Pratique du Shadowing: Everyday English: Spending Money - Apprendre l'anglais à l'oral avec la vidéo
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Hi I'm Sarah and I'm Jack.
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Welcome to Everyday English.
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Today we're going to be talking about a pretty important topic, spending money.
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If you're going to be spending money here in Australia you're going to be using these, dollars.
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The Aussie dollar or Australian dollar is the official Australian currency, although here we just call them dollars.
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The smaller unit of currency is cents.
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One dollar is made up of 100 cents.
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One way to spend money is using cash, which in Australia comes in notes and coins.
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Let's have a look at the different denominations that Australia's currency comes in.
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Let's start with the coins.
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We've got $2, $1, $0 .50,
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$0 .20, $0 .10, and $0 .05.
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And then there are the notes.
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We've got $5, $10, $20, $50, and $100.
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Although, I don't see too many of these.
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Do you, Jack?
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No, I'm afraid not.
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Now, you can get cash out or withdraw cash from the bank or from an ATM, which stands for Automatic Teller Machine.
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But, of course, it's pretty common for people to pay without cash using a credit card
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or a debit card or even your phone.
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We sometimes call that a cashless transaction or just paying by card.
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Let's have a look at a scenario involving spending money.
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Hi Charlotte, how are you?
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Yeah, good thanks Sarah.
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What can I get for you today?
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How much are your sandwiches?
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Sandwiches are $5 .50.
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And what about the pies?
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$4 .60.
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Alright, I'll grab a pie and a can of lemonade.
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Yeah, no problem.
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That's just $9 .80.
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Do you have anything smaller?
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I don't have much change.
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Oh, sorry, sir, I don't have any loose change.
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I just went to the ATM and all I have is 50s.
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Do you take carp?
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Yeah, no problem.
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Credit or saving?
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Uh, credit.
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All good.
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Thanks so much.
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Have a good day.
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You too.
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You might have noticed there that when people talked about prices, they often drop the words dollars and cents.
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For example, instead of saying $5 .50, we could say 5 .50 or $5 .50.
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You have to listen carefully to the pronunciation of numbers because sometimes they can sound quite similar.
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For example, 50 and 15.
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It can be hard to hear the difference between the T and the teen.
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There's also 13 and 30, 14 and 40, 16 and 60,
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17 and 70, 18 and 80, and 19 and 90.
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So we've talked about buying smaller things with cash and cards, but how about spending money on bigger things like cars and houses?
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For bigger purchases like homes or cars, you might have to take out a loan from a bank.
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Loan is a noun and it means something that's given out temporarily, in this case money, with the expectation that it will be given back later.
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The verb is lend, and the past tense of lend is lent.
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If you take out a loan, you become a borrower.
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You borrow the bank's money.
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And you have to repay it, or make repayments.
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A loan that's for a house is called a home loan, or a mortgage.
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If you take out a loan, you will have to pay interest.
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That means the amount of money you owe will increase by a certain percentage.
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A percentage is a unit of measurement that means a part of 100.
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So, for example, 50 % means half.
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On a home loan, you might have to pay 5 % interest, which means the amount you owe will increase by 5 % every year.
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Banks will also charge interest on credit cards, which let you spend money that you don't actually have as long as you pay it back later.
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Let's have a look at some more words that are associated with spending.
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There's buy, as in, I buy lots of clothes.
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The past tense is bought.
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I bought a nice dress.
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Purchase, which is another word for buy.
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I need to make a big purchase.
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I purchased a house.
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You can also sell, which means to exchange something for money.
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For example, I need to sell my house.
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The past tense is sold.
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I sold my house.
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There's transaction, which means buying or selling something.
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For example, I like to keep a record of my transactions.
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There's price, which is the amount of money you have to pay for something.
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And cost, which means the amount paid to produce something.
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Although these two words are often used to mean the same thing.
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For example, what's the price of this item?
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What does this item cost?
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There's expensive, which means has a high price or cost and cheap or inexpensive, which means it has a low cost.
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And sometimes you can find something on sale, which means the price has been lowered temporarily.
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Well, that's just about it from us for now.
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But before we go, here are some questions for you to think about.
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What do you usually spend money on?
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How do you pay for it?
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Have you taken out a loan before?
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How long did it take you to pay it back?
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And how much interest did you pay?
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Well, we're off.
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We'll see you next time.
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Bye.
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We'll be right back.
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Vocabulaire et conseils d’expression pour cette leçon
Cette leçon d’expression orale de niveau B1 s’appuie sur la vidéo « Everyday English: Spending Money ». Les mots qui reviennent le plus souvent : loan, dollar, example, spending, cash. Cette vidéo contient 95 phrases et 831 mots à répéter en shadowing. La partie parlée dure 6:00. Le locuteur parle à un rythme régulier d’environ 138 mots par minute, confortable pour le shadowing. 86 % des mots font partie des 3 000 mots les plus courants en anglais ; le reste mérite d’être vu avant de commencer. 16 de ses 95 phrases sont des questions : un bon entraînement pour l’intonation interrogative et les réponses courtes.
Vocabulaire clé de cette vidéo
Les 15 mots les plus avancés de la vidéo, avec leur prononciation et leur sens :
| Mot | Prononciation | Sens |
|---|---|---|
| lend verbe | /ˈlɛnd/ | prêter |
| tense nom | /tɛns/ | temps, temps verbal |
| temporarily adverbe | /ˌtɛmpəˈɹɛɹəli/ | temporairement, provisoirement |
| coin nom | /ˈkoɪ̯n/ | pièce de monnaie, jeton |
| borrower nom | /ˈbɑɹoʊɚ/ | emprunteur, emprunteuse |
| denomination nom | /dɪˌnɒmɪˈneɪʃən/ | dénomination |
| pronunciation nom | /pɹəˌnʌn.siˈeɪ.ʃən/ | prononciation |
| inexpensive adjectif | /ˌɪnɪkˈspɛnsɪv/ | peu coûteux, bon marché |
| noun nom | /naʊn/ | nom, nom substantif |
| debit nom | /ˈdɛb.ɪt/ | débit |
| verb nom | /vɝb/ | verbe |
| expectation nom | /ˌɛk.spɛkˈteɪ.ʃən/ | attente |
| borrow verbe | /ˈbɑɹ.oʊ/ | emprunter |
| cloth nom | /klɒθ/ | tissu, étoffe |
| withdraw verbe | /wɪðˈdɹɔ/ | retirer |
Les verbes à particule que vous entendrez
| Mot | Sens |
|---|---|
| take out verbe | supprimer, sortir |
| give back verbe | rendre |
Des phrases à répéter
Des phrases courtes et complètes de la vidéo, à réutiliser dans la conversation de tous les jours :
- What can I get for you today?
- How much are your sandwiches?
- Do you have anything smaller?
- What do you usually spend money on?
- How do you pay for it?
La grammaire de cette vidéo
Les structures que le locuteur utilise le plus, avec les mots exacts de la vidéo :
| Structure | Dans la vidéo |
|---|---|
| Voix passive be + participe passé — l’accent est mis sur ce qui arrive, pas sur qui le fait | is made · will be given · is lent |
| Propositions relatives who / which + proposition — une précision sur une personne ou une chose | interest, which means · Purchase, which is · sell, which means |
| Present perfect have/has + participe passé — une action passée qui compte encore maintenant | we've talked · has been lowered · Have you taken |
| Possibilité avec « might / may » might/may + verbe — quelque chose de possible mais pas certain | might have |
Prononciation à surveiller
Le locuteur utilise 17 contractions et formes réduites, comme don't, I'm, we've. Prononcez-les sous leur forme courte, telles que vous les entendez.
- Les sons « th »: cloth /klɒθ/, withdraw /wɪðˈdɹɔ/
- Les sons « sh » et « zh »: transaction /tɹænˈzækʃən/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, measurement /ˈmɛʒ.ə.mənt/
- Mots longs — placez bien l’accent: temporarily /ˌtɛmpəˈɹɛɹəli/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, inexpensive /ˌɪnɪkˈspɛnsɪv/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
Les sons difficiles pour les francophones :
- /r/ anglais — langue recourbée, sans frotter la gorge: transaction /tɹænˈzækʃən/, temporarily /ˌtɛmpəˈɹɛɹəli/, borrower /ˈbɑɹoʊɚ/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, repay /ɹiˈpeɪ/
Comment s’entraîner avec cette vidéo
- Écoutez la vidéo en entier une fois sans parler et notez les mots que vous ne connaissez pas.
- Répétez phrase par phrase à vitesse normale, en reprenant chacune jusqu’à ce que votre rythme corresponde à celui du locuteur.
- Enregistrez-vous et comparez avec l’original, en faisant attention à des mots comme lend, tense, temporarily.
Qu'est-ce que la technique du Shadowing ?
Le Shadowing est une technique d'apprentissage des langues fondée sur la science, développée à l'origine pour la formation des interprètes professionnels. Le principe est simple mais puissant : vous écoutez de l'anglais natif et le répétez immédiatement à voix haute — comme une ombre suivant le locuteur avec un décalage de 1 à 2 secondes. Les recherches montrent une amélioration significative de la précision de la prononciation, de l'intonation, du rythme, des liaisons, de la compréhension orale et de la fluidité.