Pratica di Shadowing: Everyday English: Spending Money - Impara a parlare inglese con i video
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1
Hi I'm Sarah and I'm Jack.
2
Welcome to Everyday English.
3
Today we're going to be talking about a pretty important topic, spending money.
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If you're going to be spending money here in Australia you're going to be using these, dollars.
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The Aussie dollar or Australian dollar is the official Australian currency, although here we just call them dollars.
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The smaller unit of currency is cents.
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One dollar is made up of 100 cents.
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One way to spend money is using cash, which in Australia comes in notes and coins.
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Let's have a look at the different denominations that Australia's currency comes in.
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Let's start with the coins.
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We've got $2, $1, $0 .50,
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$0 .20, $0 .10, and $0 .05.
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And then there are the notes.
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We've got $5, $10, $20, $50, and $100.
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Although, I don't see too many of these.
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Do you, Jack?
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No, I'm afraid not.
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Now, you can get cash out or withdraw cash from the bank or from an ATM, which stands for Automatic Teller Machine.
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But, of course, it's pretty common for people to pay without cash using a credit card
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or a debit card or even your phone.
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We sometimes call that a cashless transaction or just paying by card.
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Let's have a look at a scenario involving spending money.
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Hi Charlotte, how are you?
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Yeah, good thanks Sarah.
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What can I get for you today?
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How much are your sandwiches?
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Sandwiches are $5 .50.
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And what about the pies?
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$4 .60.
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Alright, I'll grab a pie and a can of lemonade.
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Yeah, no problem.
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That's just $9 .80.
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Do you have anything smaller?
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I don't have much change.
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Oh, sorry, sir, I don't have any loose change.
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I just went to the ATM and all I have is 50s.
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Do you take carp?
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Yeah, no problem.
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Credit or saving?
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Uh, credit.
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All good.
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Thanks so much.
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Have a good day.
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You too.
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You might have noticed there that when people talked about prices, they often drop the words dollars and cents.
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For example, instead of saying $5 .50, we could say 5 .50 or $5 .50.
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You have to listen carefully to the pronunciation of numbers because sometimes they can sound quite similar.
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For example, 50 and 15.
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It can be hard to hear the difference between the T and the teen.
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There's also 13 and 30, 14 and 40, 16 and 60,
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17 and 70, 18 and 80, and 19 and 90.
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So we've talked about buying smaller things with cash and cards, but how about spending money on bigger things like cars and houses?
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For bigger purchases like homes or cars, you might have to take out a loan from a bank.
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Loan is a noun and it means something that's given out temporarily, in this case money, with the expectation that it will be given back later.
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The verb is lend, and the past tense of lend is lent.
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If you take out a loan, you become a borrower.
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You borrow the bank's money.
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And you have to repay it, or make repayments.
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A loan that's for a house is called a home loan, or a mortgage.
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If you take out a loan, you will have to pay interest.
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That means the amount of money you owe will increase by a certain percentage.
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A percentage is a unit of measurement that means a part of 100.
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So, for example, 50 % means half.
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On a home loan, you might have to pay 5 % interest, which means the amount you owe will increase by 5 % every year.
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Banks will also charge interest on credit cards, which let you spend money that you don't actually have as long as you pay it back later.
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Let's have a look at some more words that are associated with spending.
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There's buy, as in, I buy lots of clothes.
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The past tense is bought.
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I bought a nice dress.
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Purchase, which is another word for buy.
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I need to make a big purchase.
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I purchased a house.
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You can also sell, which means to exchange something for money.
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For example, I need to sell my house.
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The past tense is sold.
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I sold my house.
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There's transaction, which means buying or selling something.
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For example, I like to keep a record of my transactions.
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There's price, which is the amount of money you have to pay for something.
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And cost, which means the amount paid to produce something.
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Although these two words are often used to mean the same thing.
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For example, what's the price of this item?
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What does this item cost?
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There's expensive, which means has a high price or cost and cheap or inexpensive, which means it has a low cost.
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And sometimes you can find something on sale, which means the price has been lowered temporarily.
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Well, that's just about it from us for now.
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But before we go, here are some questions for you to think about.
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What do you usually spend money on?
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How do you pay for it?
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Have you taken out a loan before?
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How long did it take you to pay it back?
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And how much interest did you pay?
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Well, we're off.
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We'll see you next time.
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Bye.
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We'll be right back.
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Vocabolario e note di pronuncia per questa lezione
Questa lezione di conversazione di livello B1 si basa sul video “Everyday English: Spending Money”. Le parole che ritornano più spesso: loan, dollar, example, spending, cash. Questo video contiene 95 frasi e 831 parole da ripetere con lo shadowing. Il parlato dura 6:00. Chi parla mantiene un ritmo costante di circa 138 parole al minuto, comodo per lo shadowing. Il 86% delle parole rientra nelle 3.000 più comuni dell’inglese; conviene studiare le altre prima di iniziare. 16 delle sue 95 frasi sono domande: un buon esercizio per l’intonazione interrogativa e le risposte brevi.
Vocaboli chiave di questo video
Le 15 parole più avanzate del video, con pronuncia e significato:
| Parola | Pronuncia | Significato |
|---|---|---|
| lend verbo | /ˈlɛnd/ | prestare |
| tense sostantivo | /tɛns/ | tempo |
| temporarily avverbio | /ˌtɛmpəˈɹɛɹəli/ | temporaneamente |
| coin sostantivo | /ˈkoɪ̯n/ | moneta |
| borrower sostantivo | /ˈbɑɹoʊɚ/ | mutuatario, mutuataria |
| pronunciation sostantivo | /pɹəˌnʌn.siˈeɪ.ʃən/ | pronuncia, pronunzia |
| inexpensive aggettivo | /ˌɪnɪkˈspɛnsɪv/ | economico |
| noun sostantivo | /naʊn/ | sostantivo, nome sostantivo |
| debit sostantivo | /ˈdɛb.ɪt/ | addebito |
| verb sostantivo | /vɝb/ | verbo |
| expectation sostantivo | /ˌɛk.spɛkˈteɪ.ʃən/ | attesa |
| borrow verbo | /ˈbɑɹ.oʊ/ | prendere in prestito |
| cloth sostantivo | /klɒθ/ | stoffa, tessuto |
| withdraw verbo | /wɪðˈdɹɔ/ | ritirare, tirarsi indietro |
| measurement sostantivo | /ˈmɛʒ.ə.mənt/ | misurazione, misura |
I phrasal verb che sentirai
| Parola | Significato |
|---|---|
| take out verbo | cavare, cacciare |
| give back verbo | rendere |
Frasi da ripetere
Frasi brevi e complete del video che puoi riutilizzare nella conversazione di tutti i giorni:
- What can I get for you today?
- How much are your sandwiches?
- Do you have anything smaller?
- What do you usually spend money on?
- How do you pay for it?
La grammatica di questo video
Le strutture che chi parla usa di più, con le parole esatte del video:
| Struttura | Nel video |
|---|---|
| Forma passiva be + participio passato — conta ciò che accade, non chi lo fa | is made · will be given · is lent |
| Frasi relative who / which + frase — un’informazione in più su una persona o una cosa | interest, which means · Purchase, which is · sell, which means |
| Present perfect have/has + participio passato — un’azione passata che conta ancora adesso | we've talked · has been lowered · Have you taken |
| Possibilità con “might / may” might/may + verbo — qualcosa di possibile ma non certo | might have |
Pronuncia a cui fare attenzione
Chi parla usa 17 contrazioni e forme ridotte, come don't, I'm, we've. Pronunciale nella forma breve, così come le senti.
- I suoni “th”: cloth /klɒθ/, withdraw /wɪðˈdɹɔ/
- I suoni “sh” e “zh”: transaction /tɹænˈzækʃən/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, measurement /ˈmɛʒ.ə.mənt/
- Parole lunghe — attenzione all’accento: temporarily /ˌtɛmpəˈɹɛɹəli/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, inexpensive /ˌɪnɪkˈspɛnsɪv/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
I suoni difficili per chi parla italiano:
- Consonante finale — senza aggiungere una vocale dopo: lend /ˈlɛnd/, tense /tɛns/, sandwich /ˈsæn(d).wɪd͡ʒ/, inexpensive /ˌɪnɪkˈspɛnsɪv/, debit /ˈdɛb.ɪt/
- /æ/ — più aperta della “e”: transaction /tɹænˈzækʃən/, sandwich /ˈsæn(d).wɪd͡ʒ/
Come esercitarsi con questo video
- Ascolta tutto il video una volta senza parlare e annota le parole che non conosci.
- Fai shadowing frase per frase a velocità normale, ripetendo ognuna finché il tuo ritmo coincide con quello di chi parla.
- Registrati e confronta con l’originale, facendo attenzione a parole come lend, tense, temporarily.
Cos'è la tecnica dello Shadowing?
Shadowing è una tecnica di apprendimento delle lingue supportata da studi scientifici, originariamente sviluppata per la formazione dei traduttori professionisti e resa popolare dal poliglotta Dr. Alexander Arguelles. Il metodo è semplice ma potente: ascolti un audio in inglese di madrelingua e lo ripeti immediatamente ad alta voce — come un'ombra che segue il parlante con un ritardo di solo 1–2 secondi. A differenza dell'ascolto passivo o degli esercizi di grammatica, lo shadowing costringe il tuo cervello e i muscoli della bocca a elaborare e riprodurre simultaneamente i modelli di discorso reale. La ricerca dimostra che migliora significativamente la precisione della pronuncia, l'intonazione, il ritmo, il discorso connesso, la comprensione dell'ascolto e la fluidità del parlato — rendendolo uno dei metodi più efficaci per la preparazione alla prova di speaking dell'IELTS e per la comunicazione reale in inglese.