Prática de Shadowing: Everyday English: Spending Money - Aprenda a falar inglês com vídeo
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Hi I'm Sarah and I'm Jack.
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Welcome to Everyday English.
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Today we're going to be talking about a pretty important topic, spending money.
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If you're going to be spending money here in Australia you're going to be using these, dollars.
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The Aussie dollar or Australian dollar is the official Australian currency, although here we just call them dollars.
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The smaller unit of currency is cents.
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One dollar is made up of 100 cents.
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One way to spend money is using cash, which in Australia comes in notes and coins.
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Let's have a look at the different denominations that Australia's currency comes in.
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Let's start with the coins.
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We've got $2, $1, $0 .50,
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$0 .20, $0 .10, and $0 .05.
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And then there are the notes.
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We've got $5, $10, $20, $50, and $100.
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Although, I don't see too many of these.
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Do you, Jack?
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No, I'm afraid not.
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Now, you can get cash out or withdraw cash from the bank or from an ATM, which stands for Automatic Teller Machine.
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But, of course, it's pretty common for people to pay without cash using a credit card
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or a debit card or even your phone.
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We sometimes call that a cashless transaction or just paying by card.
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Let's have a look at a scenario involving spending money.
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Hi Charlotte, how are you?
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Yeah, good thanks Sarah.
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What can I get for you today?
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How much are your sandwiches?
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Sandwiches are $5 .50.
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And what about the pies?
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$4 .60.
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Alright, I'll grab a pie and a can of lemonade.
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Yeah, no problem.
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That's just $9 .80.
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Do you have anything smaller?
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I don't have much change.
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Oh, sorry, sir, I don't have any loose change.
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I just went to the ATM and all I have is 50s.
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Do you take carp?
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Yeah, no problem.
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Credit or saving?
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Uh, credit.
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All good.
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Thanks so much.
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Have a good day.
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You too.
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You might have noticed there that when people talked about prices, they often drop the words dollars and cents.
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For example, instead of saying $5 .50, we could say 5 .50 or $5 .50.
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You have to listen carefully to the pronunciation of numbers because sometimes they can sound quite similar.
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For example, 50 and 15.
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It can be hard to hear the difference between the T and the teen.
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There's also 13 and 30, 14 and 40, 16 and 60,
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17 and 70, 18 and 80, and 19 and 90.
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So we've talked about buying smaller things with cash and cards, but how about spending money on bigger things like cars and houses?
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For bigger purchases like homes or cars, you might have to take out a loan from a bank.
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Loan is a noun and it means something that's given out temporarily, in this case money, with the expectation that it will be given back later.
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The verb is lend, and the past tense of lend is lent.
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If you take out a loan, you become a borrower.
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You borrow the bank's money.
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And you have to repay it, or make repayments.
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A loan that's for a house is called a home loan, or a mortgage.
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If you take out a loan, you will have to pay interest.
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That means the amount of money you owe will increase by a certain percentage.
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A percentage is a unit of measurement that means a part of 100.
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So, for example, 50 % means half.
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On a home loan, you might have to pay 5 % interest, which means the amount you owe will increase by 5 % every year.
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Banks will also charge interest on credit cards, which let you spend money that you don't actually have as long as you pay it back later.
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Let's have a look at some more words that are associated with spending.
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There's buy, as in, I buy lots of clothes.
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The past tense is bought.
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I bought a nice dress.
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Purchase, which is another word for buy.
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I need to make a big purchase.
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I purchased a house.
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You can also sell, which means to exchange something for money.
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For example, I need to sell my house.
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The past tense is sold.
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I sold my house.
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There's transaction, which means buying or selling something.
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For example, I like to keep a record of my transactions.
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There's price, which is the amount of money you have to pay for something.
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And cost, which means the amount paid to produce something.
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Although these two words are often used to mean the same thing.
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For example, what's the price of this item?
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What does this item cost?
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There's expensive, which means has a high price or cost and cheap or inexpensive, which means it has a low cost.
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And sometimes you can find something on sale, which means the price has been lowered temporarily.
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Well, that's just about it from us for now.
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But before we go, here are some questions for you to think about.
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What do you usually spend money on?
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How do you pay for it?
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Have you taken out a loan before?
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How long did it take you to pay it back?
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And how much interest did you pay?
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Well, we're off.
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We'll see you next time.
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Bye.
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We'll be right back.
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Vocabulário e dicas de fala para esta lição
Esta aula de conversação de nível B1 usa o vídeo “Everyday English: Spending Money”. As palavras que mais se repetem: loan, dollar, example, spending, cash. Este vídeo tem 95 frases e 831 palavras para praticar shadowing. A fala dura 6:00. O falante mantém um ritmo estável de cerca de 138 palavras por minuto, confortável para o shadowing. 86% das palavras estão entre as 3.000 mais comuns do inglês; vale a pena estudar o restante antes de começar. 16 das 95 frases são perguntas, por isso é um bom treino para a entonação de perguntas e respostas curtas.
Vocabulário principal deste vídeo
As 15 palavras mais avançadas do vídeo, com pronúncia e significado:
| Palavra | Pronúncia | Significado |
|---|---|---|
| lend verbo | /ˈlɛnd/ | emprestar |
| tense substantivo | /tɛns/ | tempo |
| transaction substantivo | /tɹænˈzækʃən/ | transação |
| temporarily advérbio | /ˌtɛmpəˈɹɛɹəli/ | temporariamente |
| coin substantivo | /ˈkoɪ̯n/ | moeda, prata |
| borrower substantivo | /ˈbɑɹoʊɚ/ | mutuário, mutuária |
| denomination substantivo | /dɪˌnɒmɪˈneɪʃən/ | denominação |
| pronunciation substantivo | /pɹəˌnʌn.siˈeɪ.ʃən/ | pronúncia, pronunciação |
| inexpensive adjetivo | /ˌɪnɪkˈspɛnsɪv/ | barato |
| noun substantivo | /naʊn/ | substantivo, nome |
| debit substantivo | /ˈdɛb.ɪt/ | débito |
| verb substantivo | /vɝb/ | verbo |
| expectation substantivo | /ˌɛk.spɛkˈteɪ.ʃən/ | espera, expectação |
| borrow verbo | /ˈbɑɹ.oʊ/ | emprestar, tomar emprestado |
| cloth substantivo | /klɒθ/ | pano, tecido |
Phrasal verbs que você vai ouvir
| Palavra | Significado |
|---|---|
| take out verbo | tirar, remover |
| give back verbo | devolver |
Frases que vale a pena repetir
Frases curtas e completas do vídeo que você pode usar na conversa do dia a dia:
- What can I get for you today?
- How much are your sandwiches?
- Do you have anything smaller?
- What do you usually spend money on?
- How do you pay for it?
Gramática neste vídeo
As estruturas que o falante mais usa, com as palavras exatas do vídeo:
| Estrutura | No vídeo |
|---|---|
| Voz passiva be + particípio passado — o foco está no que acontece, não em quem faz | is made · will be given · is lent |
| Orações relativas who / which + oração — informação extra sobre uma pessoa ou coisa | interest, which means · Purchase, which is · sell, which means |
| Present perfect have/has + particípio passado — uma ação passada que ainda importa agora | we've talked · has been lowered · Have you taken |
| Possibilidade com “might / may” might/may + verbo — algo possível, mas não certo | might have |
Pronúncia para ficar de olho
O falante usa 17 contrações e formas reduzidas, como don't, I'm, we've. Diga-as na forma curta, do jeito que você ouve.
- Os sons de “th”: cloth /klɒθ/, withdraw /wɪðˈdɹɔ/
- Os sons de “sh” e “zh”: transaction /tɹænˈzækʃən/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, expectation /ˌɛk.spɛkˈteɪ.ʃən/, measurement /ˈmɛʒ.ə.mənt/
- Palavras longas — acerte a sílaba tônica: temporarily /ˌtɛmpəˈɹɛɹəli/, denomination /dɪˌnɒmɪˈneɪʃən/, pronunciation /pɹəˌnʌn.siˈeɪ.ʃən/, inexpensive /ˌɪnɪkˈspɛnsɪv/, expectation /ˌɛk.spɛkˈteɪ.ʃən/
Sons difíceis para falantes de português:
- Consoante final — sem acrescentar um “i” depois: lend /ˈlɛnd/, debit /ˈdɛb.ɪt/, verb /vɝb/, measurement /ˈmɛʒ.ə.mənt/
Como praticar com este vídeo
- Ouça o vídeo inteiro uma vez sem falar e anote as palavras que você não conhece.
- Faça shadowing frase por frase na velocidade normal, repetindo cada uma até o seu ritmo ficar igual ao do falante.
- Grave a sua voz e compare com o original, prestando atenção a palavras como lend, tense, transaction.
O que é a Técnica de Shadowing?
Shadowing é uma técnica de aprendizado de idiomas com base científica, originalmente desenvolvida para o treinamento de intérpretes profissionais. O método é simples, mas poderoso: você ouve áudio em inglês nativo e repete imediatamente em voz alta — como uma sombra seguindo o falante com 1-2 segundos de atraso. Pesquisas mostram melhora significativa na precisão da pronúncia, entonação, ritmo, sons conectados, compreensão auditiva e fluência na fala.