Pratica di Shadowing: Learn 20 Professional Accounting English Terms - Impara a parlare inglese con i video
Scegli una modalità di pratica
Ogni modalità apre una sala di pratica a schermo intero.
490 frasi
Se le frasi sono troppo corte o troppo lunghe, clicca su Edit per modificarle.
1
Did you know over 90% of the world's financial records are written in English?
2
Whether you're working in corporate finance, bookkeeping or auditing, mastering accounting vocabulary is essential for success.
3
In this lesson you'll learn 20 essential accounting terms from ledgers to liabilities with clear definitions examples
4
and with each term you'll get a quiz to test your understanding.
5
Hi I'm Ger and this is Learning English Pro, the home of professional English.
6
Student members of my channel should head over to the membership tab to download the PDF guide
7
that comes along with this lesson.
8
It's filled with all the content from today's video, along with additional exercises and reading.
9
If you want to join student membership, click the link in the video description to really boost your professional English know-how.
10
And stay tuned after this lesson for my masterclass in accounting vocabulary.
11
I'm stacking lots of individual lessons into this video.
12
They're all time stamped in the video description so you can navigate to the lesson of your choice.
13
This extended video is great for active learners.
14
Pick the lesson you want, get a pen and paper, find somewhere quiet and really hone in on the language.
15
If you're a passive listener, put this lesson on in the background and go about your day, kind of like the radio.
16
This is a great way to engage your passive learning skills.
17
Okay, so let's get ready and start our lesson and we're beginning with some nouns.
18
Remember we're covering the pronunciation, definition and I'm going to give you an example to understand the context.
19
Then after each term there'll be a quick quiz question to check your understanding.
20
Our first term is ledger.
21
Ledger.
22
A ledger is a book or system for recording financial transactions.
23
Let's take a look at our example.
24
All company expenses are recorded in the general ledger.
25
And now it's time for our first question to check your comprehension.
26
Which of these would you not expect to find in a company's ledger?
27
Sales revenue, expenses, employee birthdays or supplier payments?
28
And the correct answer is C.
29
Employee birthdays would not be found in a company's ledger.
30
Balance sheet.
31
Balance sheet.
32
A balance sheet is a financial statement showing assets, liabilities and equity.
33
The balance sheet helps businesses understand their financial health.
34
Which of these terms is a synonym for balance sheet, statement of financial position or bank account?
35
The correct answer is A, statement of financial position.
36
Our third term is liability.
37
Liability.
38
Liability means a financial obligation or debt.
39
Our example sentence, the company's biggest liability is its outstanding loans.
40
Which of these is an example of a liability?
41
A mortgage, company profits, office furniture or software?
42
The correct answer is mortgage, which of course is a type of bank loan.
43
Asset.
44
Asset.
45
An asset is anything of value owned by a company or individual.
46
Real estate and cash reserves are common business assets.
47
Our question is, which word is a synonym of asset?
48
Input, customers, employees or capital.
49
And the correct term is capital.
50
Capital represents financial resources or valuable items owned by a business.
51
Let's move on to revenue.
52
Revenue.
53
Revenue is the total income generated by a business.
54
The company's revenue increased by 15% this quarter.
55
Revenue is sometimes called A.
56
Net income B.
57
Gross sales C.
58
Liabilities or D.
59
Equity The answer is B.
60
Gross sales.
61
This refers also to the total income before expenses.
62
Next up, we have expense.
63
Expense This word means the money spent to run a business.
64
Rent and salaries are examples of business expenses.
65
Which of these is an operating expense?
66
Employee salaries, customer payments, outstanding loans or shareholder dividends?
67
Yes, the correct answer is A, employee salaries.
68
If you're enjoying this business English lesson, you should check out my complete professional English course.
69
It's a massive 12 hour video and for my student members, it has a massive PDF guide that comes along with it.
70
The link for this video is waiting for you in the video description.
71
Our next word is depreciation.
72
Depreciation.
73
This is a key business English word and it means the reduction in value of an asset over time.
74
Our example sentence is, companies calculate depreciation for tax purposes.
75
Which of these assets is most likely to depreciate over time?
76
A. Copyrights.
77
B. Savings.
78
C. Land. Or D.
79
Delivery van.
80
The correct answer is D, delivery van.
81
Equity.
82
Equity.
83
The definition for equity is the value remaining after liabilities are deducted from assets.
84
Our example sentence is, shareholders are interested in the company's equity growth.
85
Let's check out our question.
86
Which term is a synonym of equity?
87
Gross worth, total worth, net worth or gained worth?
88
Our correct answer is C, net worth.
89
Let's move on to audit.
90
Audit.
91
An audit is a financial inspection to ensure accuracy and compliance.
92
The company undergoes an annual audit to verify its financial statements.
93
Which type of company is most likely to be audited?
94
A. A bakery B.
95
Clothing store C.
96
A bank D.
97
A local cafe And yes, the answer is C, a bank.
98
Our next term is an important business English word, invoice.
99
Repeat after me, invoice.
100
An invoice is a document requesting payment for goods or services.
101
The supplier sent an invoice for the materials delivered.
102
Which word is a synonym for the noun invoice?
103
Bill, email, ledger or check?
104
Our correct answer is a bill.
105
Now it's time to have a look at some accounting verbs.
106
And first up we have reconcile.
107
Reconcile.
108
To reconcile is to match financial records with actual transactions.
109
It's important to reconcile the bank statements every month.
110
Which sentence correctly uses the verb reconcile in a business context?
111
The accountant reconciled the company's bank statements.
112
The manager reconciled the computer before sending the email.
113
The correct answer is A.
114
The accountant reconciled the company's bank statements.
115
Our next verb is deduct.
116
Deduct.
117
Deduct means to subtract expenses from taxable income.
118
You can deduct business expenses to lower your tax bill.
119
Let's take a look at our question.
120
Which word is a synonym for deduct?
121
Multiply, minus, manage or balance?
122
The correct answer is B, minus.
123
Accrue.
124
Accrue.
125
The verb accrue means to accumulate over time, especially financial obligations.
126
Interest on the loan will accrue if not paid on time.
127
What is the most likely to accrue over time?
128
Supplies, meetings, interest on a loan or policies?
129
The correct answer is C, interest on a loan.
130
We covered this word earlier as a noun but it's also a verb.
131
Invoice.
132
As a verb, to invoice means to send a bill for services rendered.
133
The freelancer invoiced the client for the completed project.
134
If a client does not pay an invoice on time, the company might send a refund,
135
report, a business proposal or a reminder notice.
136
The correct answer is D, a reminder notice.
137
Our next verb is a real accountancy term.
138
Amortize.
139
Amortize.
140
The meaning of amortize is to gradually reduce a debt through payments.
141
Our example sentence is, The mortgage is amortized over 30 years.
142
Our question is, Which sentence correctly uses the term amortize in a business context?
143
A. She amortized her cash by organizing it into wallets. Or B.
144
The company plans to amortise the cost of new equipment over five years.
145
The correct answer is B.
146
And next we have a word we've already seen.
147
Audit.
148
Audit.
149
And the verb audit means to inspect financial records for accuracy.
150
Let's use it in a sentence.
151
The company hired an external firm to audit its accounts.
152
Which word is a synonym for audit?
153
Examination, experiment, example or exalt?
154
The correct answer is A, examination.
155
Let's move on to our final section where we cover some adjectives relating to accounting.
156
Profitable.
157
Profitable.
158
This adjective means to be producing more revenue than expenses.
159
The new product line has been highly profitable.
160
Let's take a look at our question.
161
If a company is said to be profitable, it might be called A.
162
Bankrupt B.
163
Failing C.
164
Lucrative or D.
165
Startup And the correct answer is C.
166
Lucrative
167
Our next adjective is solvent Solvent We can use this word to describe when a business is able to meet financial obligations.
168
The company remains solvent despite economic challenges.
169
Which of these best describes a solvent company?
170
It's losing money.
171
It has more assets than liabilities.
172
It relies on bank loans.
173
It has unpaid invoices.
174
And the correct answer is B.
175
It has more assets than liabilities.
176
Our next term is a bit of a mouthful.
177
Tax deductible.
178
Tax deductible.
179
When something is tax deductible, it means it is eligible to be subtracted from taxable income.
180
Charitable donations are tax deductible.
181
Let's take a look at our question.
182
Which business expense is most likely to be tax-deductible?
183
Employee salaries, personal shopping, stock or office supplies?
184
The correct answer is office supplies.
185
Our next term is outstanding.
186
Outstanding.
187
Used generally, outstanding means that something is pretty good.
188
But in the world of accounting, if something is outstanding, it means it is unpaid or due for settlement.
189
Let's take a look at our example.
190
The company still has outstanding invoices from the last quarter.
191
Let's check our comprehension with our question.
192
If a company has outstanding payments, it means it is doing exceptionally well, it has large profits, it has unpaid bills,
193
or it has received extra tax refunds.
194
And yes, the answer is C.
195
It has unpaid bills.
196
Well done.
197
You've just learned 20 business terms related to accounting.
198
With each term, you've learned the pronunciation, definition, context, and checked your understanding.
199
Student members of the channel, don't forget to check out the PDF guide that comes along with this lesson.
200
If you want to join, the link is in the video description.
201
And don't go anywhere, we're only getting started.
202
Coming right up is my lesson on investment types English vocabulary.
203
If you've enjoyed this lesson, make sure to like, subscribe, and comment.
204
Hello and welcome to Learning English Pro.
205
today we're delving into the world of investments where we will break down different types of investments
206
and explore the relevant vocabulary associated with each.
207
So if you're ready let's jump right in.
208
And let's begin with stock market investments.
209
A stock market in brief is a centralized marketplace where stocks are bought and sold by investors.
210
Stocks also known as equities or shares represent ownership in a corporation or company.
211
When you own a stock you essentially own a portion of that company.
212
Companies issue stocks to raise capital for various purposes such as expanding their operations,
213
investing in new projects or reducing debt.
214
Dividends are payments made by a corporation to its shareholders out of its profits or retained earnings.
215
These payments are typically distributed regularly often on a quarterly basis
216
as a way for company to share its financial success with its investors.
217
And a portfolio is the collection of stocks and securities owned by an investor.
218
Let's move on to bond investments which are known for their stability.
219
Here are some relevant terms.
220
Bonds are debt securities.
221
This is where an investor loans money to an entity in exchange for periodic interest payments
222
and the return of the bond's face value at maturity.
223
The coupon rate is the interest rate that a bond pays annually,
224
and the maturity date is the date when a bond's principal is due to be repaid.
225
Now let's take a look at a category that encompasses both stocks and bonds, Securities.
226
These are financial instruments representing ownership or financial interest in various entities.
227
They play a crucial role in investment markets, offering a wide range of opportunities for investors.
228
Real estate investments involve properties, where you buy properties in order to generate additional income or capital.
229
The term real estate means land and any property attached to it.
230
A common way to gain income from real estate investments is rental income.
231
This is money earned by leasing or renting out your investment properties.
232
Property management is an important aspect of real estate investment and it relates to the administration,
233
operation and oversight of real estate properties on behalf of property owners or investors.
234
It involves a wide range of responsibilities aimed at maintaining and maximizing the value of real estate assets.
235
Let's move on to mutual funds.
236
Mutual funds pool money from various investors to buy a diversified portfolio.
237
Key terms include NAV or net asset value.
238
This is the per share market value of a mutual fund.
239
The expense ratio is the cost of managing a mutual fund expressed as a percentage of assets under management.
240
In relation to investments, diversification means spreading investments across various assets to reduce your risk.
241
Our fifth type of investment is commodities investment.
242
Commodities are tangible goods that can be bought or sold.
243
Here are some terms related to this type of investments.
244
Which goods can we consider commodities?
245
Well commodities can be raw materials or primary agricultural products that can be bought and sold such as gold,
246
oil, wheat, art, wine, you name it there are lots of different types of commodities in that market.
247
An essential term of the commodities investments market is future contracts.
248
These are agreements to buy or sell a commodity at a specified future date and price.
249
And the spot price is the current market price for immediate delivery of a commodity.
250
An investment type which is always a hot topic is cryptocurrency investments.
251
These are digital or virtual currencies that use cryptography for security.
252
Here are some essential terms.
253
Bitcoin was the very first cryptocurrency and it is the most well known, often referred to as digital gold.
254
A crucial term for understanding cryptocurrency is the blockchain.
255
This is a distributed ledger technology that underlies most cryptocurrencies.
256
And if you have cryptocurrency, you're going to need a wallet.
257
This is a digital tool for storing, sending and receiving cryptocurrencies.
258
Moving along to private equity investments.
259
Private equity involves investing in privately held companies and the investment management company
260
that invests in private companies is known as a private equity firm.
261
Venture capital is the funding provided to startup
262
and small businesses in exchange for equity and if you remember from earlier an equity equals the share in the company.
263
A leveraged buyout or an LBO is the acquisition of a company using significant amount of borrowed funds.
264
Our final investment type is a hedge fund investment.
265
Hedge funds are investment funds that employ various strategies to generate returns.
266
Alpha is a measure of an investments return relative to its risk.
267
Short selling is the practice of selling borrowed assets with the hope of buying them back at a lower price.
268
Our final term is high frequency trading or HFT.
269
This is a trading strategy that uses advanced algorithms for rapid buying and selling of assets.
270
Hello and welcome back to Learning English Pro.
271
In this lesson we're going to take a look at vocabulary and terminology relating to economics.
272
You'll learn 15 fundamental economic terms that will help you grasp the complexities of the financial world.
273
Let's jump straight in.
274
And our first term is supply and demand.
275
These are fundamental forces that dictate the prices of goods and services in a market.
276
Supply refers to the quantity available, while demand represents how much people want it.
277
Prices rise when demand exceeds supply, and prices fall when supply exceeds demand.
278
Let's move on to our next term.
279
Inflation Inflation is the increase in the general price level of goods and services over time,
280
resulting in the loss of purchasing power for a currency.
281
It's measured by the Consumer Price Index or the CPI, which we'll get into later.
282
The opposite of inflation is deflation.
283
This is where prices decrease over time.
284
It can lead to reduced consumer spending and economic stagnation.
285
Gross domestic product or GDP measures the economic performance of a country.
286
It's the total value of all goods and services produced within a nation's borders in a given time period.
287
A related term is GDP per capita.
288
This is the average income of a country's citizens and is calculated by dividing the GDP by the population.
289
It reflects the standard of living in a nation.
290
Let's move on to our next term, fiscal policy.
291
This involves government actions concerning taxation and expenditure to influence the economy.
292
Governments use fiscal policy to stabilise economic growth, control inflation and reduce unemployment.
293
Another type of policy you may hear about in economics is monetary policy.
294
This is the management of the money supply and interest rates by a central bank bank.
295
It plays a crucial role in controlling inflation and maintaining economic stability.
296
A recession is a significant decline in economic activity, often marked by reduced consumer spending,
297
business investments and high unemployment rates.
298
A budget deficit happens when a government spends more money than it collects in taxes.
299
It's usually funded by borrowing, leading to national debt.
300
A trade balance refers to the difference between a country's exports and imports.
301
A trade surplus happens when a country exports more than it imports, while a trade deficit is the opposite.
302
Let's move on to look at different types of economies.
303
A market economy is where prices are determined by supply and demand,
304
and private individuals and businesses make most of the economic decisions.
305
A mixed economy combines elements of both free market capitalism and government intervention,
306
Governments regulate certain industries and provide essential services.
307
Our next term is Opportunity Cost.
308
This is the value of the next best alternative
309
that must be forgone when a decision is made to allocate resources to one option instead of another.
310
The Consumer Price Index or CPI measures changes in the cost of a basket of goods and services over time.
311
It's used to gauge inflation and cost of living adjustments.
312
Our final term is entrepreneurship.
313
This involves identifying business opportunities,
314
organizing resources and taking risks to create and operate successful enterprises.
315
Hello and welcome back to Learning English Pro.
316
Today we're diving into the world of stock market investments and expanding your financial vocabulary.
317
So whether you're an aspiring investor or simply curious about stock market, this video is for you.
318
If you're ready, let's get started.
319
Let's cover the basics.
320
Stock markets are essential platforms where investors buy and sell ownership in companies.
321
They help businesses raise capital, provide liquidity for investors, and set stock prices based on supply and demand.
322
These markets offer diverse investment opportunities and act as economic indicators.
323
Examples of stock exchanges include the New York Stock Exchange, the NASDAQ, the London Stock Exchange and Tokyo Stock Exchange.
324
Another fundamental term of stock market investments is shares, also known as stocks.
325
These are units of ownership in a company.
326
When you own shares of a company's stock, you own a portion of that company
327
and your ownership entitles you to a share of its profits and a say in certain corporate decisions.
328
If you own shares or stocks in a company, you are known as a shareholder in that company.
329
Dividends are payments made by a company to its shareholders as a reward for owning its stock.
330
These payments come from the company's profits and are typically distributed regularly, providing shareholders with a portion of the company's earnings.
331
Our next term is Bull Market.
332
A bull market is a period in the financial markets characterized by rising stock prices,
333
optimism amongst investors and overall confidence in the economy.
334
It's a time when investments tend to perform well and there is a general belief that the upward trend will continue.
335
The opposite of a bull market is a bear market.
336
It's a period in the financial markets, characterised by declining stock prices,
337
pessimism amongst investors and a lack of confidence in the economy.
338
During a bear market, investments tend to not perform very well,
339
and there is a belief that the downward trend will continue.
340
Let's move on to portfolio.
341
This is a collection of investments held by an individual
342
or entity to achieve diversification and manage risk in their overall investment strategy.
343
Portfolio diversification involves spreading your investments across different asset classes
344
such as stocks bonds of real estate to reduce risk as
345
different types of investments may perform differently under various economic conditions ultimately helping to achieve a more balanced
346
and stable investment strategy stocks analysis is the process of evaluating stocks for investment
347
often using fundamental and technical analysis.
348
Let's take a look at some of the ways stocks are valued.
349
First up we have the P-E ratio.
350
This is price to earnings ratio.
351
This valuation metric is calculated by dividing a stock's price by its earnings per share.
352
Another analysis metric is market capitalization.
353
When you multiply the stock price by the number of shares,
354
you get the total value of a company's outstanding shares of stock.
355
Next up, we have some trading terminology.
356
Blue chip stocks are stocks of well large established companies with a history of stable performance.
357
Day trading is the practice of buying and selling stocks within the same trading day.
358
Let's move on to our next term which is bid and ask prices.
359
The bid price is the maximum price a buyer is willing to pay for a stock,
360
while the ask price is the minimum price a seller is willing to accept.
361
The difference between them is known as the bid-ask spread.
362
The term volume refers to the total number of shares traded in a specific stock
363
or the entire market within a given timeframe.
364
It can indicate the level of interest and liquidity in a stock.
365
A market order is an instruction to buy or sell a stock immediately at the current market price.
366
It guarantees execution but may not guarantee a specific price.
367
A limit order is an order to buy or sell a stock at a specific price or better.
368
It ensures a specific price but does not guarantee execution if the market price doesn't reach the limit price.
369
A stop-loss order is a predefined price level at which a stock is automatically sold to limit potential losses.
370
It's a risk management tool used by traders.
371
When it comes to the stock market, there are two different types of investors.
372
A retail investor is an investor who buys and sells stocks for personal portfolios.
373
While institutional investors are usually large organisations like mutual funds or pension funds that invest on behalf of others.
374
Today we're diving into the world of mortgages and exploring some essential mortgage terms.
375
Whether you're a first-time homebuyer or simply looking to understand the process better, this video is for you.
376
Our first term is the subject of our video, mortgage.
377
A mortgage is a legal agreement between a borrower and a lender, typically a bank, that allows the borrower to obtain funds to purchase a home.
378
The property itself serves as collateral for the loan
379
and the borrower makes regular payments including principal and interest until the loan is paid off.
380
Next up we have principal.
381
The principal is the initial amount borrowed in a mortgage.
382
It's the base amount on which interest is calculated.
383
Over time as you make payments, the principal balance decreases.
384
Moving on to interest rates.
385
This is the cost of borrowing money, expressed as a percentage.
386
It determines how much you'll pay in interest over the life of your mortgage.
387
Interest rates can be fixed or adjustable.
388
A fixed rate mortgage has a consistent interest rate throughout the life of the loan.
389
It offers stability and predictable monthly payments.
390
On the other hand, an adjustable rate mortgage or a variable rate mortgage has an interest rate that may change periodically.
391
It often starts with a lower rate but can increase over time.
392
The fixed rate period in an adjustable rate mortgage is the initial period during
393
which the interest rate remains fixed before it begins to adjust periodically.
394
Let's move on to down payment.
395
The down payment is the initial amount paid by the home buyer when purchasing a property.
396
It's typically a percentage of the home's purchase price, and a larger down payment often leads to more favorable mortgage terms.
397
Our next term is amortization.
398
It's the process of paying off your mortgage over time through regular payments which include both principal and interest.
399
Over the life of the loan the proportion of principal and interest in each payment changes.
400
Let's discuss escrow.
401
An escrow account is set up to hold funds for property taxes and insurance.
402
Part of your monthly mortgage payment goes into this account to ensure these expenses are paid when due.
403
Next up, closing costs.
404
These are fees and expenses associated with finalising a mortgage and the purchase of a home.
405
Closing costs include charges for services such as appraisal, title search and legal fees.
406
If you're interested in learning lots more related English vocabulary, check the links on screen and in my video description.
407
On my channel I have lots of English vocabulary videos relating to banking, finance, investments, real estate and lots more.
408
Let's get back to our lesson and our next term is pre-approval.
409
This is a crucial step in the home buying process.
410
It is a preliminary assessment by the lender that determines how much you can borrow.
411
This helps you understand your budget and increases your chances when buying a new home.
412
PMI or private mortgage insurance is insurance that lenders require from borrowers who make a down payment of less than 20%.
413
It protects the lender in case the borrower defaults on the loan.
414
Refinance refers to the process of obtaining a new mortgage to replace an existing one.
415
It's often done to secure a better interest rate or to change the terms of the loan.
416
Our next term is equity.
417
Your equity is the portion of your home's value that you own outright.
418
It's the difference between the home's current market value and the outstanding balance on your mortgage.
419
An appraisal is a professional assessment of a property's value.
420
It's often required by lenders to ensure the property's worth is sufficient to cover the loan amount.
421
Foreclosure is a legal process in
422
which a lender takes possession of a property due to the borrower's failure to meet their mortgage obligations.
423
It typically leads to the sale of the property to recover the loan amount.
424
Our next term is closing disclosure.
425
This is a document provided to the borrower at least three days before the mortgage closing.
426
It outlines the final terms and costs of the loan, ensuring transparency in the transaction.
427
Title insurance is a policy that protects the homeowner
428
and the lender from financial loss due to disputes or defects in the property's title.
429
It ensures that the property has a clear and marketable title.
430
The mortgage origination fee is a charge imposed by the lender to cover the cost of processing and underwriting the loan.
431
It's typically a percentage of the loan amount.
432
A home equity line of credit is a type of loan that allows homeowners to borrow against the equity in their home.
433
It provides a flexible source of funds that can be drawn upon as needed.
434
English teacher, today we've got an essential vocabulary lesson on real estate.
435
So if you're ready, let's dive in.
436
Our first term for our real estate vocabulary is property.
437
Property refers to physical assets such as land, buildings and everything permanently attached to them.
438
These can include residential homes, commercial spaces and even undeveloped land.
439
Understanding the concept of property is fundamental to navigating the real estate world.
440
A mortgage is a financial arrangement where a lender provides you with the necessary funds to purchase a property
441
and you repay this loan over time with interest.
442
It's a significant part of the home buying process and involves understanding terms like interest rates, down payments and loan duration.
443
Next up we have the term landlord or landlady.
444
Landlady really isn't used that much anymore landlord is a common term
445
that you can use for both genders the landlord is the individual
446
or entity who owns the property you are renting
447
or leasing they are responsible for maintaining the property
448
and ensuring your compliance with the lease agreement knowing the rights
449
and responsibilities of both landlords and tenants is crucial for a smooth renting experience And let's check out this term, tenant.
450
As a tenant, you are the renter or occupant of a property owned by a landlord.
451
Tenants pay rent to landlords in exchange for the use of the property.
452
An important term in real estate is lease.
453
A lease is a legally binding contract that outlines the terms and conditions of your tenancy.
454
It specifies the duration of your stay, rent payments and any rules or regulations you must follow while living in the rented property.
455
Leases can vary in length and complexity, so it's important to thoroughly read and understand the terms before signing.
456
Residential properties are real estate assets designed for living, such as houses, apartments and condominiums.
457
while commercial property refers to real estate specifically used for business or income generating purposes.
458
This category includes properties like office buildings, retail spaces, industrial facilities and warehouses.
459
Let's move on to investment property.
460
These are real estate assets purchased with the intention of generating income or making a profit.
461
These can include rental properties, commercial real estate, or properties bought for future resale.
462
Knowledge of investment property strategies is essential for real estate investors and real estate agents.
463
A real estate agent is a professional who assists individuals in buying or selling property.
464
They have a deep knowledge of the local real estate market
465
and their expertise is invaluable when navigating the complexities of real estate transactions.
466
An appraisal is a professional assessment of a property's value.
467
It is often conducted when buying or refinancing a property.
468
An appraisal is often carried out by a real estate agent.
469
Let's move along to our next term, foreclosure.
470
Foreclosures happen when a property is repossessed by the lender due to the borrower's failure to make mortgage payments.
471
It is a legal process that can result in the property being sold at auction.
472
Let's move on to the term equity.
473
This is the difference between the current market value of a property and the outstanding balance of the mortgage.
474
It represents the homeowner's ownership stake in the property
475
and can increase over time as the mortgage is paid down and the property's value appreciates.
476
Closing costs are the expenses associated with finalizing a real estate transaction.
477
They include fees for services like title searches, appraisals, and legal services.
478
Buyers
479
and sellers need to be aware of these costs as they can significantly affect the overall cost of a real estate transaction.
480
A title is a legal document that proves ownership of a property.
481
It includes details about the property's history, any liens and the current owner.
482
Ensuring the title is in order is essential to avoid potential legal disputes when buying or selling real estate.
483
In British English, a title would be called a deed.
484
The down payment is the initial payment made by the buyer when purchasing a property.
485
It's typically expressed as a percentage of the property's purchase price.
486
Once the down payment is paid, the house or property is secured for the buyer.
487
A home inspection is a thorough examination of a property's condition, usually conducted by a licensed inspector.
488
It helps buyers identify any potential issues or needed repairs before finalising a purchase.
489
A quality home inspection can save buyers from unexpected costs and problems.
490
Thank you.
Scarica l'app
Tutto ciò che serve per parlare fluentemente
Pronuncia con IAVoto per ogni frase
Pratica IPAPadroneggia ogni suono
VocabolarioCostruisci il tuo lessico
Gioco di vocabolarioImpara giocando
📺 Stesso Canale
B11
Electrical Terms Explained For English Beginners
Business EnglishWorking Adults
B11
100 Medication English Phrases You Need to Know
Business EnglishWorking Adults
A23
Car Parts English Vocabulary | Master English for Car Parts Vocabulary in 6 Minutes!
Daily ConversationWorking Adults
B11
25 Professional English Phrases for Healthcare Assistants | Medical English
Daily ConversationWorking Adults
B14
Unlocking Architectural Marvels | Essential English Vocabulary Words for Buildings! #learnenglish
Daily ConversationWorking Adults
✨ Video consigliato
C11
407 frasi
Bookkeeping and Accounting Course for Beginners | From Basics to Trial Balance
Business EnglishUniversity StudentsWorking Adults
C14
395 frasi
50 IELTS Synonyms That Instantly Make You Sound Band 9
IELTS PrepBusiness EnglishUniversity Students
C11
506 frasi
Analyzing Statements of Cash Flows 1 (2025 CFA® Level I Exam – FSA – Learning Module 4)
Business EnglishUniversity StudentsWorking Adults
C1141 frasi
What do accountants actually do?
Business EnglishUniversity StudentsWorking Adults
C19
141 frasi
Speak Like a CFO: General Motors (Free PDF Download)
Business EnglishUniversity StudentsWorking Adults
C13
161 frasi
ACCA F7/FR LECTURES: Học hiệu quả theo Nguyên tắc 80/20
Business EnglishUniversity StudentsWorking Adults
C17
133 frasi
Intercompany Loans Explained for Accountants | English for Finance Professionals
Business EnglishWorking Adults
C13
28 frasi
0925.2 financial statements and ratios
Business EnglishUniversity StudentsWorking Adults
C11
142 frasi
The INCOME STATEMENT Explained (Profit & Loss / P&L)
Business EnglishUniversity StudentsWorking Adults
B24
16 frasi
تعلم اللغة الانجليزية #english #uk #language #usa #foryou #europe #england #learning
Business EnglishDaily ConversationUniversity Students
C15
69 frasi
Từ vựng tiếng Anh chuyên ngành Kế Toán - Tiếng Anh giao tiếp cho người đi làm
Business EnglishWorking Adults
B23
31 frasi
English shadowing | Personal Finance Management | Level B2 | How to improve English
Business EnglishUniversity StudentsWorking Adults
Vocabolario e note di pronuncia per questa lezione
Questa lezione di conversazione di livello C1 si basa sul video “Learn 20 Professional Accounting English Terms”. Le parole che ritornano più spesso: term, stock, investment, price, property. Questo video contiene 490 frasi e 5279 parole da ripetere con lo shadowing. Il parlato dura 47:28. Chi parla mantiene un ritmo costante di circa 111 parole al minuto, comodo per lo shadowing. Solo il 77% delle parole rientra nelle 3.000 più comuni dell’inglese, quindi il lessico è impegnativo.
Vocaboli chiave di questo video
Le 15 parole più avanzate del video, con pronuncia e significato:
| Parola | Pronuncia | Significato |
|---|---|---|
| investor sostantivo | /ɪnˈvɛs.tə(ɹ)/ | investitore, investitrice |
| invoice sostantivo | /ˈɪnˌvɔɪs/ | fattura |
| lender sostantivo | /ˈlɛn.dɚ/ | creditore, prestatore |
| vocabulary sostantivo | /vəˈkæb.jə.lə.ɹi/ | vocabolario |
| audit sostantivo | /ˈɔːdɪt/ | ispezione, verifica |
| reconcile verbo | /ˈɹɛkənsaɪl/ | riconciliare, rappacificare |
| commodity sostantivo | /kəˈmɑdəti/ | prodotto, bene |
| verb sostantivo | /vɝb/ | verbo |
| buyer sostantivo | /ˈbaɪ.əɹ/ | cliente, compratore |
| cryptocurrency sostantivo | /ˈkɹɪp.toʊˌkɝ.ən.si/ | criptovaluta |
| synonym sostantivo | /ˈsɪn.əˌnɪm/ | sinonimo |
| shareholder sostantivo | /ˈʃɛəˌhəʊl.də(ɹ)/ | azionista |
| accrue verbo | /əˈkɹu/ | accrescersi |
| borrower sostantivo | /ˈbɑɹoʊɚ/ | mutuatario, mutuataria |
| deduct verbo | /dɪˈdʌkt/ | defalcare, detrarre |
I phrasal verb che sentirai
| Parola | Pronuncia | Significato |
|---|---|---|
| check out verbo | investigare | |
| pay off verbo | corrompere | |
| carry out verbo | /ˈkæ.ɹi aʊt/ | compiere, realizzare |
Frasi da ripetere
Frasi brevi e complete del video che puoi riutilizzare nella conversazione di tutti i giorni:
- I'm stacking lots of individual lessons into this video.
- Let's take a look at our example.
- Let's move on to revenue.
- Let's check out our question.
- Which goods can we consider commodities?
La grammatica di questo video
Le strutture che chi parla usa di più, con le parole esatte del video:
| Struttura | Nel video |
|---|---|
| Forma passiva be + participio passato — conta ciò che accade, non chi lo fa | are written · are recorded · would not be found |
| Present perfect have/has + participio passato — un’azione passata che conta ancora adesso | we've already seen · has been · has received |
| Frasi relative who / which + frase — un’informazione in più su una persona o una cosa | investments which are · type which is · term which is |
Pronuncia a cui fare attenzione
Chi parla usa 36 contrazioni e forme ridotte, come you're, we're, you'll. Pronunciale nella forma breve, così come le senti.
- I suoni “sh” e “zh”: shareholder /ˈʃɛəˌhəʊl.də(ɹ)/, depreciation /dɪˌpɹiːʃɪˈeɪʃən/, diversification /daɪˌvɜːsɪfɪˈkeɪʃən/, obligation /ˌɑ.blɪˈɡeɪ.ʃn̩/, foreclosure /fɔːɹˈkləʊʒ.əɹ/
- Parole lunghe — attenzione all’accento: vocabulary /vəˈkæb.jə.lə.ɹi/, commodity /kəˈmɑdəti/, cryptocurrency /ˈkɹɪp.toʊˌkɝ.ən.si/, deductible [dɪˈdʌktəbəɫ], depreciation /dɪˌpɹiːʃɪˈeɪʃən/
I suoni difficili per chi parla italiano:
- /h/ — va soffiata, non è muta: shareholder /ˈʃɛəˌhəʊl.də(ɹ)/, comprehension /ˌkɑmpɹɪˈhɛnʃn̩/, hedge /ˈhɛd͡ʒ/
- Consonante finale — senza aggiungere una vocale dopo: invoice /ˈɪnˌvɔɪs/, audit /ˈɔːdɪt/, verb /vɝb/, amortize /ˈæmɚtaɪz/, landlord /ˈlæn(d).lɔɹd/
- /æ/ — più aperta della “e”: vocabulary /vəˈkæb.jə.lə.ɹi/, amortize /ˈæmɚtaɪz/, landlord /ˈlæn(d).lɔɹd/, calculate /ˈkælkjʊleɪt/, adjective /ˈæd͡ʒ.ɪk.tɪv/
Come esercitarsi con questo video
- Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
- Fai shadowing frase per frase a velocità normale, ripetendo ognuna finché il tuo ritmo coincide con quello di chi parla.
- Registrati e confronta con l’originale, facendo attenzione a parole come investor, invoice, lender.
Cos'è la tecnica dello Shadowing?
Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.