跟讀練習: The WORST Financial Situation Caleb Hammer Has Ever Seen (Sad) - 通過影片學習英語口語
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1
What's the worst episode that you've done where you look back and this person's in the worst financial position?
2
Because there's been a few where you've said this is the worst finances I've ever seen as a title.
3
Yeah.
4
But what is actually the worst?
5
It's someone that I haven't had an update from, and I'm really sad about that.
6
When I was first doing the show and not a single episode was released, we recorded four episodes and I put out a call in Austin for anyone to come on the show.
7
I'd give them like 50 bucks, which is like all I had at the time.
8
There's someone with $250 ,000 in private student loan debts at variable high interest rates.
9
I can't imagine of those interest rates are like now, because they were at 10 % then.
10
They started at like $150 ,000.
11
In only a few years, they went to $250 ,000.
12
They're going to be a million dollars before she knows it.
13
And she really doesn't utilize it.
14
It's for social work.
15
Who gives these loans?
16
Well, that's surprising to me that someone saw that and checks the box, say, yeah, we're going to give you the money on that.
17
I know, right?
18
Personal responsibility is very important.
19
I will say in this situation, she certainly got fucked with her dad.
20
Her dad, she shouldn't have done it, but as an impressionable teenager getting out of high school, her dad was like, sign the loan.
21
I'll pay for it I'll pay for it her dad's ghosted her essentially
22
and it's become this has been a complete tear in the relationship
23
so they haven't you know seen each other ghost
24
because of the loan I don't remember exactly that would be conversation
25
that would be gnarly if you just couldn't make the payments
26
and that's an awkward conversation to have with you she wanted to go to an in -state school in California
27
that was public
28
and save a lot of money he was like go to
29
Baylor that's where I want you to go borrow as much
30
as it take I will pay payler Baylor is a out -of -state private institution
31
so she did get fucked in it but because of that
32
and with the degree that doesn't make as much money
33
that has to be one of the more daunting situations I've ever seen
34
and she you can see in her finances
35
that she's given up how good would you recommend for somebody
36
like her what would she do you can't you can't discharge student loans
37
and bankruptcy that's why they're so terrible
38
because they allow an 18 year old kid to take on
39
hundreds of thousands of dollars of debt regardless of what they want to study
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and there's no recourse you can't discharge that in bankruptcy
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because you're getting an education the education stays with you
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so you just get screwed yeah there's no way around it it's terrible
43
and the fact that people sign off on that
44
when they could buy a house with it I do you know
45
and at least they could claim the house back
46
but now that's why the student loans there's no recourse on it another conversation
47
that needs to happen as a guy who has lots of
48
music friends I studied in school music I loved my school music they excelled at quite a things like jazz
49
and music therapy and stuff like that you know i love the experience not
50
every single college in the united states needs to offer a music degree
51
or an arts degree these are industries
52
that the vast minority the small minority make it right
53
and that's okay and i think anyone should pursue it with
54
that expectation of knowing it's going to be hard and they can totally do that.
55
But when a college of 10 ,000 people in the middle of Iowa
56
or whatever is offering these degrees that have training
57
that are lackluster compared to other institutions and are setting their students up for failure, it's irresponsible that institution to even offer that degree in the first place.
58
But I get it because the college wants the money.
59
You got the professors.
60
They're on payroll.
61
They're getting tenure.
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You got the college.
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You got the all the executives.
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Administrators?
65
Yeah, administrators that take up a massive percentage of payroll for colleges.
66
So I think it's irresponsible for that every single institution in the United States, regardless of them, and we have a billion of them, needs to offer every degree, even if that education for that degree at
67
that institution is not going to be as good as it could be somewhere else.
68
How do we get that girl back on the podcast?
69
I don't think she wants to.
70
Again, she wasn't from the audience.
71
I cut out a lot of things that she wanted me to cut out, including even after the fact uh can you get can you
72
gift her something towards the student loans in exchange for coming
73
on i think i even gave her a big chunk of money after the fact
74
because i was like hey you're one of the first people
75
on the episode i know you weren't thrilled with the experience
76
which by the way we sent on a survey to all the past guests this year
77
and we got an average four out of five in terms of the experience the only thing
78
that people don't like is that we rush a lot they feel
79
but either way she's one of the first guests yeah and uh
80
because she didn't know what the show was i didn't even
81
know what the show was i think she was just oh
82
this went in front of more people than i was expecting than any of us expected
83
so yeah i don't think she wants to be in front of
84
that same amount of audience again fair rough situation though yeah i feel
85
so bad for her
86
and i would no i'd love to help in any way
87
whatsoever hopefully the budget i gave her i i know in
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those situations some people i i will also say just for context
89
because i've read it a few places
90
that um i was nicer in those earlier episodes uh in her situation stuff like
91
that uh and that i'm not me or anything like that
92
when i get like intense and stuff like
93
that no i'm i'm like actually allowing my personality to come through now
94
when i was first getting started i had no idea what
95
a youtube video took i was trying to level back you know don't want to put off things especially
96
while i have another job i don't want to come across as rude
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so i was just a lot more things were just tame.
98
and just chill, including her episode.
99
But now I'm literally just me.
100
I just try to be the most open, honest person I can be at all times.
101
Well, now people know what to expect.
102
Yeah.
103
And so if they're signing up, though, they know that you're probably going to yell at them.
104
Yeah.
105
Well, it also depends on the people's situation.
106
We had a dude, unfortunately, experiencing homelessness on recently.
107
I don't think The Voice was raised once in that episode.
108
And I gifted him what he needed to, like, his first two months of rent.
109
I gifted him.
110
I gifted him a refrigerator for his current situation so he didn't have to eat out all the time.
111
And I gifted him, someone from the audience gifted him a drone.
112
A drone because he was making good money working for drone companies, but his drone broke down and then he went homeless.
113
And then also I offered to pay for his first four therapy sessions because he has some really critical depression.
114
So I love being in the position to be able to help with that.
115
So it depends on the episode.
116
But yes, there are lots of people like the model that you were talking about.
117
She wasn't receptive to anything.
118
So naturally, as me just being me, you know, I'm just very invested in it.
119
And I hate when I care more about their situation than they do.
120
But I also get equally as excited when they pay off their debt.
121
Like, dude, I get so fucking hype.
122
Like, you have no idea.
123
When people are making progress, dude, that emotion you see when I'm angry is equal on the other side of me being excited for them.
124
Because the channel's only been around for a year and a half and debt takes a long time to pay off.
125
We've seen less of that excitement.
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We will, though.
127
You got to do like the Dave Ramsey debt -free scream, but like your version of that when they pay off like student loans or something like that.
128
You know, when they do a six -month emergency fund, let's say, have them come back and like take a photo or something like that.
129
We tell them to keep us updated all along the way.
130
You know what you need?
131
Awards.
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Little trophies to give you.
133
Oh, that would be good.
134
I like that.
135
And if you're on the show and they hit certain milestones, let's just say paying off their student loans, six -month emergency, you send them a little trophy of some sort.
136
I like that.
137
Yeah, I think that would be a nice look.
138
As they make it further, the trophies get a little bit bigger.
139
Yeah.
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They hit a million dollar net worth.
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They get a big trophy.
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Your face.
143
That's sweet.
144
No. That's actually really cool.
145
No, that's good.
146
That's good.
147
We get updates all the time from people.
148
And people are doing well.
149
But again, a lot of these death situations, if you watch the videos, they're like multi -year payoffs.
150
So we won't see the end situation for a while.
151
So this guy that was homeless for a little bit, have you had any updates with him after giving him the money in the refrigerator and the drone?
152
He hasn't updated us in a few weeks.
153
So we leave it up to them to reach out to us when they need help and when they want.
154
But we tell them to, you're not going to annoy us.
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Reach out to us as much as you can.
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Pester us for questions.
157
Let us help, everything like that.
158
But we also don't want to pester them and everything like, how are you doing?
159
How are you doing?
160
Are you better this week?
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Are you better this week?
162
So I know he had a lot of clinical stuff.
163
So I definitely don't want to pester him.
164
But I very much want to hear from him.
165
I haven't paid for the therapy sessions yet because he hasn't done them.
166
I'm offered to pay for them, but he needs to sign up to do it.
167
You can only do so much, I feel.
168
And same for the rent.
169
I want him to rent or put down a security deposit, whatever it was.
170
I was going to cover a two -month rent, I think, or a security deposit plus one -month rent.
171
He has to go take the action to get the place, though.
172
And I'm fully willing and excited to do it when he does it.
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本課的詞彙與口語要點
這段影片共有 172 個句子、1905 個單詞可供跟讀。 講話部分時長為 8:14。 說話人語速較快，每分鐘約 231 個詞，會出現較多連讀和弱讀。 86% 的單詞屬於英語最常用的 3,000 詞，其餘的詞建議在練習前先學一下。
影片中的重點詞彙
影片中 15 個不太常見的單詞，附發音和釋義：
- institution /ˌɪn.stɪˈtʃuː.ʃən/ (名詞) — 制度. A long-established organization or type of organization, particularly one involved with education, public service, or charity work.
- drone /dɹoʊn/ (名詞) — 雄蜂. A male hymenopteran (ant, bee, hornet, or wasp), whose sole primary function is to mate with the queen.
- trophy /ˈtɹoʊfi/ (名詞) — 戰利品 /戰利品. An object, usually in the form of a statuette, cup, or shield, awarded for success in a competition or to mark a special achievement.
- ghost /ɡoʊst/ (名詞) — гуй, 鬼. A disembodied soul; a soul or spirit of a deceased person; a spirit appearing after death.
- minority /maɪˈnɒɹ.ɪ.ti/ (名詞) — 少數 /少數. The state or condition of being smaller, inferior, or subordinate to something or someone else; lesserness.
- deposit /dɪˈpɑ.zɪt/ (名詞) — 沉積 /沉積. Sediment or rock that is not native to its present location or is different from the surrounding material. Sometimes refers to ore or gems.
- depend /dɪˈpɛnd/ (動詞) — 信任, 信賴 /信賴. To be contingent or conditioned; to have something as a necessary condition
- bankruptcy /ˈbæŋkˌɹʌp(t).si/ (名詞) — 破產 /破產. A legally declared or recognized condition of insolvency of a person or organization.
- administrator /ədˈmɪn.ɪ.stɹeɪ.tɚ/ (名詞) — 管理員 /管理員, 管理者. One who administers affairs; one who directs, manages, executes, or dispenses, whether in civil, judicial, political, or ecclesiastical affairs; a manager.
- irresponsible /ˌɪɹ.əˈspɑn.sə.bəl/ (形容詞) — 不負責的 /不負責的, 不負責任的. Lacking a sense of responsibility; performed or acting as though without responsibility; negligent.
- refrigerator /ɹɪˈfɹɪd͡ʒ.əˌɹeɪ.tɚ/ (名詞) — 冰箱, 冰櫥 /冰櫥. A household or commercial appliance used for keeping food fresh by refrigeration (short form fridge).
- vast /væst/ (形容詞) — 浩大. Very large or wide (literally or figuratively).
- percentage /pə(ɹ)ˈsɛntɪd͡ʒ/ (名詞) — 百分率, 百分比. The amount, number or rate of something, regarded as part of a total of 100; a part of a whole.
- rush /ɹʌʃ/ (動詞) — 急速去, 急速做. To hurry; to perform a task with great haste, often not properly or without thinking carefully.
- compare /kəmˈpɛɚ/ (動詞) — 比, 比較 /比較. To assess the similarities and differences between two or more things [“to compare X with Y”]. Having made the comparison of X with Y, one might have found it…
影片中出現的短語動詞
- break down (動詞) — 壞了 /壞了, 出故障. To stop functioning.
- come back (動詞) — 回來 /回來, 返回. To return to a place.
- come on /ˌkʌm ˈɒn/ — 加油. Come along with me; join me in going.
- give up (動詞) — 投案, 自首. To surrender (someone or something); to inform on (someone).
- look back (動詞) — 回顧 /回顧. To think of (past events) in retrospect (in hindsight).
- put down (動詞) — 放下. To insult, belittle, or demean.
- put off (動詞) — 推遲 /推遲, 順延 /順延. To postpone, especially through procrastination.
- sign up (動詞) — 報名 /報名, 註冊 /註冊. To add a name to the list of people who are participating in something.
需要注意的發音
說話人用了 60 次縮略和弱讀形式，例如 don't, I'm, they're。請按聽到的簡短形式來說。
- “sh” 和 “zh” 音: institution /ˌɪn.stɪˈtʃuː.ʃən/, rush /ɹʌʃ/, essentially /ɪˈsɛnʃəli/, emotion /ɪˈməʊ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
- 長單詞——注意重音位置: institution /ˌɪn.stɪˈtʃuː.ʃən/, minority /maɪˈnɒɹ.ɪ.ti/, administrator /ədˈmɪn.ɪ.stɹeɪ.tɚ/, irresponsible /ˌɪɹ.əˈspɑn.sə.bəl/, refrigerator /ɹɪˈfɹɪd͡ʒ.əˌɹeɪ.tɚ/
如何用這段影片練習
- 先完整聽一遍影片，不要開口，記下不認識的單詞。
- 先用 0.75 倍速逐句跟讀，熟練之後再回到正常速度。
- 錄下自己的聲音並與原聲對比，特別注意 institution, drone, trophy 這類單詞。
影片中的語法
說話人最常用的結構，並附上影片中的原話：
| 結構 | 影片中的用法 |
|---|---|
| 現在完成時 have/has + 過去分詞 — 過去發生但與現在仍有關聯的事 | you've done · there's been · haven't had |
| 被動語態 be + 過去分詞 — 強調發生了什麼，而不是誰做的 | was released · was raised |
| 定語從句 who / which + 從句 — 補充說明人或事物 | bucks, which is · guy who has |
什麼是跟讀法？
跟讀法 (Shadowing) 是一種有科學依據的語言學習技巧，最初開發用於專業口譯員的培訓，並由多語言者Alexander Arguelles博士普及。這個方法簡單而強大：您在聽英語母語原聲的同時立即大聲重複——就像是一個延遲1-2秒緊跟說話者的影子。與被動聽力或語法練習不同，跟讀法強迫您的大腦和口腔肌肉同時處理並模模擬實的講話模式。研究表明它能顯著提高發音準確性，語調，節奏，連讀，聽力理解和口語流利度——使其成為雅思口語備考和真實英語交流最有效的方法之一。