跟读练习: Everyday English: Saving money - 通过视频学习英语口语

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Hey everyone, I'm Jack and I'm Sarah.

大家好，我是杰克，我是萨拉。

Welcome to Everyday English.

欢迎收听《日常英语》。

Today we're going to be talking about money but instead of spending it we're going to be talking about saving.

今天我们要聊的话题是钱，但我们不谈花钱，而是要聊聊存钱。

Save is a verb which means to keep or store up

Save 是一个动词，意思是保存或储存。

and savings is a noun which means the money that you put aside, usually in a bank.

savings 是一个名词，指的是你存起来的钱，通常存在银行里。

We sometimes call all of our savings our life savings or our nest egg.

我们有时会把自己所有的积蓄称为毕生积蓄或者储备金。

We can also call saving money putting away money.

我们也可以把存钱说成存起钱来。

And we can use the idiom saving up for a rainy day, which means saving money for when it's really needed.

我们可以用“未雨绸缪”这个习语，意思是为真正需要用钱的时候存钱。

Before we can put aside money, we have to get some.

在我们能够存钱之前，我们得先赚到钱。

Let's take a look at the different verbs you can use when talking about where your money comes from.

我们来看看在谈论资金来源时可以使用的不同动词。

You can earn money, which means to work for it.

你可以赚钱，而这意味着你要付出劳动。

I want to earn money, so I'm looking for a job.

我想赚钱，所以正在找工作。

To make money means to get it by any means.

赚钱意味着不择手段地获取金钱。

It could be earning money by working or by selling something.

这可以是通过工作赚钱，也可以是通过出售某物赚钱。

I made money by having a garage sale.

我通过举办车库旧货出售赚了钱。

To inherit money can mean to receive money from someone who's died.

继承金钱指的是从已故者那里获得金钱。

I inherited money from my grandmother.

我从祖母那里继承了一笔钱。

To find money means to discover something, in this case without expecting it.

捡到钱意味着发现了某样东西，在这种情况下是指意料之外的发现。

Note that found is the past form of find.

请注意found是find的过去式。

I found money on the floor while I was running.

我跑步的时候在地上捡到了钱。

To borrow money means to get money from a personal bank with the intention of giving it back.

借钱指的是从个人或银行处取得资金，并承诺日后归还。

I borrowed money from the bank to buy a house.

我从银行贷款买了一套房子。

Of course the most common way of making money is by earning it and receiving a salary.

当然，最常见的赚钱方式就是通过工作获取工资。

That's the money you're paid for working.

那是你工作应得的报酬。

You might also make a profit from selling something or get an allowance, which is money that you're given by someone, for example your parents.

你也可能通过出售某物获利，或是得到零用钱——也就是别人给你的钱，比如你的父母给的钱。

You might also make money from investments where you put money into something like shares

你也可以通过投资赚钱，比如把钱投入股票这类产品。

or real estate that will make a profit in the future.

或是未来能够盈利的房地产。

The money that you make from any of these sources is called an income.

你从这些任何一种来源获得的钱都被称为收入。

If you want to save money, you really have to try to make more money than you spend.

如果你想存钱，就必须努力让自己赚的钱比花的多。

So a good way to do it is to draw up a budget.

所以一个好办法是制定一份预算。

It's a list of your expected income and expenditure.

这是一份你的预期收支清单。

For example, I need to budget hard if I want to go on a holiday.

举个例子，如果我想去度假，就得好好做预算。

Let's listen to a conversation about spending money.

我们来听一段关于花钱的对话。

Hey Nick, check out my brother's new car.

嘿尼克，快看我哥的新车。

Wow, that looks expensive.

哇，那看起来很贵啊。

Yeah, it wasn't cheap.

是啊，它可不便宜。

How did he afford it?

他是怎么买得起的？

Does he have a high salary or something?

他的工资是不是很高啊？

Yeah, he earns a fair bit.

是啊，他赚得挺多的。

He's really good at budgeting.

他很擅长做预算。

He's been putting money away since he started working.

他从开始工作以来就一直在存钱。

And he's made a few really good investments.

而且他做了几笔非常不错的投资。

I wish I was good at budgeting.

我真希望自己擅长做预算。

I spend my money as soon as I earn it.

我一赚到钱就花掉。

Me too.

我也是。

I do have a bit saved up though.

不过我确实存了一点钱。

I got a small inheritance from my grandfather but I'm saving it for a rainy day.

我从祖父那里继承了一小笔遗产，我打算把它存起来以备不时之需。

Well, that's just about it from us for now.

好的，我们这边目前就先到这里了。

Have you tried saving with a goal in mind?

你试过带着明确目标存钱吗？

Did you achieve that goal?

你实现那个目标了吗？

How long did it take you?

你花了多长时间？

I hope it was worth it.

希望这一切是值得的。

Well, with that, we've come to the end of the lesson.

好，本节课的内容就到这里了。

Thanks for watching.

感谢观看。

See ya.

再见。

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本课的词汇与口语要点

这节口语课以视频“Everyday English: Saving money”为素材。视频中反复出现的词有：saving, earn, bank。这段视频共有 55 个句子、564 个单词可供跟读。讲话部分时长为 3:15。说话人语速自然，每分钟约 174 个词，接近日常对话。 85% 的单词属于英语最常用的 3,000 词，其余的词建议在练习前先学一下。

视频中的重点词汇

视频中 15 个值得学习的单词，附发音和释义：

单词	发音	释义
earn 动词	/ɝn/	掙 /挣, 賺 /赚
salary 名词	/ˈsæləɹi/	薪金, 薪水
borrow 动词	/ˈbɑɹ.oʊ/	借, 貸 /贷
rainy 形容词	/ˈɹeɪni/	多雨
verb 名词	/vɝb/	動詞 /动词
inherit 动词	/ɪnˈhɛɹɪt/	繼承 /继承, 继承
lesson 名词	/ˈlɛs.ən/	課業 /课业, -課 /-课
discover 动词	/dɪˈskʌvə/	發現 /发现, 發覺 /发觉
intention 名词	/ɪnˈtɛnʃn̩/	意向, 意圖 /意图
garage 名词	/ɡəˈɹɑʒ/	車庫 /车库, 車房 /车房
grandfather 名词	/ˈɡɹæn(d)ˌfɑðɚ/	爺爺 /爷爷, 祖父
grandmother 名词	/ˈɡɹæn(d)ˌmʌðɚ/	奶奶, 祖母
nest 名词	/nɛst/	вә, 岫
allowance 名词	/əˈlaʊəns/	允许
inheritance 名词	/ɪnˈhɛɹɪtəns/	繼承 /继承

视频中出现的短语动词

单词	释义
check out 动词	退房
draw up 动词	草擬 /草拟, 起草
put away 动词	收拾

值得反复跟读的句子

视频中简短而完整的句子，可以直接用在日常对话里：

That's the money you're paid for working.
It's a list of your expected income and expenditure.
Have you tried saving with a goal in mind?
Did you achieve that goal?
How long did it take you?

视频中的语法

说话人最常用的结构，并附上视频中的原话：

结构	视频中的用法
定语从句 who / which + 从句 — 补充说明人或事物	verb which means · noun which means · day, which means
现在完成时 have/has + 过去分词 — 过去发生但与现在仍有关联的事	Have you tried · we've come
用 “might / may” 表可能 might/may + 动词 — 有可能但不确定的事	might also make
义务：must / have to / need to 表示某事是必要的	have to get · have to try · need to budget

需要注意的发音

说话人用了 10 次缩略和弱读形式，例如 I'm, we're, you're。请按听到的简短形式来说。

“th” 音: grandfather /ˈɡɹæn(d)ˌfɑðɚ/, grandmother /ˈɡɹæn(d)ˌmʌðɚ/
“sh” 和 “zh” 音: intention /ɪnˈtɛnʃn̩/, garage /ɡəˈɹɑʒ/
长单词——注意重音位置: inheritance /ɪnˈhɛɹɪtəns/, expenditure /ɛkˈspɛndɪt͡ʃə/

中文母语者容易读错的音：

/v/ — 不要读成 /w/，上齿轻触下唇: verb /vɝb/, discover /dɪˈskʌvə/
词尾辅音 — 要读清楚，后面不要加元音: verb /vɝb/, inherit /ɪnˈhɛɹɪt/, garage /ɡəˈɹɑʒ/, nest /nɛst/, allowance /əˈlaʊəns/
/æ/ — 嘴张大，不要读成 /e/: salary /ˈsæləɹi/, grandfather /ˈɡɹæn(d)ˌfɑðɚ/, grandmother /ˈɡɹæn(d)ˌmʌðɚ/

如何用这段视频练习

先完整听一遍视频，不要开口，记下不认识的单词。
先用 0.75 倍速逐句跟读，熟练之后再回到正常速度。
录下自己的声音并与原声对比，特别注意 earn, salary, borrow 这类单词。

什么是跟读法？

跟读法 (Shadowing) 是一种有科学依据的语言学习技巧，最初开发用于专业口译员的培训，并由多语言者Alexander Arguelles博士普及。这个方法简单而强大：您在听英语母语原声的同时立即大声重复——就像是一个延迟1-2秒紧跟说话者的影子。与被动听力或语法练习不同，跟读法强迫您的大脑和口腔肌肉同时处理并模仿真实的讲话模式。研究表明它能显着提高发音准确性，语调，节奏，连读，听力理解和口语流利度——使其成为雅思口语备考和真实英语交流最有效的方法之一。

影子跟读法: 阅读完整分步指南 →

跟读练习: Everyday English: Saving money - 通过视频学习英语口语

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