跟读练习: How Money Is Created and How This Makes Some Rich and Some Poor - 通过视频学习英语口语

选择练习模式

每种模式都会打开全屏练习室。

45 句

如果句子过短或过长，请点击 Edit 进行调整。

This is the gold price since the 1970s, and that's total money supplied by the US Federal Reserve.

Here we have new home prices and money supply.

That's the S&P 500, which tracks the shares of top American businesses and money supply.

And finally, the Bitcoin price, here on a log scale, and money supply.

If gold, real estate, stocks and cryptocurrencies all go up with the total cash in circulation, the value of each dollar must go down,

which raises some crucial questions.

Why is money losing its value?

Who creates it?

Why do we keep printing more?

And who are the winners and losers of this system?

The moment you save money, it starts losing value.

This happens because bankers and government officials keep printing new money. And

so the total US dollar supply increased from around 1.4 trillion in 1975 to around 129 trillion by the end of 2024,

and with all the new money, each individual bill lost value.

To put this in perspective, suppose your grandparents had, very generously, put $10,000 into a piggy bank for you back in 1975.

It'd still be $10,000 today and would buy you a tiny car.

If they had exchanged that same amount for gold it would be worth $200,000 today and get you a very fancy sports car.

Invested in a fund holding shares in the top 500 US public companies it would have grown to 2.8 million dollars.

You could own lots of cars and a mansion for that.

So how exactly is money created?

There are two major forces bankers and and bureaucrats.

Bankers create new money whenever they take out a loan.

After they approve a credit, they literally just type the newly created money into your account.

Woohoo!

The only requirement, banks must hold about 10% of all the new money they create.

And when you repay your loan, the money evaporates again.

Government officials like to spend more than they actually have.

and so they tend to borrow new money from central banks, fund managers or foreign investors.

If such a deal happens with the central bank, it just prints new money.

In 2020, the US Federal Reserve created close to $4 trillion this way,

which meant that the total dollars in circulation grew by about 26% in a single year.

Bureaucrats then typically take this new money, invest it in projects, or give it to particular people and special interest groups.

All this new money, so the theory goes, gets people spending and hence creates jobs and economic growth.

But there are not only winners.

The first losers are those who hoard their cash, unaware that all the new money inflates the price of housing, shares and other assets.

Second are those who have no access to buy other assets or efficient capital markets.

And last are those who earn too little to invest in housing, gold or stocks.

This last group often faces a double squeeze.

They see rent, food and childcare costs rise faster than their paychecks, while wealth-building assets stay out of reach.

But what do you think?

How could we solve this problem?

Should we just stop printing new money?

Share your thoughts in the comments below.

If you found this helpful check out our other videos, join us on YouTube or on Patreon.com.

For more information, classroom exercises or videos without background music, visit SproutSchools.com.

下载应用

流利口语所需的一切

AI 发音评分逐句打分

音标练习掌握每个音

词汇学习建立你的词库

词汇游戏边玩边学

扫码

Download on theApp Store Get it onGoogle Play

同频道

FOR YOU

本课的词汇与口语要点

这节 B2 级别的口语课以视频“How Money Is Created and How This Makes Some Rich and Some Poor”为素材。视频中反复出现的词有：dollar, supply, create, value, bank。这段视频共有 45 个句子、557 个单词可供跟读。讲话部分时长为 4:06。说话人语速平稳，每分钟约 136 个词，很适合跟读。 86% 的单词属于英语最常用的 3,000 词，其余的词建议在练习前先学一下。全部 45 个句子中有 8 个是问句，适合练习疑问语调和简短回答。

视频中的重点词汇

视频中最难的 14 个单词，附发音和释义：

单词	发音	释义
banker 名词	/ˈbæŋkəː/	銀行家 /银行家
bureaucrat 名词	/ˈbjʊɹəkɹæt/	官僚
loser 名词	/luzɚ/	輸家 /输家
childcare 名词		幼托, 兒童看護 /儿童看护
cryptocurrency 名词	/ˈkɹɪp.toʊˌkɝ.ən.si/	加密貨幣 /加密货币
evaporate 动词	/ɪˈvæp.ə.ɹeɪt/	蒸發掉 /蒸发掉, 揮發 /挥发
grandparent 名词	/ˈɡɹæn(d)pɛəɹənt/	祖父母
inflate 动词	/ɪnˈfleɪt/	膨脹 /膨胀
squeeze 动词	/skwiːz/	壓榨, 擠壓 /挤压
investor 名词	/ɪnˈvɛs.tə(ɹ)/	投資者 /投资者, 投資家 /投资家
borrow 动词	/ˈbɑɹ.oʊ/	借, 貸 /贷
mansion 名词	/ˈmæn.ʃən/	豪宅, 宅第
approve 动词	/əˈpɹuːv/	批准, 贊成 /赞成
classroom 名词	/ˈklɑːsɹʊm/	教室, 課堂 /课堂

视频中出现的短语动词

单词	释义
check out 动词	退房
go down 动词	下降, 下去
take out 动词	取出

值得反复跟读的句子

视频中简短而完整的句子，可以直接用在日常对话里：

Why do we keep printing more?
How could we solve this problem?
Should we just stop printing new money?

需要注意的发音

“sh” 和 “zh” 音: circulation /ˌsɝkjʊˈleɪʃən/, mansion /ˈmæn.ʃən/
长单词——注意重音位置: circulation /ˌsɝkjʊˈleɪʃən/, cryptocurrency /ˈkɹɪp.toʊˌkɝ.ən.si/, evaporate /ɪˈvæp.ə.ɹeɪt/

中文母语者容易读错的音：

/v/ — 不要读成 /w/，上齿轻触下唇: evaporate /ɪˈvæp.ə.ɹeɪt/, investor /ɪnˈvɛs.tə(ɹ)/, approve /əˈpɹuːv/
词尾辅音 — 要读清楚，后面不要加元音: bureaucrat /ˈbjʊɹəkɹæt/, evaporate /ɪˈvæp.ə.ɹeɪt/, grandparent /ˈɡɹæn(d)pɛəɹənt/, inflate /ɪnˈfleɪt/, paycheck /ˈpeɪ.t͡ʃɛk/
/æ/ — 嘴张大，不要读成 /e/: banker /ˈbæŋkəː/, bureaucrat /ˈbjʊɹəkɹæt/, evaporate /ɪˈvæp.ə.ɹeɪt/, grandparent /ˈɡɹæn(d)pɛəɹənt/, mansion /ˈmæn.ʃən/

如何用这段视频练习

先完整听一遍视频，不要开口，记下不认识的单词。
用正常速度逐句跟读，每句重复到你的节奏与说话人一致为止。
录下自己的声音并与原声对比，特别注意 banker, bureaucrat, loser 这类单词。

什么是跟读法？

跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。

影子跟读法: 阅读完整分步指南 →

跟读练习: How Money Is Created and How This Makes Some Rich and Some Poor - 通过视频学习英语口语

选择练习模式

下载应用

同频道

The Big Five Personality Traits

The Pygmalion Effect

Montessori School Education

The Menstrual Cycle Explained: A Guide to the 4 Phases & Hormones

The Paradox of Choice

Early Childhood Education: The Research

The Confirmation Bias

Linguistic Relativity: How Language Shapes Thought

The IB Program: The Global School Curriculum

The Attachment Theory: How Childhood Affects Life

The 4 Stages of Adaptation [Culture Shock]

Erikson’s 8 Stages of Psychosocial Development Explained

推荐视频

If you Don't Understand CREDIT, You Don't Understand Money

The Stock Market Is Being Used as a Dumping Ground

🚨 WHY YOU ARE GETTING POORER - Cost Of Living Crisis Accelerates

Psychology of Money in Just 10 Minutes

Where Dollars Die and Are Reborn

The fight over the Federal Reserve

The Economics behind Starbucks Like Business

Why Earning More Still Doesn't Feel Like Enough

What If Inflation Goes Negative? Deflation Explained

How Jews Teach Kids About Money Differently, And Why It Works | Jewish Financial Education

How Money & Banking Work (& why they're broken today) - Lyn Alden

What's The Most Expensive Thing Ever?