Shadowing-Übung: Everyday English: Spending Money - Englisch Sprechen Lernen mit Video
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Hi I'm Sarah and I'm Jack.
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Welcome to Everyday English.
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Today we're going to be talking about a pretty important topic, spending money.
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If you're going to be spending money here in Australia you're going to be using these, dollars.
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The Aussie dollar or Australian dollar is the official Australian currency, although here we just call them dollars.
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The smaller unit of currency is cents.
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One dollar is made up of 100 cents.
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One way to spend money is using cash, which in Australia comes in notes and coins.
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Let's have a look at the different denominations that Australia's currency comes in.
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Let's start with the coins.
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We've got $2, $1, $0 .50,
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$0 .20, $0 .10, and $0 .05.
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And then there are the notes.
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We've got $5, $10, $20, $50, and $100.
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Although, I don't see too many of these.
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Do you, Jack?
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No, I'm afraid not.
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Now, you can get cash out or withdraw cash from the bank or from an ATM, which stands for Automatic Teller Machine.
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But, of course, it's pretty common for people to pay without cash using a credit card
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or a debit card or even your phone.
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We sometimes call that a cashless transaction or just paying by card.
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Let's have a look at a scenario involving spending money.
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Hi Charlotte, how are you?
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Yeah, good thanks Sarah.
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What can I get for you today?
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How much are your sandwiches?
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Sandwiches are $5 .50.
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And what about the pies?
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$4 .60.
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Alright, I'll grab a pie and a can of lemonade.
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Yeah, no problem.
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That's just $9 .80.
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Do you have anything smaller?
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I don't have much change.
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Oh, sorry, sir, I don't have any loose change.
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I just went to the ATM and all I have is 50s.
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Do you take carp?
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Yeah, no problem.
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Credit or saving?
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Uh, credit.
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All good.
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Thanks so much.
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Have a good day.
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You too.
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You might have noticed there that when people talked about prices, they often drop the words dollars and cents.
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For example, instead of saying $5 .50, we could say 5 .50 or $5 .50.
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You have to listen carefully to the pronunciation of numbers because sometimes they can sound quite similar.
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For example, 50 and 15.
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It can be hard to hear the difference between the T and the teen.
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There's also 13 and 30, 14 and 40, 16 and 60,
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17 and 70, 18 and 80, and 19 and 90.
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So we've talked about buying smaller things with cash and cards, but how about spending money on bigger things like cars and houses?
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For bigger purchases like homes or cars, you might have to take out a loan from a bank.
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Loan is a noun and it means something that's given out temporarily, in this case money, with the expectation that it will be given back later.
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The verb is lend, and the past tense of lend is lent.
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If you take out a loan, you become a borrower.
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You borrow the bank's money.
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And you have to repay it, or make repayments.
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A loan that's for a house is called a home loan, or a mortgage.
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If you take out a loan, you will have to pay interest.
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That means the amount of money you owe will increase by a certain percentage.
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A percentage is a unit of measurement that means a part of 100.
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So, for example, 50 % means half.
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On a home loan, you might have to pay 5 % interest, which means the amount you owe will increase by 5 % every year.
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Banks will also charge interest on credit cards, which let you spend money that you don't actually have as long as you pay it back later.
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Let's have a look at some more words that are associated with spending.
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There's buy, as in, I buy lots of clothes.
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The past tense is bought.
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I bought a nice dress.
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Purchase, which is another word for buy.
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I need to make a big purchase.
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I purchased a house.
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You can also sell, which means to exchange something for money.
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For example, I need to sell my house.
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The past tense is sold.
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I sold my house.
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There's transaction, which means buying or selling something.
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For example, I like to keep a record of my transactions.
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There's price, which is the amount of money you have to pay for something.
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And cost, which means the amount paid to produce something.
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Although these two words are often used to mean the same thing.
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For example, what's the price of this item?
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What does this item cost?
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There's expensive, which means has a high price or cost and cheap or inexpensive, which means it has a low cost.
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And sometimes you can find something on sale, which means the price has been lowered temporarily.
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Well, that's just about it from us for now.
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But before we go, here are some questions for you to think about.
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What do you usually spend money on?
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How do you pay for it?
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Have you taken out a loan before?
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How long did it take you to pay it back?
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And how much interest did you pay?
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Well, we're off.
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We'll see you next time.
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Bye.
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We'll be right back.
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Wortschatz und Sprechhinweise zu dieser Lektion
Diese Sprechübung auf Niveau B1 basiert auf dem Video „Everyday English: Spending Money“. Diese Wörter kommen am häufigsten vor: loan, dollar, example, spending, cash. Dieses Video enthält 95 Sätze und 831 Wörter zum Nachsprechen. Der gesprochene Teil dauert 6:00. Der Sprecher spricht gleichmäßig mit etwa 138 Wörtern pro Minute – ein angenehmes Tempo fürs Shadowing. 86 % der Wörter gehören zu den 3.000 häufigsten im Englischen; den Rest solltest du dir vor dem Üben ansehen. 16 der 95 Sätze sind Fragen – gut, um Frageintonation und kurze Antworten zu üben.
Wichtiger Wortschatz in diesem Video
Die 15 anspruchsvollsten Wörter aus dem Video, mit Aussprache und Bedeutung:
| Wort | Aussprache | Bedeutung |
|---|---|---|
| lend Verb | /ˈlɛnd/ | leihen, verleihen |
| tense Substantiv | /tɛns/ | Zeit, Tempus |
| transaction Substantiv | /tɹænˈzækʃən/ | Geschäftsabwicklung, Geschäftsdurchführung |
| temporarily Adverb | /ˌtɛmpəˈɹɛɹəli/ | vorübergehend, temporär |
| coin Substantiv | /ˈkoɪ̯n/ | Münze, Geldstück |
| borrower Substantiv | /ˈbɑɹoʊɚ/ | Kreditnehmer, Entleiher |
| cashless Adjektiv | bargeldlos | |
| denomination Substantiv | /dɪˌnɒmɪˈneɪʃən/ | Benennung |
| pronunciation Substantiv | /pɹəˌnʌn.siˈeɪ.ʃən/ | Aussprache |
| inexpensive Adjektiv | /ˌɪnɪkˈspɛnsɪv/ | billig, günstig |
| noun Substantiv | /naʊn/ | Dingwort, Gegenstandswort |
| debit Substantiv | /ˈdɛb.ɪt/ | Soll |
| verb Substantiv | /vɝb/ | Verb, Verbum |
| expectation Substantiv | /ˌɛk.spɛkˈteɪ.ʃən/ | Erwartung |
| borrow Verb | /ˈbɑɹ.oʊ/ | borgen, ausleihen |
Phrasal Verbs, die du hören wirst
| Wort | Bedeutung |
|---|---|
| take out Verb | herausbringen, herausnehmen |
| give back Verb | zurückgeben |
Sätze zum Wiederholen
Kurze, vollständige Sätze aus dem Video, die du im Alltag wiederverwenden kannst:
- What can I get for you today?
- How much are your sandwiches?
- Do you have anything smaller?
- What do you usually spend money on?
- How do you pay for it?
Grammatik in diesem Video
Die Strukturen, die der Sprecher am häufigsten verwendet, mit den genauen Worten aus dem Video:
| Struktur | Im Video |
|---|---|
| Passiv be + Partizip Perfekt – wichtig ist, was geschieht, nicht wer es tut | is made · will be given · is lent |
| Relativsätze who / which + Satz – eine Zusatzinformation über eine Person oder Sache | interest, which means · Purchase, which is · sell, which means |
| Present Perfect have/has + Partizip Perfekt – eine vergangene Handlung, die jetzt noch wichtig ist | we've talked · has been lowered · Have you taken |
| Möglichkeit mit „might / may“ might/may + Verb – etwas ist möglich, aber nicht sicher | might have |
Aussprache, auf die du achten solltest
Der Sprecher verwendet 17 Kurzformen und abgeschwächte Formen, zum Beispiel don't, I'm, we've. Sprich sie in der kurzen Form, so wie du sie hörst.
- Die „th“-Laute: cloth /klɒθ/, withdraw /wɪðˈdɹɔ/
- Die Laute „sh“ und „zh“: transaction /tɹænˈzækʃən/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, measurement /ˈmɛʒ.ə.mənt/
- Lange Wörter – auf die Betonung achten: temporarily /ˌtɛmpəˈɹɛɹəli/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, inexpensive /ˌɪnɪkˈspɛnsɪv/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
Laute, die Deutschsprachigen schwerfallen:
- /w/ — mit runden Lippen, nicht wie das deutsche „w“ (/v/): sandwich /ˈsæn(d).wɪd͡ʒ/, withdraw /wɪðˈdɹɔ/
- Stimmhafter Auslaut — /b/, /d/, /g/, /z/, /v/ am Wortende nicht verhärten: lend /ˈlɛnd/, sandwich /ˈsæn(d).wɪd͡ʒ/, inexpensive /ˌɪnɪkˈspɛnsɪv/, verb /vɝb/, involve /ɪnˈvɑlv/
- /æ/ — offener als „ä“: transaction /tɹænˈzækʃən/, sandwich /ˈsæn(d).wɪd͡ʒ/
So übst du mit diesem Video
- Höre dir das ganze Video einmal an, ohne zu sprechen, und notiere die Wörter, die du nicht kennst.
- Sprich Satz für Satz in normaler Geschwindigkeit nach und wiederhole jeden, bis dein Rhythmus zum Sprecher passt.
- Nimm dich auf und vergleiche mit dem Original; achte dabei auf Wörter wie lend, tense, transaction.
Was ist die Shadowing-Technik?
Shadowing ist eine wissenschaftlich fundierte Sprachlerntechnik, die ursprünglich für die professionelle Dolmetscherausbildung entwickelt und durch den Polyglotten Dr. Alexander Arguelles populär gemacht wurde. Die Methode ist einfach aber wirkungsvoll: Du hörst englisches Audio von Muttersprachlern und wiederholst es sofort laut — wie ein Schatten, der dem Sprecher mit nur 1–2 Sekunden Verzögerung folgt. Anders als passives Hören oder Grammatikübungen zwingt Shadowing dein Gehirn und deine Mundmuskulatur, gleichzeitig echte Sprachmuster zu verarbeiten und zu reproduzieren. Studien zeigen, dass es Aussprachegenauigkeit, Intonation, Rhythmus, verbundene Sprache, Hörverständnis und Sprechflüssigkeit signifikant verbessert — was es zu einer der effektivsten Methoden für die IELTS Speaking-Vorbereitung und reale englische Kommunikation macht.