跟读练习: Everyday English: Spending Money - 通过视频学习英语口语
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96 句
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1
Hi I'm Sarah and I'm Jack.
嗨，我是萨拉，我是杰克。
2
Welcome to Everyday English.
欢迎来到《日常英语》。
3
Today we're going to be talking about a pretty important topic, spending money.
今天我们要聊一个相当重要的话题：花钱。
4
If you're going to be spending money here in Australia you're going to be using these, dollars.
如果你打算在澳大利亚消费，你会用到这些货币——澳元。
5
The Aussie dollar or Australian dollar is the official Australian currency, although here we just call them dollars.
澳元是澳大利亚的官方货币，不过在这儿我们就直接叫它元。
6
The smaller unit of currency is cents.
较小的货币单位是分。
7
One dollar is made up of 100 cents.
一美元等于一百美分。
8
One way to spend money is using cash, which in Australia comes in notes and coins.
花钱的一种方式是使用现金，澳大利亚的现金有纸币和硬币两种形式。
9
Let's have a look at the different denominations that Australia's currency comes in.
我们来看看澳大利亚货币都有哪些不同的面额。
10
Let's start with the coins.
我们先从硬币开始讲起。
11
We've got $2, $1, $0 .50,
我们有2美元、1美元、0.50美元的，
12
$0 .20, $0 .10, and $0 .05.
0.20美元、0.10美元和0.05美元
13
And then there are the notes.
然后还有那些笔记。
14
We've got $5, $10, $20, $50, and $100.
我们有5美元、10美元、20美元、50美元和100美元的面额。
15
Although, I don't see too many of these.
不过，这种情况我倒不常见。
16
Do you, Jack?
你是这样吗，杰克？
17
No, I'm afraid not.
不，恐怕不是。
18
Now, you can get cash out or withdraw cash from the bank or from an ATM, which stands for Automatic Teller Machine.
现在，你可以从银行或ATM机上取出现金，ATM是自动柜员机的缩写。
19
But, of course, it's pretty common for people to pay without cash using a credit card
不过，人们用信用卡无现金支付已经相当普遍了。
20
or a debit card or even your phone.
或是借记卡，甚至是你的手机。
21
We sometimes call that a cashless transaction or just paying by card.
我们有时将其称为无现金交易，或者直接说刷卡支付。
22
Let's have a look at a scenario involving spending money.
我们来看一个涉及花钱的场景。
23
Hi Charlotte, how are you?
你好，夏洛特，最近怎么样？
24
Yeah, good thanks Sarah.
嗯，挺好的，谢谢萨拉。
25
What can I get for you today?
请问今天需要点些什么？
26
How much are your sandwiches?
你们的三明治多少钱一个？
27
Sandwiches are $5 .50.
三明治售价为5.50美元。
28
And what about the pies?
那馅饼呢？
29
$4 .60.
4.60美元
30
Alright, I'll grab a pie and a can of lemonade.
好的，我要一个馅饼和一罐柠檬水。
31
Yeah, no problem.
好的，没问题。
32
That's just $9 .80.
一共只要9.80美元。
33
Do you have anything smaller?
你们有更小的尺寸吗？
34
I don't have much change.
我零钱不多。
35
Oh, sorry, sir, I don't have any loose change.
哦，不好意思先生，我没有零钱。
36
I just went to the ATM and all I have is 50s.
我刚去自动取款机取了钱，结果全是50块的。
37
Do you take carp?
你们收鲤鱼吗？
38
Yeah, no problem.
39
Credit or saving?
选信用卡还是储蓄？
40
Uh, credit.
呃，是学分。
41
All good.
一切都好。
42
Thanks so much.
非常感谢。
43
Have a good day.
祝你今天愉快。
44
You too.
你也是。
45
You might have noticed there that when people talked about prices, they often drop the words dollars and cents.
你可能已经注意到，人们谈论价格时，常常会省略“美元”和“美分”这两个词。
46
For example, instead of saying $5 .50, we could say 5 .50 or $5 .50.
例如，我们可以说5.50或$5.50，而不是说$5 .50。
47
You have to listen carefully to the pronunciation of numbers because sometimes they can sound quite similar.
你必须仔细听数字的发音，因为有些数字听起来会非常相似。
48
For example, 50 and 15.
例如，50 和 15。
49
It can be hard to hear the difference between the T and the teen.
有时候很难听出T和“-teen”后缀的区别。
50
There's also 13 and 30, 14 and 40, 16 and 60,
还有13和30、14和40、16和60，
51
17 and 70, 18 and 80, and 19 and 90.
17和70，18和80，还有19和90。
52
So we've talked about buying smaller things with cash and cards, but how about spending money on bigger things like cars and houses?
我们已经讨论过用现金和银行卡购买小件商品的情况，那如果是买车、买房这类大额支出呢？
53
For bigger purchases like homes or cars, you might have to take out a loan from a bank.
对于购房或购车这类大额支出，你可能需要向银行申请贷款。
54
Loan is a noun and it means something that's given out temporarily, in this case money, with the expectation that it will be given back later.
Loan是一个名词，指暂时借出的东西，在这里指资金，且预期日后会被归还。
55
The verb is lend, and the past tense of lend is lent.
这个动词是lend，lend的过去式是lent。
56
If you take out a loan, you become a borrower.
如果你申请了贷款，你就成为了借款人。
57
You borrow the bank's money.
你向银行借款。
58
And you have to repay it, or make repayments.
你必须偿还这笔钱，或者分期还款。
59
A loan that's for a house is called a home loan, or a mortgage.
用于购买房屋的贷款被称为住房贷款，也叫抵押贷款。
60
If you take out a loan, you will have to pay interest.
如果你申请贷款，就必须支付利息。
61
That means the amount of money you owe will increase by a certain percentage.
这意味着你所欠的款项将会按一定比例增加。
62
A percentage is a unit of measurement that means a part of 100.
百分比是一种度量单位，表示占一百份中的一部分。
63
So, for example, 50 % means half.
举个例子，50%就是一半的意思。
64
On a home loan, you might have to pay 5 % interest, which means the amount you owe will increase by 5 % every year.
住房贷款的利率可能为5%，这意味着你每年的欠款金额会增加5%。
65
Banks will also charge interest on credit cards, which let you spend money that you don't actually have as long as you pay it back later.
银行也会对信用卡收取利息，信用卡可以让你先花实际上并不拥有的钱，只要之后还款即可。
66
Let's have a look at some more words that are associated with spending.
我们再来看一些与消费相关的词汇。
67
There's buy, as in, I buy lots of clothes.
这里说的是“买”这个动词，比如“我买很多衣服”里的“买”。
68
The past tense is bought.
过去式是bought。
69
I bought a nice dress.
我买了一条漂亮的连衣裙。
70
Purchase, which is another word for buy.
Purchase 是 buy 的另一种说法。
71
I need to make a big purchase.
我需要进行一笔大额采购。
72
I purchased a house.
我买了一栋房子。
73
You can also sell, which means to exchange something for money.
你也可以出售，也就是将某物换取金钱。
74
For example, I need to sell my house.
举个例子，我需要卖掉我的房子。
75
The past tense is sold.
过去式是sold。
76
I sold my house.
我把房子卖了。
77
There's transaction, which means buying or selling something.
存在交易，即买卖某种物品的行为。
78
For example, I like to keep a record of my transactions.
例如，我喜欢记录我的交易情况。
79
There's price, which is the amount of money you have to pay for something.
价格指的是你为购买某样东西所需支付的货币金额。
80
And cost, which means the amount paid to produce something.
而成本，指的是为生产某种产品所支付的费用。
81
Although these two words are often used to mean the same thing.
虽然这两个词常被用来表示同一个意思。
82
For example, what's the price of this item?
比如，这件商品的价格是多少？
83
What does this item cost?
这个商品多少钱？
84
There's expensive, which means has a high price or cost and cheap or inexpensive, which means it has a low cost.
“expensive”指价格或成本很高，而“cheap”或“inexpensive”则表示成本很低。
85
And sometimes you can find something on sale, which means the price has been lowered temporarily.
有时候你能找到正在打折的商品，这意味着价格被临时下调了。
86
Well, that's just about it from us for now.
好的，我们这边目前就先到这里了。
87
But before we go, here are some questions for you to think about.
但在结束之前，这里有几个问题供大家思考。
88
What do you usually spend money on?
你平时一般会把钱花在哪些地方？
89
How do you pay for it?
你用什么方式付款？
90
Have you taken out a loan before?
你之前申请过贷款吗？
91
How long did it take you to pay it back?
你花了多长时间才把它还清？
92
And how much interest did you pay?
那你一共付了多少利息？
93
Well, we're off.
好啦，我们出发了。
94
We'll see you next time.
我们下次再见。
95
Bye.
再见。
96
We'll be right back.
我们马上回来。
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本课的词汇与口语要点
这节 B1 级别的口语课以视频“Everyday English: Spending Money”为素材。 视频中反复出现的词有：loan, dollar, example, spending, cash。 这段视频共有 95 个句子、831 个单词可供跟读。 讲话部分时长为 6:00。 说话人语速平稳，每分钟约 138 个词，很适合跟读。 86% 的单词属于英语最常用的 3,000 词，其余的词建议在练习前先学一下。 全部 95 个句子中有 16 个是问句，适合练习疑问语调和简短回答。
视频中的重点词汇
视频中最难的 15 个单词，附发音和释义：
| 单词 | 发音 | 释义 |
|---|---|---|
| lend 动词 | /ˈlɛnd/ | 借出, 借 |
| tense 名词 | /tɛns/ | 時態 /时态, 時制 /时制 |
| transaction 名词 | /tɹænˈzækʃən/ | 處理 /处理 |
| temporarily 副词 | /ˌtɛmpəˈɹɛɹəli/ | 暫時地 /暂时地, 臨時地 /临时地 |
| coin 名词 | /ˈkoɪ̯n/ | 硬幣 /硬币, 銅錢 /铜钱 |
| borrower 名词 | /ˈbɑɹoʊɚ/ | 借款人, 借用人 |
| pronunciation 名词 | /pɹəˌnʌn.siˈeɪ.ʃən/ | 發音 /发音 |
| inexpensive 形容词 | /ˌɪnɪkˈspɛnsɪv/ | 低廉, 便宜 |
| noun 名词 | /naʊn/ | 名詞 /名词 |
| debit 名词 | /ˈdɛb.ɪt/ | 借記 /借记 |
| verb 名词 | /vɝb/ | 動詞 /动词 |
| expectation 名词 | /ˌɛk.spɛkˈteɪ.ʃən/ | 等待 |
| borrow 动词 | /ˈbɑɹ.oʊ/ | 借, 貸 /贷 |
| cloth 名词 | /klɒθ/ | 布, 布料 |
| withdraw 动词 | /wɪðˈdɹɔ/ | 撤退 |
视频中出现的短语动词
| 单词 | 释义 |
|---|---|
| take out 动词 | 取出 |
| give back 动词 | 還 /还, 交還 /交还 |
值得反复跟读的句子
视频中简短而完整的句子，可以直接用在日常对话里：
- What can I get for you today?
- How much are your sandwiches?
- Do you have anything smaller?
- What do you usually spend money on?
- How do you pay for it?
视频中的语法
说话人最常用的结构，并附上视频中的原话：
| 结构 | 视频中的用法 |
|---|---|
| 被动语态 be + 过去分词 — 强调发生了什么，而不是谁做的 | is made · will be given · is lent |
| 定语从句 who / which + 从句 — 补充说明人或事物 | interest, which means · Purchase, which is · sell, which means |
| 现在完成时 have/has + 过去分词 — 过去发生但与现在仍有关联的事 | we've talked · has been lowered · Have you taken |
| 用 “might / may” 表可能 might/may + 动词 — 有可能但不确定的事 | might have |
需要注意的发音
说话人用了 17 次缩略和弱读形式，例如 don't, I'm, we've。请按听到的简短形式来说。
- “th” 音: cloth /klɒθ/, withdraw /wɪðˈdɹɔ/
- “sh” 和 “zh” 音: transaction /tɹænˈzækʃən/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, measurement /ˈmɛʒ.ə.mənt/
- 长单词——注意重音位置: temporarily /ˌtɛmpəˈɹɛɹəli/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, inexpensive /ˌɪnɪkˈspɛnsɪv/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
中文母语者容易读错的音：
- /v/ — 不要读成 /w/，上齿轻触下唇: inexpensive /ˌɪnɪkˈspɛnsɪv/, verb /vɝb/, involve /ɪnˈvɑlv/
- 词尾辅音 — 要读清楚，后面不要加元音: lend /ˈlɛnd/, tense /tɛns/, sandwich /ˈsæn(d).wɪd͡ʒ/, inexpensive /ˌɪnɪkˈspɛnsɪv/, debit /ˈdɛb.ɪt/
- /æ/ — 嘴张大，不要读成 /e/: transaction /tɹænˈzækʃən/, sandwich /ˈsæn(d).wɪd͡ʒ/
如何用这段视频练习
- 先完整听一遍视频，不要开口，记下不认识的单词。
- 用正常速度逐句跟读，每句重复到你的节奏与说话人一致为止。
- 录下自己的声音并与原声对比，特别注意 lend, tense, transaction 这类单词。
什么是跟读法？
跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。