Shadowing Practice: Save Money, Spend Less | Mel Robbins #shorts - Learn English Speaking with Video
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You always hear this advice from people who are out of touch that, like, if you want to save money, just spend less.
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Like, sick, cool, good advice, I'm cured.
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Like, that is the dumbest thing I've ever heard.
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Because it is not actually a willpower thing.
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And frankly, you cannot willpower your way to good decisions.
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So what I actually encourage people to do is build a system.
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Okay.
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Most of us these days, you're not getting a physical check from your boss.
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Most of us get an electronic deposit of some sort.
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Whether you are a W -2 employee and you get a bi -weekly paycheck,
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or if you are a freelancer and you send in an invoice and they direct deposit the cash into your account.
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Here's what you're going to do.
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You can actually set aside part of that paycheck to not your checking account.
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So most of us just have 100 % of that paycheck go into your checking account.
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You see it, you spend it.
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Hell yeah.
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Wrong.
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What we're going to do is we're actually going to set aside 95
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or 90 % of your paycheck and it's going to go to
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that checking account you're gonna pay your rent you are going
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to take care of the needs for your family you are going to pay for the things
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that you need to pay for and that 10 % that 5 % if you want to start small
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we're gonna have
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that immediately go to a savings account most banks these days can allow you to do an auto transfer
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so maybe it's oh I work a retail job
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so I know for the most part i can expect this
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much money to be hitting my bank account every month
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if there is a convenient date
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or maybe two convenient dates you can say hey let's transfer a hundred dollars once this check clears
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or by the end of the week and put
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that into a high yield savings account you're able to earn more interest
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and that's great that is extra money in your pocket
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that comes out of thin air like most banks that are traditional brick and mortar are offering you, the FDIC national average right now is 0 .37%.
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So you put a hundred bucks in at the end of the year, you got a hundred bucks and 37 cents.
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What are you buying with 37 cents?
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Nothing.
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Okay.
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But high yield savings accounts are offering somewhere between three to 4 % right now.
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And so a hundred bucks in at the beginning of the year, at the end of the year, you have a hundred and three hundred four dollars and that scales.
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So you put in more money, you get the bigger percentage.
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And so you will be earning more and more money.
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And so I think that is a way that you can essentially start to bridge that gap.
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If you are automatically paying yourself first and setting money aside into that savings account, today you is literally taking care of future you.
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And that is a gift because you're paying future self to take care of the people that you love the most.
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Thank you.
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Vocabulary and speaking notes for this lesson
This video has 45 sentences and 525 words to shadow. The speech runs for 2:55. The speaker talks fast, about 180 words per minute, so expect linked and reduced sounds. 87% of the words are among the 3,000 most common in English, so the vocabulary is easy to follow.
Key vocabulary in this video
15 less common words from the video, with pronunciation and meaning:
- buck /ˈbʌk/ (noun) — A male deer, antelope, sheep, goat, rabbit, hare, and sometimes the male of other animals such as the hamster, ferret, salmonid, shad, skunk and kangaroo.
- earn /ɝn/ (verb) — To gain (success, reward, recognition) through applied effort or work.
- deposit /dɪˈpɑ.zɪt/ (noun) — Sediment or rock that is not native to its present location or is different from the surrounding material. Sometimes refers to ore or gems.
- yield /jiːld/ (verb) — To give as a result or outcome; to produce or render.
- convenient /kənˈviː.niənt/ (adjective) — Serving to reduce a difficulty, or accessible with minimum difficulty; expedient.
- percentage /pə(ɹ)ˈsɛntɪd͡ʒ/ (noun) — The amount, number or rate of something, regarded as part of a total of 100; a part of a whole.
- pocket /ˈpɑ.kɪt/ (noun) — A bag stitched to an item of clothing, used for carrying small items.
- thin /ˈθɪn/ (adjective) — Having little thickness or extent from one surface to its opposite.
- encourage /ɪnˈkʌɹ.ɪd͡ʒ/ (verb) — To mentally support; to motivate, give courage, hope or spirit.
- essentially /ɪˈsɛnʃəli/ (adverb) — In essence: by nature.
- cure /kjɔː/ (verb) — To restore to health.
- brick /ˈbɹɪk/ (noun) — A hardened rectangular block of mud, clay etc., used for building.
- frankly /fɹæŋkli/ (adverb) — In a frank or candid manner, especially in a way that may seem too open, excessively honest, or slightly blunt.
- automobile /ˈɔː.tə.məˌbil/ (noun) — A type of motor vehicle designed to move on the ground under its own stored power and intended to carry a driver, a small number of additional passengers, and…
- mortar /ˈmɔːtə/ (noun) — A mixture of lime or cement, sand and water used for bonding building blocks.
Phrasal verbs you will hear
- set aside /sɛt.əˈsaɪd/ (verb) — To separate and reserve something for a specific purpose.
- go into (verb) — To get involved in; to investigate or explore.
- put in (verb) — To place inside.
- send in (verb) — To cause (something) to be delivered, especially by post/mail.
Pronunciation to watch
The speaker uses 12 contractions and reduced forms, such as you're, we're, gonna. Say them the short way, as you hear them.
- Long words — get the stress right: essentially /ɪˈsɛnʃəli/, automobile /ˈɔː.tə.məˌbil/
How to practise with this video
- Listen to the whole video once without speaking and note the words you do not know.
- Start at 0.75× speed, shadow it sentence by sentence, then go back to normal speed once it feels easy.
- Record yourself and compare with the original, paying attention to words like buck, earn, deposit.
What is the Shadowing Technique?
Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.