シャドーイング練習: How the rich avoid paying taxes - 動画で英語スピーキングを学ぶ

レッスンを作成中...
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This is Warren Buffett, one of the richest people in the world, thanks to the company he runs, Berkshire Hathaway.
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Basically it's a holding company that just owns a bunch of other companies — Geico,
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Dairy Queen, a huge railroad — as well as a lot of stock in other companies like Apple and Coca-Cola.
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So when those companies do well and their stock goes up, Berkshire Hathaway stock goes up.
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When Buffett took over the company in 1965, a single share was worth $19.
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Today it's worth nearly half a million dollars.
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Buffett owns nearly 240,000 of these shares.
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This is where his wealth is.
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But as he's been known for pointing out, Warren Buffett still pays a lower tax rate than his secretary.
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She pays at twice the rate I pay.
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I think that's outrageous.
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That's because they pay different types of taxes.
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His secretary pays income taxes on her salary, but Buffett mainly pays capital gains taxes on his sold stock.
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And that's taxed at nearly half the rate.
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The wealthy are definitely undertaxed.
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In the U.S., the disparity between the richest Americans and everyone else has been growing.
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And in the last 40 years, the after-tax income of the richest has risen more than 400 percent, while middle-class income has only risen 50.
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The way these people make money is very different than the way these people make money.
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And they're not taxed the same.
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I pay less in taxes than people that work for a living and make as much money as I do.
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This is Morris.
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He used to work on Wall Street.
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Now he's retired and lives off his many stock market investments.
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I own stock in companies like Berkshire Hathaway and Amazon and Apple.
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He's a pretty typical one percenter, except that he spends his money advocating for rich people like him to be taxed more.
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I want to live in a country filled with a middle
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class of people who can all afford to shop in our businesses.
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Most people have a normal job.
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They get a paycheck and pay income tax, ranging from 10 to 37 percent.
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But people like Morris, they make a lot of their income from investments, generally stocks in real estate.
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These investments are taxed as capital gains.
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And things like long-term stock have a maximum tax rate of just 20%.
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I sold some stock recently for $400,000.
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And my taxes on that is of around $50,000.
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But that $50,000 is far less taxed than anyone who has a job making $400,000 a year would pay.
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And most of his wealth, well, isn't even taxable.
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People like Morris or Buffett are worth so much money because of the stock that they hold.
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But it's not tangible, spendable, taxable money.
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I can look at my stock portfolio and I can say, oh, you know, I made a million dollars this year.
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But it doesn't have to pay anything in taxes
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because our system is based on only paying taxes when you actually sell something.
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Amazon's Jeff Bezos, the richest man in America, thanks mostly to his Amazon stock, pays almost nothing in taxes.
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We value his worth here, but it's never taxed, unless it's turned into real money when he sells the stock, and it's taxed as a capital gain.
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This is one way billionaires are able to be technically worth so much money, but pay so little in taxes.
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Some billionaires, like Elon Musk, are able to get loans against their stocks and live off of that.
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They don't even need to sell the stock to turn it into spendable money.
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No sale, no taxes.
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The fact is, if you're a billionaire, you don't need any income.
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There's also a big loophole in capital gains taxes that the rich exploit called the stepped-up basis.
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If, hypothetically, Warren Buffett were to sell his stock, he'd have to pay capital gains taxes based on his profit.
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So the cost of the stock minus the original investment.
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But if he holds off selling his entire life, when he dies, whoever inherits the stock,
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and then sells it, would only have to pay taxes on what they earned after they inherited it, leaving all those original gains untaxed.
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It's part of what's called buy, borrow, die, and it's one way the richest families avoid paying taxes.
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It's this system, and the fact
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that most taxable capital gains are going to the top 1%
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that lawmakers see changing the capital gains tax as an easy way to tax the rich.
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President Biden has proposed closing that stepped-up loophole and increasing the maximum tax rate from 20% to 39.6%,
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but just for people making more than a million dollars a year.
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Critics argue that it may discourage people from investing in the stock market, or that current millionaires would just sell less stock.
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But it would bring in more tax revenue, from more conservative estimates of $200 billion over 10 years to double that.
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It would also mean Buffett would pay a closer tax rate to his secretary.
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But this pile of unrealized money still goes untaxed.
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There's a lot of things we could do to make the system more fair.
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We could have taxes on wealth.
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We could have taxes on gains in the stock market.
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Most Americans are bothered that wealthy people don't pay their fair share.
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And changing capital gains taxes wouldn't be the whole solution, but advocates argue it would be an easy place to start.
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Our system is making the rich get richer and richer and richer, and everyone else just not.

このレッスンの語彙とスピーキングのポイント

このB2レベルのスピーキングレッスンは、動画「How the rich avoid paying taxes」を教材にしています。 繰り返し出てくる語は次のとおりです:stock, taxes, gain, tax, Buffett。 この動画には、シャドーイング用の文が69文、単語が922語あります。 音声の長さは5:46です。 話す速さは1分あたり約160語で、日常会話に近い自然なペースです。 単語の83%は英語の頻出3,000語に含まれます。残りは練習の前に確認しておきましょう。

この動画の重要語彙

動画の中で特に難しい単語15語を、発音と意味つきで紹介します。

単語発音意味
billionaire 名詞/ˌbɪl.jəˈnɛɚ/億万長者, ビリオネア
loophole 名詞/ˈluphoʊl/抜け道
inherit 動詞/ɪnˈhɛɹɪt/受継ぐ
discourage 動詞/dɪsˈkɝɪd͡ʒ/落胆させる, がっかりさせる
millionaire 名詞/ˌmɪl.i.əˈnɛə(ɹ)/大富豪, 百万長者
outrageous 形容詞/aʊtˈɹeɪ.d͡ʒəs/法外な, 無法な
exploit 名詞/ˈɛksplɔɪt/偉業
critic 名詞/ˈkɹɪt.ɪk/批評家, 評論家
propose 動詞/pɹəˈpəʊz/申し込む
minus/ˈmaɪ.nəs/引く
borrow 動詞/ˈbɑɹ.oʊ/借りる
retire 動詞/ɹəˈtaɪɹ/退職する, 引退する
dairy 名詞/ˈdɛə.ɹi/乳製品
technically 副詞/ˈtɛk.nɪˌkəl.i/厳密に
pile 名詞/paɪl/積み重ね, 山

動画に出てくる句動詞

単語意味
go up 動詞上がる, 登る
point out 動詞指す, 指し示す
take over 動詞引き受ける

この動画の文法

話し手がよく使っている文型を、動画の実際の表現とともに紹介します。

文型動画での表現
受動態 be + 過去分詞 — 誰がするかより、何が起きるかに焦点を当てるbeen known · are definitely undertaxed · be taxed
現在完了形 have/has + 過去分詞 — 過去の出来事が今も関係しているhas risen · has proposed
関係詞節 who / which + 節 — 人や物について情報を加えるpeople who can · anyone who has

注意したい発音

話し手はdon't, doesn't, he'dなど、短縮形や弱形を9回使っています。聞こえたとおりの短い形で発音しましょう。

  • 長い単語(アクセントの位置に注意): disparity /dɪˈspæɹɪti/, millionaire /ˌmɪl.i.əˈnɛə(ɹ)/, technically /ˈtɛk.nɪˌkəl.i/, portfolio /pɔːtˈfəʊ.liˌəʊ/

日本語話者が苦手な音:

  • 子音の連続 — 間に母音を入れない: exploit /ˈɛksplɔɪt/, critic /ˈkɹɪt.ɪk/, propose /pɹəˈpəʊz/

この動画での練習方法

  1. まず声を出さずに動画を最後まで聞き、知らない単語をメモします。
  2. まず0.75倍速で一文ずつシャドーイングし、慣れてきたら通常の速度に戻します。
  3. 自分の声を録音して元の音声と比べます。billionaire, loophole, inheritなどの単語に特に注意しましょう。

シャドーイングとは?英語上達に効果的な理由

シャドーイング(Shadowing)は、もともとプロの通訳者養成プログラムで開発された言語学習法で、多言語習得者として知られるDr. Alexander Arguelles によって広く普及されました。方法はシンプルですが非常に効果的:ネイティブスピーカーの英語を聞きながら、1〜2秒の遅延で声に出してすぐに繰り返す——まるで「影(shadow)」のように話者を追いかけます。文法ドリルや受動的なリスニングと異なり、シャドーイングは脳と口の筋肉が同時にリアルタイムで英語を処理・再現することを強制します。研究により、発音精度、抑揚、リズム、連音、リスニング力、そして会話の流暢さが大幅に向上することが確認されています。IELTSスピーキング対策や自然な英語コミュニケーションを目指す方に特におすすめです。

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