awake, the worse it got.
45
We all know that our ability to succeed depends on making sound decisions,
46
which depends on how this machine up here works, our brain.
47
Before you upgrade what you own, upgrade the machine that earns it.
48
When you underspend in this category, you'll see the adverse effect in everything downstream.
49
And the most important upgrade is your sleep habits.
50
And I'm not good at this.
51
I stay up late knowing I shouldn't, but also I don't have to wake up early in the morning anymore.
52
There was a time when I used to get up in the morning and I would have this really bad back pain.
53
And I remember spending days researching to find the right mattress and pillows combination.
54
They were more expensive, but why skimp on that?
55
You spend a third of your life in that bed, and that time decides the quality of the other two -thirds of your life when you're up.
56
The underlying principle is to spend on things that improve the quality of your decisions.
57
Now, the second principle is adjacent to.
58
Spend money when it makes the right behavior easier.
59
You can buy a good habit when you know that you won't build it yourself.
60
For instance, let's say you already know that you should work out.
61
You won't find time for it somehow.
62
same here, but maybe you put a stake in the ground by spending more on a great gym
63
that you will be more likely to go to.
64
If that doesn't work, maybe you can hire a trainer who comes to you.
65
They will show up even if you don't want to.
66
So that's how you buy a good habit.
67
And the third principle, spend on the bottleneck.
68
I realized I would work all day long while sitting in chairs and couches.
69
So I bought myself a standing desk.
70
And I've always been able to work in messy rooms.
71
It doesn't bother me.
72
But I can't work when there's noise or music playing.
73
So one upgrade that I made was a really good pair of noise -canceling headphones.
74
They were more expensive than Apple's ear pods but to me finding the silence was priceless.
75
Most people use money to upgrade their lifestyle.
76
I think it's better to upgrade your capacity to live it and enjoy it.
77
So that's our first S for stamina.
78
You know my mentor used to say this a lot, if you want to make more money don't upgrade your lifestyle, upgrade your life skills.
79
Long time ago I was trying to move into Wall Street.
80
I had spent my career in technology and I was at a company
81
that was acquired and it was a great exit and I thought I should do something different.
82
Now I had an MBA but I had not paid attention to corporate finance courses when I was at MIT.
83
That was something that I wasn't feeling very confident about.
84
So I started taking courses for CFA certification and I started teaching myself how to build complex valuation models,
85
how to analyze companies, how to read financial statements, and so on and so on.
86
And I did that for a long time and then I started applying.
87
And I got interviews from three very large banks and each one of them asked me about my experience.
88
And I would just say, listen, I don't have a lot of experience in finance,
89
so the best way is for you to give me a difficult financial modeling assignment.
90
And I would then deliver it in three or four days.
91
And I wasn't some insanely brilliant guy or anything.
92
It's just that I had practiced it over and over again before I showed up for the interview.
93
And then those years in investment banking helped me understand businesses at a macro level.
94
And I was able to do C -level roles afterwards, leading to a CEO position, and then board seats.
95
And the key principle here is this.
96
Invest in foundational skills that bring you recurring benefits.
97
Finance 101, communications, negotiations, time management.
98
The best skills don't pay you once, they keep paying you forever.
99
So spend your money upgrading those.
100
And you know, in the future that's heading our way,
101
the biggest differentiator for you will be your constant ability to learn new skills
102
because AI will keep commoditizing a lot of skills you have already built today.
103
So you have to keep evolving.
104
You have to keep adapting.
105
The important question that you can ask every month is this.
106
What skill gap is currently costing me the most?
107
That's where your money should be invested.
108
Every six months, create a learning budget,
109
both in terms of money and time take courses online or join an evening school or learn from mentors.
110
You know, one of the best upgrades that I made in my life was my mentors.
111
When I became the CEO, I found a mentor who had just retired after building a company worth $60 billion.
112
So just one conversation with him across the table was able to give me perspectives
113
that I wouldn't have been able to discover for myself for years to come.
114
The best thing you can buy is something no one can take away from you.
115
And now we go to the third job, security.
116
The richer you get, the more expensive your mistakes become.
117
Making money and keeping money require totally different skills.
118
In 2021, everybody was talking about this hedge fund called Archegos, and they were riding high.
119
They had a portfolio of stocks that looked so spectacularly successful.
120
Tens of billions of dollars.
121
But there was one problem.
122
Most of that portfolio was financed with borrowed money.
123
It's called leverage in finance.
124
So when a few of those stocks in the fund started going south, the fund could not meet the margin calls.
125
And banks rushed to sell the collateral.
126
The entire enterprise collapsed within days.
127
Credit Suisse lost $5 .5 billion dollars.
128
Never recovered.
129
So here's the principle that I always remember.
130
Wealth is often billed by making smart huge bets, but it's preserved by making smart hedges.
131
When I was a teen, I ran away from my house and I was homeless for a
132
while and I know what zero feels like
133
and maybe that's why once I finally build some financial distance
134
from zero I've always asked one question what could send me back there
135
and you have to hedge against three key risks first concentration I had a personal
136
and painful experience with this risk I I held a large position in a single stock.
137
And the stock went from $19 to $140.
138
And my advisor started telling me, hey, you gotta implement some hedging strategies to protect the downside.
139
But I was so bullish, and I didn't do anything about it.
140
And when the fall came, man, it came so fast and furious.
141
We had no time to adjust and recover.
142
So, once you have real savings, upgrade the savings by diversifying and hedging your risks.
143
Keep enough emergency funds so if a market crash happens or there's a job loss or you've had a bad year,
144
it doesn't force you to take more risks.
145
Those extra dollars should buy you peace of mind.
146
Second, constraints.
147
Now, this is another upgrade in terms of security that I learned late in my life.
148
I call it the BATNA fund.
149
BATNA is a term that I learned from negotiators.
150
Your better alternative to negotiated agreement.
151
BATNA.
152
Or simply put, your ability to have a better option in your back pocket when you're negotiating the current one.
153
So I was able to walk away from a job for example
154
that didn't excite me because I had saved enough money to get through six
155
or nine months of job search upgrade your batna fund
156
and finally complexity once your finances become meaningfully more complex it's
157
a good idea to upgrade to a tax accountant for example
158
or even hire a financial planner They can help you work through your choices.
159
A good attorney can also make sense
160
because you can then take care of your estate plan
161
and you should always have an estate plan because that's your way to provide security to those you love.
162
A very good friend of mine who's a CEO of a
163
very large company in LA lost his entire house including all the furniture to the fires in Los Angeles
164
and he and his family had to rebuild their entire life from scratch.
165
But he had planned his life well.
166
He had allocated his extra money for those specific risks so he didn't have to start back from zero.
167
But stuff like that can happen to any of us and that's why upgrading your financial security is the best move.
168
Now once you've done that, there is one final question left.
169
What exactly are you protecting all of this for?
170
This last upgrade has the worst financial returns.
171
And that's the best part.
172
That's our fourth S.
173
Soul.
174
Being rich and living a life that's rich in meaning are two entirely different things.
175
And there are three places where an upgrade to make your life genuinely richer makes sense.
176
The first is for yourself.
177
Spend money on things you love.
178
Things that truly light you up.
179
Music, painting, cooking, golf, photography, whatever it is.
180
I was trained in Indian classical music.
181
When I got to a point when I could afford it, I paid for the courses at Berklee School of Music in Boston.
182
Because I wanted to learn about Western principles of harmony and melody and I got to learn from a world -class faculty.
183
I learned how they think about music, how they feel about music, how they see music.
184
And those courses are expensive, but those lessons enriched my life in so many ways.
185
It was an amazing experience.
186
You can find and fund your amazing experiences the same way.
187
It's part of being generous toward your own self.
188
The second upgrade is for the people you love.
189
There is an old quip I heard somewhere.
190
A seeker asks a wise man, what matters more in life, the journey or the destination?
191
And the wise man says, neither.
192
What matters is the person you travel with.
193
In 1938, Harvard researchers started following hundreds of people across their entire adult life.
194
They tracked their careers, health, marriages, failures, successes, everything.
195
That study, by the way, is still running today, almost 90 years later.
196
Years into the research, they asked a simple question.
197
What factors in our midlife best predicts our happiness and health when we're 80?
198
One factor stood out again and again, the quality of our relationships.
199
The people who were more satisfied in their relationships at 50 were the healthiest at 80.
200
So invest your time and money for those who care about you.
201
Have dinner with your life partner.
202
Go see a Broadway show together.
203
Take long walks.
204
And same for the family.
205
Take your kids somewhere they'll remember.
206
Create the moment that becomes a story.
207
Because that's all you're going to remember later.
208
When you can afford to upgrade your life, please upgrade your generosity for others as well.
209
Help a stranger.
210
Support something you believe in.
211
Volunteer.
212
Build someone so they can believe in themselves.
213
And it doesn't have to be just money, right?
214
It could be your time.
215
So that's the framework.
216
Stamina, skills, security, and soul.
217
And now you can go ahead and make your own list of upgrades that fit into these categories.
218
You know one of my favorite movies is Arrival and at its heart it asks a really hard and almost heartbreaking question.
219
If you knew something would eventually end would you still choose to go ahead with it?
220
You may have your own answer but my answer is yes, of course.
221
The value of life or relationship does not come from its permanence.
222
Our time here is brief, we know that, but that brevity doesn't reduce its beauty.
223
Maybe that's the ultimate upgrade.
224
Using what you have to build a life that matters to you.
225
Thank you and I love you.
Uygulamayı İndir
Akıcı konuşmak için ihtiyacınız olan her şey
AI TelaffuzHer cümleyi puanla
IPA AlıştırmasıHer sesi ustalaştır
Kelime BilgisiKelime bankanızı oluşturun
Kelime OyunuOynarken öğrenin
📺 Aynı Kanal
B21
This Is Boring But It Will Make You Scary Intelligent
Daily ConversationWorking Adults
B23
Success Is Hard Until You Build Systems Like This
Daily ConversationWorking Adults
B21
How To Think SO Clearly People Assume You're Brilliant
Daily ConversationWorking Adults
B24
How To Speak Like A Billion-Dollar CEO
Business EnglishWorking Adults
C17
7 Skills That Will Be Worth Twice As Much By 2030
Daily ConversationWorking Adults
C11
Watch This for 13 Minutes and You'll Outperform 99% of People
Daily ConversationWorking Adults
C12
How To Use Claude Better Than 99% Of People
Daily ConversationWorking Adults
B23
How To Become Dangerously Self-Educated (with AI)
Business EnglishUniversity StudentsWorking Adults
C12
Everything I Learned Sitting in Billion-Dollar Boardrooms
Business EnglishWorking Adults
B25
5 Things To Do Instead Of Wasting Your Evenings
Business EnglishUniversity StudentsWorking Adults
B26
High-Value Hobbies Everyone Should Master, Start Today
Business EnglishUniversity StudentsWorking Adults
C15
Give Me 18 Minutes and I’ll Make you Dangerously Smart (with AI)
Business EnglishUniversity StudentsWorking Adults
C11
The ONE Skill Every High Performer Needs To Master
University StudentsWorking Adults
B23
This Video Will Find You When You Need It The Most
Business EnglishDaily ConversationUniversity Students
B23
How To Become Dangerously Self-Educated With AI (for free)
Business EnglishUniversity StudentsWorking Adults
C15
You’re Not Behind (Yet): Learn AI Agents in 13 Minutes
Working Adults
C18
The Notebook System That Saved My Brain
University StudentsWorking Adults
C11
I Learned A System For Remembering Everything
University StudentsWorking Adults
B21
If You Only Read One Book This Year, Make It This
Business EnglishUniversity StudentsWorking Adults
B26
9 Boring Habits That Will Put You Ahead of 99% of People
Business EnglishDaily ConversationUniversity Students
✨ Video Öner
B21
323 cümleler
Once You Get Money, Buy These 10 Things Immediately
Daily ConversationWorking Adults
B22
128 cümleler
Why Earning More Still Doesn't Feel Like Enough
Daily ConversationWorking Adults
B21
235 cümleler
Psychology of Money in Just 10 Minutes
Daily ConversationWorking Adults
B21
45 cümleler
How Money Is Created and How This Makes Some Rich and Some Poor
Daily ConversationWorking Adults
B23
197 cümleler
The Financial Habits No One Talks About (But Everyone Needs)
Daily ConversationWorking Adults
B21
236 cümleler
10 Skills That Become More Valuable As You Get Older
Daily ConversationWorking Adults
B21
73 cümleler
The Simple Life: How to Find Your "ENOUGH"
Daily ConversationWorking Adults
B11
32 cümleler
What Would You Do If You Had More Money 💰 #english #readingeanglish
Daily ConversationWorking Adults
B21
233 cümleler
15 Cheap Mistakes The Rich Never Make
Daily ConversationWorking Adults
B22
401 cümleler
Why "Do What You Love" Is Keeping You Poor - Robert Kiyosaki
Daily ConversationWorking Adults
B21
211 cümleler
how to attract money by changing your identity
Daily ConversationWorking Adults
B21
205 cümleler
How to Change Your Life by Joining the Top 5% (Jim Rohn Seminar)
Daily ConversationWorking Adults
Bu dersin kelimeleri ve konuşma notları
Bu B2 seviyesindeki konuşma dersi “Once You Get Money, Upgrade These 8 Things Immediately” videosuna dayanıyor. Bu videoda gölgeleme çalışması için 225 cümle ve 2542 kelime var. Konuşma bölümü 19:07 sürüyor. Konuşmacı dakikada yaklaşık 133 kelimelik dengeli bir hızla konuşuyor; gölgeleme için rahat bir tempo. Kelimelerin %84’i İngilizcede en sık kullanılan 3.000 kelime arasında; geri kalanına başlamadan önce bakmakta fayda var.
Bu videodaki önemli kelimeler
Videodaki en ileri düzey 15 kelime, telaffuzu ve anlamıyla:
| Kelime | Telaffuz | Anlam |
|---|---|---|
| hedge isim | /ˈhɛd͡ʒ/ | çalı çit, çit |
| mentor isim | /ˈmɛn.tɔː/ | hoca |
| stamina isim | /ˈstæmənə/ | dayanma gücü, derman |
| researcher isim | /ˈɹiˌsɝ.t͡ʃɚ/ | araştırmacı, araştırıcı |
| negotiate fiil | /nəˈɡəʊ.ʃi.eɪt/ | müzakere etmek |
| awake fiil | /əˈweɪk/ | uyandırmak |
| portfolio isim | /pɔːtˈfəʊ.liˌəʊ/ | portföy, cilbent |
| allocate fiil | /ˈæl.ə.keɪt/ | tahsis etmek, ayırmak |
| brevity isim | /ˈbɹɛvɪti/ | kısalık |
| constraint isim | /kənˈstɹeɪnt/ | kısıtlama, sınırlama |
| excite fiil | /ɪkˈsaɪt/ | heyecanlandırmak |
| insanely zarf | /ɪnˈseɪnli/ | delicesine |
| macroeconomics isim | /ˌmæk.ɹoʊˌiː.kəˈnɒ.mɪks/ | makroekonomi |
| planner isim | /ˈplænɚ/ | ajanda, andaç |
| downside isim | /ˈdaʊnˌsaɪd/ | dezavantaj |
Duyacağınız deyimsel fiiller
| Kelime | Telaffuz | Anlam |
|---|---|---|
| figure out fiil | açığa çıkarmak | |
| show up fiil | ortaya çıkmak | |
| wake up fiil | /ˌweɪk ˈʌp/ | uyanmak |
Tekrar etmeye değer cümleler
Videodan, günlük konuşmada yeniden kullanabileceğiniz kısa ve tam cümleler:
- Can it increase your future earning potential?
- What if you showed up at work completely drunk?
- What would that do to your career?
- What skill gap is currently costing me the most?
- What exactly are you protecting all of this for?
Bu videodaki dil bilgisi
Konuşmacının en çok kullandığı yapılar, videodaki sözcüklerin aynısıyla:
| Yapı | Videoda |
|---|---|
| “Used to” used to + fiil — artık geçerli olmayan eski bir alışkanlık ya da durum | used to get · used to say |
| Edilgen yapı be + fiilin üçüncü hâli — kimin yaptığı değil, ne olduğu önemli | is called · were drunk · was acquired |
| Present perfect have/has + fiilin üçüncü hâli — geçmişte olan ama şimdi de önemli olan bir eylem | I've tried · I've always been · have already built |
| İlgi cümlecikleri who / which + cümle — bir kişi ya da şey hakkında ek bilgi | people who had · people who were · those who care |
Dikkat edilecek telaffuzlar
Konuşmacı doesn't, don't, you're gibi kısaltılmış biçimleri 37 kez kullanıyor. Bunları duyduğunuz gibi kısa söyleyin.
- “sh” ve “zh” sesleri: negotiate /nəˈɡəʊ.ʃi.eɪt/, bullish /ˈbʊlɪʃ/, differentiator /dɪf.əˈɹɛn.ʃi.eɪ.tə/, diminish /dɪˈmɪnɪʃ/, foundational /faʊnˈdeɪ.ʃə.nəl/
- Uzun kelimeler — vurguyu doğru yere koyun: negotiate /nəˈɡəʊ.ʃi.eɪt/, portfolio /pɔːtˈfəʊ.liˌəʊ/, differentiator /dɪf.əˈɹɛn.ʃi.eɪ.tə/, diversify /daɪˈvɝ.sə.faɪ/, foundational /faʊnˈdeɪ.ʃə.nəl/
Türkçe konuşanların zorlandığı sesler:
- /w/ — dudaklar yuvarlak, /v/ değil: awake /əˈweɪk/, acquire /əˈkwaɪɚ/
- Kelime başındaki ünsüz kümesi — araya ünlü eklemeyin: stamina /ˈstæmənə/, brevity /ˈbɹɛvɪti/, planner /ˈplænɚ/, priceless /ˈpɹaɪslɪs/, furious /ˈfjʊəɹi.əs/
- /æ/ — “e”den daha açık: stamina /ˈstæmənə/, allocate /ˈæl.ə.keɪt/, macroeconomics /ˌmæk.ɹoʊˌiː.kəˈnɒ.mɪks/, planner /ˈplænɚ/, collateral /kəˈlætəɹəl/
Bu videoyla nasıl çalışılır
- Videonun tamamını konuşmadan bir kez dinleyin ve bilmediğiniz kelimeleri not edin.
- Normal hızda cümle cümle tekrar edin; ritminiz konuşmacıyla aynı olana kadar her cümleyi yineleyin.
- Kendinizi kaydedin ve orijinaliyle karşılaştırın; hedge, mentor, stamina gibi kelimelere özellikle dikkat edin.
Gölgeleme Tekniği Nedir?
Gölgeleme, başlangıçta profesyonel tercüman eğitimi için geliştirilen ve çok dilli Dr. Alexander Arguelles tarafından popüler hale getirilen, bilim destekli bir dil öğrenme tekniğidir. Yöntem basit ama güçlüdür: ana dili İngilizce olan bir sesi dinler ve hemen yüksek sesle tekrar edersiniz — konuşmacıyı 1-2 saniye gecikmeyle takip eden bir gölge gibi. Pasif dinleme veya dilbilgisi alıştırmalarının aksine, gölgeleme beyninizi ve ağız kaslarınızı gerçek konuşma kalıplarını eşzamanlı olarak işlemeye ve yeniden üretmeye zorlar. Araştırmalar, telaffuz doğruluğu, tonlama, ritim, bağlı konuşma, dinleme anlama ve konuşma akıcılığını önemli ölçüde geliştirdiğini göstermektedir — bu da onu IELTS Konuşma hazırlığı ve gerçek dünya İngilizce iletişimi için en etkili yöntemlerden biri yapar.