Shadowing Practice: D23 Late Mortgage Fee - Learn English Speaking with Video
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Vocabulary and speaking notes for this lesson
This speaking lesson is built on the video “D23 Late Mortgage Fee”. This video has 15 sentences and 89 words to shadow. The speech runs for 0:33. The speaker talks at a natural 163 words per minute, close to everyday conversation. 3 of its 15 sentences are questions, so it is good practice for question intonation and short answers.
Key vocabulary in this video
10 words from the video worth learning, with pronunciation and meaning:
| Word | Pronunciation | Meaning |
|---|---|---|
| mortgage noun | /ˈmoɹ.ɡɪd͡ʒ/ | A legal agreement in which a borrower pledges real property as collateral for a loan used to purchase or refinance that property. |
| evict verb | /iˈvɪkt/ | To expel (one or more people) from their property; to force (one or more people) to move out. |
| mistake noun | /mɪˈsteɪk/ | An error. |
| joke noun | /ˈd͡ʒoʊ̯k/ | An amusing story. |
| payment noun | /ˈpeɪmənt/ | The act of paying. |
| careful adjective | /ˈkɛɹfəl/ | Taking care; attentive to potential danger, error or harm; cautious. |
| mail noun | /meɪl/ | A bag or wallet. |
| yesterday noun | /ˈjɛstɹdeɪ/ | The day immediately before today; one day ago. |
| honest adjective | /ˈɑ.nɪst/ | Scrupulous with regard to telling the truth; not given to swindling, lying, or fraud; upright. |
| terrible adjective | /ˈtɛɹəbəl/ | Dreadful; causing terror, alarm and fear; awesome |
Sentences worth repeating
Short, complete lines from the video that you can reuse in everyday conversation:
- Do you think I can send it now?
- I'd hate to be evicted.
- I'm sorry, I'll go mail the check now.
Grammar in this video
The structures the speaker uses most, with the exact words from the video:
| Structure | In the video |
|---|---|
| Passive voice be + past participle — the focus is on what happens, not who does it | be evicted |
| Possibility with “might / may” might/may + verb — something that is possible but not certain | may charge |
| Future with “will” will + verb — a decision, promise or prediction | I'll go |
| Obligation: must / have to / need to saying that something is necessary | have to be |
Pronunciation to watch
The speaker uses 5 contractions and reduced forms, such as didn't, don't, I'd. Say them the short way, as you hear them.
How to practise with this video
- Listen to the whole video once without speaking and note the words you do not know.
- Start at 0.75× speed, shadow it sentence by sentence, then go back to normal speed once it feels easy.
- Record yourself and compare with the original, paying attention to words like mortgage, evict, mistake.
What is the Shadowing Technique?
Shadowing is a science-backed language learning technique originally developed for professional interpreter training and popularized by polyglot Dr. Alexander Arguelles. The method is simple but powerful: you listen to native English audio and immediately repeat it out loud — like a shadow following the speaker with just a 1–2 second delay. Unlike passive listening or grammar drills, shadowing forces your brain and mouth muscles to simultaneously process and reproduce real speech patterns. Research shows it significantly improves pronunciation accuracy, intonation, rhythm, connected speech, listening comprehension, and speaking fluency — making it one of the most effective methods for IELTS Speaking preparation and real-world English communication.