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What's your current job here in Singapore?

I work in reinsurance.

Okay, and do you mind asking me asking how much you make around a month here? like five figures, I guess.

Okay, so five figures in one month.

Yes Yeah.

About $10 ,000 a month?

A bit higher than that.

And what is your current job here in Singapore?

Domestic helper.

Yeah.

And can I ask you how much you make a month as a domestic helper in Singapore?

950 a month Yeah, plus another food allowance. So...

200 per month.

Thank you.

Currently I'm unemployed.

Uh...

- Thank you.

because of some layoff.

But I was a software engineer in an AI company.

So in your previous job as a software engineer, could you tell us roughly how much you made a month?

uh...

Yeah, I was making a 8 .6K...

I'm 13 months.

Okay, so 8 .6 K Singapore dollars in one month, yes?

I'm a software engineer.

I will give him the financing.

around 250 -300 So I alternate between here and California and I teach.

I teach at NTU.

And Would you mind sharing how much you make currently per month?

- Roughly, if we were to say, would it be more than $5 ,000?

- Oh yes sir.

More than $10 ,000?

Yes.

And do you think you would earn more or less in the same position from your home country compared to Singapore.

I'm more in the home country.

country.

I work in oil and gas.

trading, oil and gas trading.

So do you think you would earn more or less in the same position in the United States?

Uh, well, uh...

That's a difficult question because probably I might earn more but then after taxes and everything,

probably It's difficult to say because Expenses are more here in Singapore stuff so I don't know, it'll probably break even.

And what is your job in Singapore?

Domestic helper.

And can I ask you roughly how much you make per month?

Yeah, how much your salary is per month?

800 Would you say that is higher or lower than the average?

It's normal.

Yeah, it's normal.

I see. And, uh...

You know...

Singapore is considered one of the most expensive cities in the world.

I'm curious What are some things that are expensive here in Singapore?

Everything is very expensive here.

How much does a meal cost in Singapore?

eating meal?

Just eat the alarm.

- Pink color.

But in Philippines, how much?

And Philippines just only 30 pesos.

30 pesos is below $1 It's a big difference.

And what is your current job here in Singapore?

I'm the managing director of a British American firm and we manufacture office accessories.

in China and we sell throughout Asia.

And can I ask how much you make around a month?

Roughly, if I was to give a range.

No, it was not.

Okay.

Do you think you would earn more or less? here in Singapore versus in Germany?

Not at all.

But living in Singapore was a choice.

I've based my choice on my experience when I lived here from 1996 three tools.

policy.

in a similar job but different pumps.

and I find quality of life.

so much higher here than in any other country where I've lived.

And when I talk about other countries, I'm talking about Asia.

Middle East.

and drifting southern so I have lived certain places already in my life.

Singapore is doing a great job quality of even though the cost of

Do you think you would earn more or less in the same position back in Australia?

Probably similar.

Yeah.

If it's similar, why did you choose kind of Singapore to work here?

Yeah, I would say it's Like firstly the sunshine makes me pretty happy,

international lifestyle and I guess ability to like travel and see other cultures.

Where are some places that you like to travel here in this region?

Yeah, I love all Southeast Asia, like, you know, obviously Bali.

And I guess like Bali, Thailand, even the Philippines sometimes.

I do some diving.

well. So, yeah.

Cool.

And do you feel like your salary is enough? to cover your living expenses here in Singapore as a foreigner?

It is, but the rent is very expensive.

How much do you have to pay for rent here in Singapore?

I...

I would say I spend like over 30 % of my money of my salary on rent.

Do you feel like your salary is enough for your life right now in Singapore?

Actually it's not enough.

100

Yeah because I got two kids and I need to support my mother also.

101

And some I give to my sister because she's actually she's got cancer now.

102

So I need to.

103

So now it's not enough.

104

900 is not enough.

105

Yeah.

106

And can you tell me about how much money you send? back home to the Philippines.

107

Actually, I can send all... About 800?

108

100 is for my allowance Yes.

109

And with that $100, what can you spend on here in Singapore?

110

I spent in Singapore sometimes I feel like eating this So I need to buy.

111

Do you feel like your salary is enough to cover your living expenses right now?

112

You kind of mentioned that Singapore can be expensive.

113

Yeah, well, I mean, with with with the kid and everything, I mean, my wife, my wife,

114

works and everything as well so I think with that with the schooling coming up rental.

115

everything.

116

Not to say we don't live comfortably, but it's nice to have a two salaries and that's really kind of what makes life livable.

117

HERE.

118

Do you feel like your current salary is enough to cover and sustain a life here in Singapore?

119

It's workable.

120

But, you know, I mean, over the years, things have gotten fairly expensive.

121

What specifically?

122

What?

123

everything really.

124

Right.

125

I mean, when you talk about inflation, It's hit you know, all kinds of goods and services. that.

126

Everybody is correspondingly raising the prices on everything as well.

127

THERE WAS THAT WHOLE PERIOD OF TIME WHERE RENT WENT THROUGH THE ROOF.

128

right?

129

I think it's coming down again, but as always, When the rent gets one of those major adjustments, it never goes back down to the original level.

130

So you're dealing with a number of challenges in that respect.

131

Do you feel like with your current salary, it's enough?

132

Yeah, actually it's enough, but sometimes, since I have three colleges,

133

I have three kids and they are all in college so maybe I have to earn more.

134

So sometimes I have to borrow money in Philippines

135

because here in Singapore we're not allowed to borrow money here because it's not allowed in the government.

136

So what we do is in Philippines we have to borrow money

137

and then we can just pay slowly slowly for our salary here.

138

Well after COVID the hike of the price of uh,

139

Actually much more, but...

140

- Uh...

141

Yeah, I guess it was a bit everywhere.

142

In a world like this, I don't I don't I don't really know the market in France now,

143

Over the last year of the rents, uh, came a little high, but It was the

144

It wasn't a big problem as It was certainly way higher than what when I came to Singapore.

145

And then like it increased by 40 50 percent so that was A little.

146

hard to take but it's fine.

147

Now they're cooling down so Yeah.

148

And so when you first arrived to Singapore, how much was your rent?

149

When I was first to die, it was 5k a month.

150

and then during the increase uh...

151

Like the same apartment in my condo started going for seven.

152

Certainly by 40%.

153

But now, Like my renewal is coming up so I'm hoping I would renew for the team.

154

price But because Singapore is considered one of the most expensive places to live.

155

in Asia, but also in the world.

156

Could you give us some insights of what aspects makes it so expensive to live here in Singapore?

157

Yes, the alcohol is taxed heavily.

158

First.

159

Eating in a restaurant can get quite pricey.

160

taxi bills can pile up.

161

And what about your rent here in Singapore?

162

Is that also quite expensive?

163

It's quite high.

164

on the order of 6 ,000 a month.

165

And would you say that is more or less compared to the United States?

166

comparable to where I live in California.

167

I mean, mainly it's the rent.

168

Um, And well, I mean, and to be honest with you, if you want to you know, having a social life can be a little bit expensive,

169

you know, if you want to If you're planning to go out on weekends, stuff like that.

170

Um, you know, the alcohol isn't cheap here.

171

So, I mean, I would say nothing, nothing out of the ordinary, just kind of day to day life.

172

But that said, I mean, all that said, I mean, we're talking about expenses.

173

I mean, you can have a cheap life.

174

Singapore you know, Um, you know, food here delicious and you don't have to go to the expensive options by any means.

175

Um...

176

I mean, one of the benefits of living here that's relatively cheap is actually you can fly out, you know, go to Vietnam, Thailand, Cambodia, Bali.

177

all you want for relatively, you know, a few hundred dollars a flight ticket,

178

Do you think that your salary is enough to cover your expenses in Singapore?

179

Yes, it's very enough.

180

Have you ever had some financial issues while living in Singapore?

181

No, no I never So good for five years.

182

-Yes.

183

And I'm curious, how much money do you think you have to make in salary?

184

to have no worries.

185

How much salary you need to have no worries.

186

living in singapore $1 ,000 a month?

187

Yes.

188

How much do you think you'd have to earn?

189

Is there like a magic number that would be kind of a worry -free salary here in Singapore?

190

Okay, like...

191

I have a whole philosophy there, which is probably too boring for your channel, but I think it's got to be about passive income, not about salaries.

192

So, I would say like, you know, if I had A few million dollars.

193

then I'd be you know, pretty stress free.

194

I think as long as you're working for your salary, you're always going to have some

195

And do you think it is possible in Singapore to have this kind of like passive income of like, you know, getting this like million dollar here in Singapore.

196

Yeah, I think it is, but it's like just a lot of work and obviously for Singaporeans, it's a lot of work,

197

well right trying to save money and and reduce how much you spend So it might take like, I don't know how many decades, long term goals.

198

So what kind of salary would be completely worry -free? here in Singapore.

199

I think...

200

I know 900 or 900 more than that.

201

So right now, would you say it's pretty comfortable?

202

For me, for now, it's pretty comfortable, yeah.

203

Do you send money back home then?

204

How much do you send?

205

I send like, almost like 30 ,000 pesos.

206

Okay.

207

Yeah.

208

Roughly how much is that?

209

900. Yeah, so most of your money you actually Yeah,

210

most of my money most of my salary so I have to keep saving

211

So what I've saved now is my food allowance.

212

Yeah, I see.

213

How much do you think you would need to make in Singapore in order to have like a worry -free like lifestyle.

214

That's a good question.

215

It depends on if you have government subsidies, so if you are a foreigner living here.

216

comfortable lifestyle would be on the minimum of 10 grand.

217

A month.

218

I don't know, like a million dollars.

219

So one million dollars, yeah?

220

So do you think that is actually possible to make a million dollars as a salary here in Singapore as a foreigner?

221

Yeah, I think it's very possible if you work hard, there are enough opportunities to make that kind of work.

222

I have no idea.

223

- Yeah.

224

I haven't given that any thought.

225

Any number comes to mind?

226

I don't know.

227

I mean...

228

Obviously it's one of those situations where the sky's the limit.

229

Right.

230

I mean, you can talk to the richest people in the world, and they'll probably still say, "Oh, I wish that we're making more." So...

231

What are some of the biggest advantages of working here in Singapore as a foreigner?

232

I don't know if I would fully consider myself a foreigner at this point anyway, being a PR.

233

I mean, for me, it's a very, It's a very advanced country.

234

The schooling here is very good.

235

local school.

236

Um, It's very connected internationally.

237

I mean, if you look at it from the perspective of someone that's lived in various countries,

238

here in Singapore because everything is imported you can get goods from pretty much all over the place and it's functionally equivalent.

239

to the point where

240

There's stuff that we would have been used to getting in Europe

241

that we're able to get here that we wouldn't have been able to get in the U .S very easily.

242

And here it's just like a normal item in cold storage or something like that.

243

So from that perspective, It's quite nice, it's very international.

244

you know, I think the weather is really great to Farron is.

245

I think the travel options are amazing.

246

- I think The tax is good as well.

247

So I think that's also a positive, but I think it shouldn't be the main reason.

248

So actually I've lived in Hong Kong and Japan previously.

249

I would say Singapore is bike one of the easiest places to live outside of Australia that I've ever found.

250

What makes it a lot easier compared to Hong Kong and some of the other places you've lived in?

251

Well, I think it's just like really...

252

You know?

253

stable, sunny.

254

And it's a bit selfish, but obviously, like everyone speaks English, even this interview here, right?

255

completely English.

256

That just makes it easy.

257

quality of life is one of the key advantages that Singapore has to offer?

258

the people of Singapore offer a very amicable environment.

259

respectful environment.

260

I'll give you an example.

261

step in the bus in the early morning and the bus driver looks at He says good morning, he acknowledges you as a customer and that you are there and is smiling.

262

It doesn't cost any money but it makes me feel so good.

263

And I share this even now with you saw little things of Alberta Um...

264

Yeah.

265

issues.

266

It's very safe here.

267

walk around with expensive.

268

stuff on you.

269

My wife can walk around here in the evening doesn't need to issue.

270

It's super safe.

271

fantastic And then on the flip side, any big challenges of living here in Singapore?

272

Maybe, for example, like the working culture or anything like that?

273

Um, well, I mean, the challenge for me personally is that it's far from family far from everywhere so

274

You kind of have, like I mentioned before, you have to travel a lot.

275

I mean, if-- to be completely honest with With work culture, the only thing that I really had to get

276

used to was I feel like I'm in the US people are more um like,

277

maybe blunt and or how do you say it, like straight to the point,

278

Um, here sometimes you have to frame questions in a way where like the person that you're confronting

279

Sabe's face or doesn't get embarrassed.

280

you know I think that's something that, you know, how something culturally like how you how you challenge someone.

281

you know, if there's a disagreement or if you see things differently.

282

might require a different strategy than how you would I'm not sure.

283

in the U .S at least at least culturally.

284

And so the last question that we'd like to ask you for our global audience is, For anyone who is considering working in Singapore,

285

Do you have any advice or any kind of tips that you would share with them?

286

First piece of advice, try to come at a higher level than the lowest level.

287

because climbing the ladder here It could be much lengthier experience than it could be else.

288

at least in some countries.

289

So come at a slightly higher level.

290

That would be my one for advice.

291

other be open to changing the balance of work priorities.

292

because work priorities tend to, depending on the sector, be very different here than, let's say, for example, - I don't think.

293

Yeah, I would say...

294

I would say two things.

295

I'd say one, you know, you've got to you've got to have a pretty valuable skill set because Singapore You know, it's quite hard to get the employee passed now.

296

And I think that's right such a popular city but

297

You're going to need some pretty special skills so invest in yourself and study and work hard.

298

And maybe secondly, you know, persevere, maybe your first job application is not successful.

299

But if you really want to go to Singapore, then You know, keep trying.

300

And in the meantime, you can visit Singapore anyway. So.

301

Don't live in an expat bubble.

302

Right?

303

I find there's been a number of instances, not everybody of course, but there's been a number of instances where people live in what I call the expat bubble.

304

Um.

305

I would strongly recommend against it.

306

Make sure you have lots of local friends.

307

Really get tapped into your local communities.

308

And, uh.. you know it will make your life in the long run I think a lot more.

309

Well, I mean, do it.

310

It's...

311

It's a safe, clean place.

312

and it's you know, uh, There's a lot of opportunity both here in and in the region to travel around Um,

313

I think one of the advice is just common like be be open -minded really and open to like you know, experience.

314

you know, a different culture.

315

I actually kind of said this, you know, I would say, I feel like Singapore is a bit like Asia.

316

for beginners or Asia 101.

317

especially for foreigners because everyone speaks English.

318

The work culture is not that different.

319

You know, people are friendly.

320

And so, It's easy to to come here and to move here and to start working here as opposed to, you know, if you Um,

321

It-- As opposed to if you went to a country where like, you know, English, a lot less people spoke and it was to get around and everything. So.

322

When I first moved here, finding a group of friends and a social activity.

323

and things like that took a while, and that was probably the most hard part for me.

324

Um, But you know, stick it out, be open -minded, and and that.

325

and Yeah, and I think if you can make it past like a year, year and a half, then you'll know.

326

But like don't bail early.

327

I guess we could be there.

328

if that's something that you want.

329

you

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Лексика и советы по произношению к этому уроку

Этот урок разговорной практики уровня B1 построен на видео «How Much Do Foreigners in Singapore Earn?». Чаще всего повторяются слова: singapore, month, salary. В этом видео 329 предложений и 3187 слов для шедоуинга. Речь длится 21:48. Говорящий держит ровный темп — около 146 слов в минуту, удобный для шедоуинга. 85% слов входят в 3000 самых частых слов английского языка; остальные стоит разобрать перед занятием. Вопросов здесь 67 из 329 предложений, так что это хорошая тренировка вопросительной интонации и коротких ответов.

Ключевая лексика этого видео

Самые сложные слова из видео (15), с произношением и значением:

Слово	Произношение	Значение
foreigner существительное	/ˈfɔɹ.ɪ.nɚ/	иностра́нец, иностра́нка
expense существительное	/ɪkˈspɛns/	расхо́д
helper существительное	/ˈhɛlpɚ/	помо́щник, помо́щница
peso существительное	/ˈpeɪsəʊ/	пе́со
allowance существительное	/əˈlaʊəns/	разреше́ние, позволе́ние
borrow глагол	/ˈbɑɹ.oʊ/	занима́ть, заня́ть
lifestyle существительное	/ˈlaɪfˌstaɪl/	стиль жи́зни, о́браз жи́зни
oppose глагол	/əˈpoʊz/	препя́тствовать, воспрепя́тствовать
passive прилагательное	/ˈpæs.ɪv/	пасси́вный, безде́ятельный
bubble существительное	/ˈbʌbəl/	пузы́рь
depend глагол	/dɪˈpɛnd/	зави́сеть
amicable прилагательное	/ˈæ.mɪ.kə.bəl/	дружелю́бный
condominium существительное	/ˌkɑn.dəˈmɪn.i.əm/	кондоми́ниум, совладе́ние
layoff существительное		увольне́ние, сокраще́ние
persevere глагол	/ˌpɝ.səˈviɹ/	добива́ться, упорствовать

Фразовые глаголы, которые вы услышите

Слово	Произношение	Значение
come up глагол		поднима́ться, подня́ться
come down глагол		спуска́ться, спусти́ться
cool down глагол	/kuːl ˈdaʊn/	остыва́ть, осты́ть
go back глагол		возвраща́ться, возврати́ться
pile up глагол		нагроможда́ть, нагромозди́ть

Фразы, которые стоит повторять

Короткие законченные фразы из видео, которые пригодятся в повседневном разговоре:

Do you think you would earn more or less?
Do you feel like with your current salary, it's enough?
How much do you think you'd have to earn?
Do you send money back home then?
How much do you send?

Грамматика в этом видео

Конструкции, которые говорящий использует чаще всего, с точными словами из видео:

Конструкция	В видео
Present Perfect have/has + причастие прошедшего времени — прошлое действие, важное сейчас	I've based · I've lived · have lived
Пассивный залог be + причастие прошедшего времени — важно, что происходит, а не кто это делает	is considered · is taxed · is imported
Придаточные определительные who / which + предложение — уточнение о человеке или предмете	there, which is · anyone who is

Произношение, на которое стоит обратить внимание

Говорящий использует 59 сокращённых и редуцированных форм, например don't, I'm, you're. Произносите их коротко, так, как слышите.

Звуки «sh» и «zh»: reinsurance /ˌɹi.ɪnˈʃʊɹ.əns/, selfish /ˈsɛlf.ɪʃ/, inflation /ɪnˈfleɪ.ʃən/, sunshine /ˈsʌnʃaɪn/
Длинные слова — следите за ударением: amicable /ˈæ.mɪ.kə.bəl/, condominium /ˌkɑn.dəˈmɪn.i.əm/, correspondingly /ˌkɔ.ɹəˈspɑn.dɪŋ.li/, reinsurance /ˌɹi.ɪnˈʃʊɹ.əns/, accessory /əkˈsɛs.(ə.)ɹi/

Звуки, трудные для русскоязычных:

/h/ — лёгкий выдох, а не русское «х»: helper /ˈhɛlpɚ/, hike /haɪk/
Звонкие согласные в конце слова — не оглушайте их: oppose /əˈpoʊz/, passive /ˈpæs.ɪv/, depend /dɪˈpɛnd/, unemployed /ˌʌnɪmˈplɔɪd/, dive /daɪv/

Как заниматься с этим видео

Прослушайте всё видео один раз молча и выпишите незнакомые слова.
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Запишите себя и сравните с оригиналом, обращая внимание на такие слова, как foreigner, expense, helper.

Что такое техника Shadowing?

Shadowing — это научно обоснованная техника изучения языка, изначально разработанная для подготовки профессиональных переводчиков и популяризированная полиглотом доктором Александром Аргуэльесом. Метод прост, но эффективен: вы слушаете аудио на английском от носителей языка и немедленно повторяете вслух — как тень, следующая за говорящим с задержкой в 1–2 секунды. В отличие от пассивного прослушивания или грамматических упражнений, Shadowing заставляет мозг и мышцы рта одновременно обрабатывать и воспроизводить реальные речевые паттерны. Исследования показывают, что это значительно улучшает точность произношения, интонацию, ритм, связную речь, понимание на слух и беглость речи — что делает его одним из самых эффективных методов для подготовки к IELTS Speaking и реального общения на английском.

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