Shadowing Practice: The WORST Financial Situation Caleb Hammer Has Ever Seen (Sad) - Learn English Speaking with Video
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172 משפטים
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1
What's the worst episode that you've done where you look back and this person's in the worst financial position?
2
Because there's been a few where you've said this is the worst finances I've ever seen as a title.
3
Yeah.
4
But what is actually the worst?
5
It's someone that I haven't had an update from, and I'm really sad about that.
6
When I was first doing the show and not a single episode was released, we recorded four episodes and I put out a call in Austin for anyone to come on the show.
7
I'd give them like 50 bucks, which is like all I had at the time.
8
There's someone with $250 ,000 in private student loan debts at variable high interest rates.
9
I can't imagine of those interest rates are like now, because they were at 10 % then.
10
They started at like $150 ,000.
11
In only a few years, they went to $250 ,000.
12
They're going to be a million dollars before she knows it.
13
And she really doesn't utilize it.
14
It's for social work.
15
Who gives these loans?
16
Well, that's surprising to me that someone saw that and checks the box, say, yeah, we're going to give you the money on that.
17
I know, right?
18
Personal responsibility is very important.
19
I will say in this situation, she certainly got fucked with her dad.
20
Her dad, she shouldn't have done it, but as an impressionable teenager getting out of high school, her dad was like, sign the loan.
21
I'll pay for it I'll pay for it her dad's ghosted her essentially
22
and it's become this has been a complete tear in the relationship
23
so they haven't you know seen each other ghost
24
because of the loan I don't remember exactly that would be conversation
25
that would be gnarly if you just couldn't make the payments
26
and that's an awkward conversation to have with you she wanted to go to an in -state school in California
27
that was public
28
and save a lot of money he was like go to
29
Baylor that's where I want you to go borrow as much
30
as it take I will pay payler Baylor is a out -of -state private institution
31
so she did get fucked in it but because of that
32
and with the degree that doesn't make as much money
33
that has to be one of the more daunting situations I've ever seen
34
and she you can see in her finances
35
that she's given up how good would you recommend for somebody
36
like her what would she do you can't you can't discharge student loans
37
and bankruptcy that's why they're so terrible
38
because they allow an 18 year old kid to take on
39
hundreds of thousands of dollars of debt regardless of what they want to study
40
and there's no recourse you can't discharge that in bankruptcy
41
because you're getting an education the education stays with you
42
so you just get screwed yeah there's no way around it it's terrible
43
and the fact that people sign off on that
44
when they could buy a house with it I do you know
45
and at least they could claim the house back
46
but now that's why the student loans there's no recourse on it another conversation
47
that needs to happen as a guy who has lots of
48
music friends I studied in school music I loved my school music they excelled at quite a things like jazz
49
and music therapy and stuff like that you know i love the experience not
50
every single college in the united states needs to offer a music degree
51
or an arts degree these are industries
52
that the vast minority the small minority make it right
53
and that's okay and i think anyone should pursue it with
54
that expectation of knowing it's going to be hard and they can totally do that.
55
But when a college of 10 ,000 people in the middle of Iowa
56
or whatever is offering these degrees that have training
57
that are lackluster compared to other institutions and are setting their students up for failure, it's irresponsible that institution to even offer that degree in the first place.
58
But I get it because the college wants the money.
59
You got the professors.
60
They're on payroll.
61
They're getting tenure.
62
You got the college.
63
You got the all the executives.
64
Administrators?
65
Yeah, administrators that take up a massive percentage of payroll for colleges.
66
So I think it's irresponsible for that every single institution in the United States, regardless of them, and we have a billion of them, needs to offer every degree, even if that education for that degree at
67
that institution is not going to be as good as it could be somewhere else.
68
How do we get that girl back on the podcast?
69
I don't think she wants to.
70
Again, she wasn't from the audience.
71
I cut out a lot of things that she wanted me to cut out, including even after the fact uh can you get can you
72
gift her something towards the student loans in exchange for coming
73
on i think i even gave her a big chunk of money after the fact
74
because i was like hey you're one of the first people
75
on the episode i know you weren't thrilled with the experience
76
which by the way we sent on a survey to all the past guests this year
77
and we got an average four out of five in terms of the experience the only thing
78
that people don't like is that we rush a lot they feel
79
but either way she's one of the first guests yeah and uh
80
because she didn't know what the show was i didn't even
81
know what the show was i think she was just oh
82
this went in front of more people than i was expecting than any of us expected
83
so yeah i don't think she wants to be in front of
84
that same amount of audience again fair rough situation though yeah i feel
85
so bad for her
86
and i would no i'd love to help in any way
87
whatsoever hopefully the budget i gave her i i know in
88
those situations some people i i will also say just for context
89
because i've read it a few places
90
that um i was nicer in those earlier episodes uh in her situation stuff like
91
that uh and that i'm not me or anything like that
92
when i get like intense and stuff like
93
that no i'm i'm like actually allowing my personality to come through now
94
when i was first getting started i had no idea what
95
a youtube video took i was trying to level back you know don't want to put off things especially
96
while i have another job i don't want to come across as rude
97
so i was just a lot more things were just tame.
98
and just chill, including her episode.
99
But now I'm literally just me.
100
I just try to be the most open, honest person I can be at all times.
101
Well, now people know what to expect.
102
Yeah.
103
And so if they're signing up, though, they know that you're probably going to yell at them.
104
Yeah.
105
Well, it also depends on the people's situation.
106
We had a dude, unfortunately, experiencing homelessness on recently.
107
I don't think The Voice was raised once in that episode.
108
And I gifted him what he needed to, like, his first two months of rent.
109
I gifted him.
110
I gifted him a refrigerator for his current situation so he didn't have to eat out all the time.
111
And I gifted him, someone from the audience gifted him a drone.
112
A drone because he was making good money working for drone companies, but his drone broke down and then he went homeless.
113
And then also I offered to pay for his first four therapy sessions because he has some really critical depression.
114
So I love being in the position to be able to help with that.
115
So it depends on the episode.
116
But yes, there are lots of people like the model that you were talking about.
117
She wasn't receptive to anything.
118
So naturally, as me just being me, you know, I'm just very invested in it.
119
And I hate when I care more about their situation than they do.
120
But I also get equally as excited when they pay off their debt.
121
Like, dude, I get so fucking hype.
122
Like, you have no idea.
123
When people are making progress, dude, that emotion you see when I'm angry is equal on the other side of me being excited for them.
124
Because the channel's only been around for a year and a half and debt takes a long time to pay off.
125
We've seen less of that excitement.
126
We will, though.
127
You got to do like the Dave Ramsey debt -free scream, but like your version of that when they pay off like student loans or something like that.
128
You know, when they do a six -month emergency fund, let's say, have them come back and like take a photo or something like that.
129
We tell them to keep us updated all along the way.
130
You know what you need?
131
Awards.
132
Little trophies to give you.
133
Oh, that would be good.
134
I like that.
135
And if you're on the show and they hit certain milestones, let's just say paying off their student loans, six -month emergency, you send them a little trophy of some sort.
136
I like that.
137
Yeah, I think that would be a nice look.
138
As they make it further, the trophies get a little bit bigger.
139
Yeah.
140
They hit a million dollar net worth.
141
They get a big trophy.
142
Your face.
143
That's sweet.
144
No. That's actually really cool.
145
No, that's good.
146
That's good.
147
We get updates all the time from people.
148
And people are doing well.
149
But again, a lot of these death situations, if you watch the videos, they're like multi -year payoffs.
150
So we won't see the end situation for a while.
151
So this guy that was homeless for a little bit, have you had any updates with him after giving him the money in the refrigerator and the drone?
152
He hasn't updated us in a few weeks.
153
So we leave it up to them to reach out to us when they need help and when they want.
154
But we tell them to, you're not going to annoy us.
155
Reach out to us as much as you can.
156
Pester us for questions.
157
Let us help, everything like that.
158
But we also don't want to pester them and everything like, how are you doing?
159
How are you doing?
160
Are you better this week?
161
Are you better this week?
162
So I know he had a lot of clinical stuff.
163
So I definitely don't want to pester him.
164
But I very much want to hear from him.
165
I haven't paid for the therapy sessions yet because he hasn't done them.
166
I'm offered to pay for them, but he needs to sign up to do it.
167
You can only do so much, I feel.
168
And same for the rent.
169
I want him to rent or put down a security deposit, whatever it was.
170
I was going to cover a two -month rent, I think, or a security deposit plus one -month rent.
171
He has to go take the action to get the place, though.
172
And I'm fully willing and excited to do it when he does it.
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אוצר מילים והערות הגייה לשיעור הזה
שיעור הדיבור הזה ברמה B2 מבוסס על הסרטון “The WORST Financial Situation Caleb Hammer Has Ever Seen”. המילים שחוזרות הכי הרבה: situation, loan, episode. בסרטון הזה יש 172 משפטים ו-1905 מילים לתרגול Shadowing. הדיבור נמשך 8:14. הדובר מדבר מהר, כ-231 מילים בדקה, אז צפו לצלילים מחוברים ומקוצרים. 86% מהמילים נמצאות בין 3,000 המילים הנפוצות ביותר באנגלית; כדאי ללמוד את השאר לפני שמתחילים.
אוצר מילים מרכזי בסרטון הזה
15 המילים המתקדמות ביותר בסרטון, עם ההגייה והמשמעות שלהן:
| מילה | הגייה | משמעות |
|---|---|---|
| trophy שם עצם | /ˈtɹoʊfi/ | שָׁלָל |
| refrigerator שם עצם | /ɹɪˈfɹɪd͡ʒ.əˌɹeɪ.tɚ/ | מְקָרֵר |
| bankruptcy שם עצם | /ˈbæŋkˌɹʌp(t).si/ | פְּשִׁיטַת־רֶגֶל |
| depend פועל | /dɪˈpɛnd/ | היה תלוי |
| milestone שם עצם | /ˈmaɪlˌstoʊn/ | אבן מיל, אבן דרך |
| excel פועל | /ɪkˈsɛl/ | הצטיין |
| yell פועל | /jɛl/ | צָרַח |
| tenure שם עצם | /ˈtɛn.jʊə/ | קביעות |
| whatsoever תואר הפועל | /ˌ(h)wʌtsoʊˈɛvɚ/ | כְּהוּא זֶה |
| borrow פועל | /ˈbɑɹ.oʊ/ | שָׁאַל |
| buck שם עצם | /ˈbʌk/ | אַיָּל |
| teenager שם עצם | /ˈtiːnˌeɪ̯d͡ʒə/ | נַעַר |
| scream פועל | /skɹiːm/ | צרח |
| podcast שם עצם | /ˈpɑdˌkæst/ | פּוֹדְקַאסְט, הֶסְכֵּת |
| excitement שם עצם | /ɪkˈsaɪtmənt/ | הִתְרַגְּשׁוּת, הִתְפַּעֲלוּת |
Phrasal verbs שתשמעו
| מילה | משמעות |
|---|---|
| come back פועל | שָׁב |
| give up פועל | וִתֵּר |
משפטים שכדאי לחזור עליהם
משפטים קצרים ושלמים מהסרטון שאפשר להשתמש בהם בשיחה יומיומית:
- How do we get that girl back on the podcast?
- I don't think she wants to.
- We've seen less of that excitement.
- You know what you need?
- Are you better this week?
דקדוק בסרטון הזה
המבנים שהדובר משתמש בהם הכי הרבה, עם המילים המדויקות מהסרטון:
| מבנה | בסרטון |
|---|---|
| הווה מושלם (Present perfect) have/has + past participle — פעולה שקרתה בעבר ועדיין יש לה חשיבות או השפעה עכשיו | you've done · there's been · haven't had |
| סביל (Passive voice) be + past participle — הדגש הוא על מה שקורה, לא על מי שעושה את הפעולה | was released · was raised |
| משפטי זיקה (Relative clauses) who / which + clause — מידע נוסף על אדם או דבר | bucks, which is · guy who has |
הגייה ששווה לשים לב אליה
הדובר משתמש ב-60 קיצורים וצורות מקוצרות, כמו don't, I'm, they're. אמרו אותם בצורה הקצרה, כפי שאתם שומעים אותם.
- הצלילים של “sh” ו-“zh”: impressionable /ɪmˈpɹɛ.ʃən.ə.bəl/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, emotion /ɪˈməʊ.ʃən/
- מילים ארוכות — שימו לב להטעמה: refrigerator /ɹɪˈfɹɪd͡ʒ.əˌɹeɪ.tɚ/, irresponsible /ˌɪɹ.əˈspɑn.sə.bəl/, administrator /ədˈmɪn.ɪ.stɹeɪ.tɚ/, impressionable /ɪmˈpɹɛ.ʃən.ə.bəl/, whatsoever /ˌ(h)wʌtsoʊˈɛvɚ/
צלילים שדוברי עברית מתקשים בהם:
- /æ/ — פתוח יותר מה-“אֶ” העברית, לא כמו “a” ב-“cup”: bankruptcy /ˈbæŋkˌɹʌp(t).si/, lackluster /ˈlæklʌstə/, variable [ˈvæɹ.i.ə.bl̩], podcast /ˈpɑdˌkæst/
- /r/ — הלשון לא נוגעת בשום מקום, לא ה-“ר” הגרונית: drone /dɹoʊn/, trophy /ˈtɹoʊfi/, recourse /ˈɹiːkɔɹs/, refrigerator /ɹɪˈfɹɪd͡ʒ.əˌɹeɪ.tɚ/, irresponsible /ˌɪɹ.əˈspɑn.sə.bəl/
- עיצור קולי בסוף מילה — /b/, /d/, /g/, /z/, /v/ בלי להפוך אותם לאטומים: discharge /dɪsˈtʃɑɹdʒ/, depend /dɪˈpɛnd/, receptive /ɹəˈsɛptɪv/, utilize /ˈjuː.tɪ.laɪz/
איך לתרגל עם הסרטון הזה
- הקשיבו לכל הסרטון פעם אחת בלי לדבר, ורשמו את המילים שאתם לא מכירים.
- התחילו במהירות 0.75×, תרגלו Shadowing משפט אחר משפט, וחזרו למהירות רגילה כשזה מרגיש קל.
- הקליטו את עצמכם והשוו למקור, תוך תשומת לב למילים כמו trophy, refrigerator, bankruptcy.
מהי טכניקת השאדואינג?
שאדואינג היא טכניקת למידת שפה מבוססת מדע שפותחה במקור להכשרת מתורגמנים מקצועיים ופופולרית על ידי הפוליגלוט ד"ר אלכסנדר ארגואלס. השיטה פשוטה אך עוצמתית: אתה מקשיב לאודיו באנגלית ילידית וחוזר עליו בקול רם מיד — כמו צל העוקב אחרי הדובר עם עיכוב של 1–2 שניות בלבד. בניגוד להאזנה פסיבית או תרגילי דקדוק, שאדואינג מכריח את המוח והשרירים בפה לעבד ולשחזר דפוסי דיבור אמיתיים בו זמנית. מחקרים מראים שזה משפר משמעותית את דיוק ההגייה, האינטונציה, הקצב, הדיבור המחובר, הבנת השמיעה ושטף הדיבור — מה שהופך אותו לאחת השיטות היעילות ביותר להכנה לIELTS Speaking ולתקשורת באנגלית בעולם האמיתי.